Norwood Financial Income Statement (2017-2025) | NWFL

Income Statement Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions (Quarter) 0.60M0.60M0.60M0.40M0.55M0.42M0.38M0.38M0.45M0.30M0.30M0.20M0.70M1.30M1.85M1.60M1.50M1.50M0.75M0.45M0.30M0.30M0.01M0.30M0.30M-1.75M0.88M6.15M-0.62M0.30M1.22M1.60M0.86M0.84M-0.39M0.56M
Revenue (Quarter) 10.14M10.31M10.73M10.64M1.27M1.43M1.66M1.31M1.30M1.28M1.46M1.41M1.33M1.12M1.61M2.15M1.54M1.83M1.85M1.79M3.14M2.02M1.89M1.71M1.68M1.73M1.92M1.81M1.71M1.88M1.87M1.93M1.98M1.87M2.04M2.11M
Interest income
Interest income - Loans (Quarter) 7.81M7.92M8.29M8.50M8.49M8.86M9.30M9.76M9.97M10.33M10.78M10.81M10.68M10.77M16.26M16.34M16.15M16.10M16.86M16.15M15.38M15.71M17.11M17.81M19.16M20.70M22.02M23.33M23.68M24.12M25.46M26.12M25.99M27.11M28.14M28.67M
Interest income - Investments (Quarter) 15.14M0.18M0.18M0.17M10.17M0.26M0.16M0.14M12.67M
Interest Income - Debt Securities (Quarter) 0.95M1.04M0.99M-1.31M1.06M1.14M1.48M-0.88M1.44M1.44M1.23M-0.31M1.18M1.06M1.03M1.40M1.58M1.80M1.47M0.12M1.66M1.94M1.89M1.77M1.74M2.48M2.10M0.48M2.23M2.21M2.24M2.27M3.87M2.07M2.25M8.40M
Interest Income - Deposits (Quarter) 0.73M0.97M0.50M0.57M0.23M0.22M0.14M0.47M
Other interest income (Quarter) 0.01M0.02M0.00M0.01M0.02M0.04M0.00M0.01M0.01M0.05M0.01M0.01M0.01M0.02M0.02M0.04M0.06M0.07M0.08M0.18M0.24M0.05M0.05M0.05M0.73M0.97M0.50M
Interest Income - Total (Quarter) 9.43M9.58M9.90M10.07M10.03M10.44M10.79M11.24M11.43M11.81M12.06M11.98M11.87M11.85M17.31M17.43M17.30M17.52M18.40M17.85M17.35M18.09M19.83M20.39M21.71M23.24M24.51M26.09M26.94M27.67M28.49M29.48M30.08M31.21M32.19M33.05M
Interest expenses
Interest Expense - Deposits (Quarter) 0.77M0.80M0.83M0.98M1.03M1.05M1.12M1.45M1.73M1.84M1.79M1.78M1.79M1.63M1.68M1.51M1.25M1.21M1.17M1.13M1.06M1.08M1.56M2.77M4.36M5.74M7.02M8.91M10.11M10.69M10.55M10.98M10.75M10.87M10.73M11.33M
Interest Expense - Debt (Quarter) 0.14M0.10M0.12M0.37M0.14M0.13M0.11M-0.12M0.30M0.28M0.25M0.24M0.11M0.28M0.06M0.08M0.07M0.19M0.17M0.16M0.14M0.06M0.02M0.31M0.48M1.06M1.13M1.54M1.78M1.70M1.68M-3.80M0.46M1.06M0.90M0.02M
Interest Expenses (Quarter) 0.94M0.93M1.03M1.19M1.22M1.22M1.40M1.82M2.15M2.20M2.17M2.15M2.20M1.98M1.98M1.81M1.52M1.46M1.41M1.36M1.25M1.20M1.66M3.16M5.62M7.59M9.47M10.79M12.23M12.75M12.56M12.86M12.23M12.14M11.73M12.10M
Interest Income - Net (Quarter) 8.50M8.66M8.87M8.88M8.81M9.21M9.39M9.43M9.27M9.61M9.89M9.83M9.66M9.87M15.33M15.61M15.78M16.05M16.99M16.50M16.10M16.89M18.17M17.23M16.09M15.64M15.04M15.29M14.71M14.93M15.93M16.62M17.86M19.07M20.46M20.94M
Non-interest income
Interest Income - Total (Quarter) 7.90M8.06M8.27M8.48M8.26M8.79M9.01M9.05M8.82M9.31M9.59M9.63M8.96M8.57M13.48M14.01M14.28M14.55M16.24M16.05M15.80M16.59M18.17M16.93M15.79M17.39M14.16M9.18M15.33M14.58M14.59M15.02M17.00M18.11M20.96M20.48M
Service Charges (Quarter) 0.94M1.02M1.10M1.02M0.98M1.10M1.13M
Investment Gain (Loss) (Quarter) 0.01M0.03M0.13M0.18M0.14M0.06M0.01M0.06M0.17M0.02M0.04M0.03M0.02M0.04M0.04M0.00M-0.21M
Investment Banking Income (Quarter) 0.07M0.01M0.04M0.07M0.01M0.04M0.06M0.07M0.16M0.24M0.03M0.11M0.04M0.00M0.02M0.04M0.01M0.04M0.10M0.05M0.05M0.07M0.13M0.08M
Income - Trust (Quarter) 0.11M0.13M0.16M0.12M0.14M0.17M0.15M
Other Non-Interest Income (Quarter) 0.18M0.09M0.10M0.28M0.27M0.28M0.39M0.28M0.60M0.08M0.22M0.80M0.21M0.21M0.15M0.17M0.37M0.71M0.20M0.17M0.18M0.45M0.34M-0.67M0.21M0.23M0.33M-0.10M0.15M0.31M0.26M0.15M0.29M0.27M0.27M0.19M
Non-Interest Income (Quarter) 1.64M1.66M1.86M1.75M1.69M1.77M2.00M1.60M1.56M1.64M1.88M1.70M1.65M1.39M2.07M2.66M1.99M2.19M2.16M2.03M3.34M2.49M2.18M1.93M1.91M1.78M2.31M2.12M2.01M2.21M2.29M-17.66M2.35M2.25M2.50M2.51M
Operating Items
Amortization - Intangibles (Quarter) 0.04M0.04M0.04M0.04M0.03M0.03M0.03M0.03M0.03M0.03M0.02M0.02M0.02M0.02M0.04M1.34M0.04M0.03M0.03M0.03M0.03M0.03M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.01M0.01M0.01M0.01M0.01M
Research & Development (Quarter) 0.34M0.32M0.35M0.33M0.32M0.34M0.37M0.40M0.45M0.47M0.48M0.47M0.44M0.47M0.75M0.81M0.60M0.56M0.59M0.66M0.63M0.67M0.74M0.92M0.77M0.82M0.88M0.88M1.02M1.02M1.16M1.31M1.08M1.19M1.09M1.20M
Wages, Salaries and Other (Quarter) 0.25M3.21M0.22M3.21M0.23M0.23M3.58M-9.45M3.65M0.23M0.28M0.36M3.78M3.29M0.29M0.33M0.54M5.17M5.49M4.99M5.43M5.84M5.55M5.25M5.97M5.84M6.08M5.67M0.58M5.95M0.58M23.35M0.66M6.61M6.70M-0.34M
Rent Expense (Quarter) 0.91M0.81M0.80M0.14M0.89M0.86M0.91M0.23M0.92M0.94M0.92M0.16M0.97M0.91M1.11M0.14M1.22M1.19M1.16M-0.04M1.31M1.21M1.19M-0.00M1.26M1.31M1.24M0.05M1.26M1.23M1.27M0.17M1.38M1.35M1.36M-0.01M
Restructuring Costs (Quarter) 1.60M0.39M0.07M
Other Operating Expenses (Quarter) 5.36M5.00M5.09M5.41M5.04M5.16M5.29M6.17M5.28M5.37M5.39M6.46M5.65M5.12M7.14M8.89M7.63M7.74M7.87M9.43M8.22M8.60M8.21M9.36M8.41M8.80M9.16M9.93M9.45M9.19M9.60M11.94M9.60M9.99M10.49M12.43M
Operating Expenses (Quarter) 6.61M6.13M6.24M5.89M6.25M6.35M6.57M6.80M6.65M6.79M6.79M7.09M7.06M8.09M9.38M9.91M9.46M9.49M9.62M10.05M10.16M10.47M10.14M10.28M10.44M10.94M11.28M10.85M11.73M11.44M12.03M13.42M12.06M12.53M12.93M13.62M
EBIT (Quarter) 3.86M4.51M4.92M5.54M4.92M5.43M5.84M5.67M5.89M6.37M6.85M6.39M5.76M3.85M8.15M8.58M8.34M8.71M10.19M9.38M10.23M9.81M11.87M11.74M12.89M15.83M14.66M11.24M17.84M18.09M17.41M-3.20M19.51M19.97M22.27M21.47M
Net income details
EBT (Quarter) 2.93M3.58M3.89M4.35M3.70M4.21M4.44M3.85M3.73M4.17M4.68M4.24M3.56M1.87M6.17M6.77M6.81M7.25M8.78M8.03M8.98M8.61M10.21M8.58M7.27M8.24M5.19M0.45M5.61M5.34M4.85M-16.06M7.29M7.83M10.53M9.37M
Tax Provisions (Quarter) 0.55M0.86M0.95M4.20M0.57M0.70M0.73M0.55M0.54M0.65M0.78M-0.34M0.48M0.38M1.17M1.25M1.27M1.49M1.79M1.39M1.85M1.76M2.10M1.02M1.49M1.73M1.07M0.10M1.18M1.13M1.01M-3.41M1.51M1.63M2.20M2.02M
Profit After Tax (Quarter) 2.38M2.72M2.94M0.16M3.13M3.51M3.71M3.30M3.19M3.52M3.91M4.58M3.08M1.49M5.00M5.51M5.54M5.75M6.98M6.64M7.13M6.86M8.11M7.56M5.78M6.50M4.12M0.35M4.43M4.21M3.84M-12.65M5.77M6.21M8.33M7.35M
Income from Continuing Operations (Quarter) 2.38M2.72M2.94M0.16M3.13M3.51M3.71M3.30M3.19M3.52M3.91M4.58M3.08M1.49M5.00M5.51M5.54M5.75M6.98M6.64M7.13M6.86M8.11M7.56M5.78M6.50M4.12M0.35M4.43M4.21M3.84M-12.65M5.77M6.21M8.33M7.35M
Consolidated Net Income (Quarter) 2.38M2.72M2.94M0.16M3.13M3.51M3.71M3.30M3.19M3.52M3.91M4.58M3.08M1.49M5.00M5.51M5.54M5.75M6.98M6.64M7.13M6.86M8.11M7.56M5.78M6.50M4.12M0.35M4.43M4.21M3.84M-12.65M5.77M6.21M8.33M7.35M
Income towards Parent Company (Quarter) 2.38M2.72M2.94M0.16M3.13M3.51M3.71M3.30M3.19M3.52M3.91M4.58M3.08M1.49M5.00M5.51M5.54M5.75M6.98M6.64M7.13M6.86M8.11M7.56M5.78M6.50M4.12M0.35M4.43M4.21M3.84M-12.65M5.77M6.21M8.33M7.35M
Net Income towards Common Stockholders (Quarter) 2.38M2.72M2.94M0.16M3.13M3.51M3.71M3.30M3.19M3.52M3.91M4.58M3.08M1.49M5.00M5.51M5.54M5.75M6.98M6.64M7.13M6.86M8.11M7.56M5.78M6.50M4.12M0.35M4.43M4.21M3.84M-12.65M5.77M6.21M8.33M7.35M
Additional items
EPS (Basic) (Quarter) 0.380.440.470.030.500.570.590.530.510.560.620.570.490.240.620.700.680.700.850.820.870.841.000.880.710.810.510.050.550.520.48-1.570.630.670.890.79
EPS (Weighted Average and Diluted) (Quarter) 0.380.430.470.030.500.560.580.530.510.560.620.570.490.240.620.700.670.700.850.810.870.841.000.870.710.810.510.040.550.520.48-1.570.630.670.890.79
Shares Outstanding (Weighted Average) (Quarter) 6.21M6.21M6.21M6.21M6.26M6.22M6.26M6.23M6.29M6.29M6.26M6.26M6.29M6.29M6.88M7.20M8.19M8.19M8.19M8.18M8.17M8.16M8.12M8.14M8.13M8.10M8.03M8.06M8.06M8.06M8.05M8.09M9.21M9.21M9.16M9.23M
EBITDA (Quarter) 3.86M4.51M4.92M5.54M4.92M5.43M5.84M5.67M5.89M6.37M6.85M6.39M5.76M3.85M8.15M8.58M8.34M8.71M10.19M9.38M10.23M9.81M11.87M11.74M12.89M15.83M14.66M11.24M17.84M18.09M17.41M-3.20M19.51M19.97M22.27M21.47M
Tax Rate (Quarter) 18.80%23.95%24.38%96.39%15.50%16.58%16.40%14.33%14.55%15.50%16.55%-8.09%13.51%20.30%19.01%18.52%18.66%20.60%20.44%17.28%20.64%20.39%20.57%11.93%20.46%21.05%20.59%21.68%20.95%21.12%20.74%21.21%20.78%20.77%20.86%21.56%