Loan Facilitation Services was Jiayin’s largest product and service line in fiscal 2025, bringing in $5.11B of $6.22B (82%).
| Product and Service | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Loan Facilitation Services | $2.88B | $3.49B | $4.01B | $5.11B | |||||
| Releasing Of Guarantee Liabilities | $47.14M | $1.39B | $1.36B | $652.47M | |||||
| Other Revenue - Referral Services | — | $477.72M | $388.08M | $452.21M | |||||
| Other Revenues | — | — | — | — | |||||
| Other Revenue - Investor Referral | $269.26M | — | — | — | |||||
| Post-Origination Services | — | — | — | — | |||||
| Other Revenue - Others | $73.29M | $106.89M | $43.47M | $5.05M | |||||
| Total | $3.27B | $5.47B | $5.80B | $6.22B |
Jiayin brought in $6.22B from its four product and service lines in fiscal 2025, the year ended December 31, 2025. That was up 7.3% from $5.80B in fiscal 2024. Loan Facilitation Services was the largest at $5.11B (82.2%), ahead of Releasing Of Guarantee Liabilities at $652.47M (10.5%) and Other Revenue - Referral Services at $452.21M (7.3%). The remaining line, Other Revenue - Others, brought in $5.05M.
Compared with fiscal 2024, Loan Facilitation Services grew fastest, up 27.4% to $5.11B, while Releasing Of Guarantee Liabilities fell the most, down 51.9% to $652.47M.
Jiayin began breaking out Other Revenue - Referral Services in fiscal 2023, when it brought in $477.72M. Jiayin stopped reporting Other Revenue - Investor Referral as a separate line after fiscal 2022, when it brought in $269.26M.
At A Point In Time was Jiayin’s largest revenue line in fiscal 2025, bringing in $5.56B of $6.22B (89%).
| Timing Of Transfer Of Good Or Service | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|
| At A Point In Time | $3.15B | $3.97B | $4.40B | $5.56B | |
| Overtime | $47.14M | $1.39B | $1.36B | $652.47M | |
| At A Point In Time /Overtime | $73.29M | $106.89M | $43.47M | $5.05M | |
| Total | $3.27B | $5.47B | $5.80B | $6.22B |
Jiayin brought in $6.22B from its three revenue lines in fiscal 2025, the year ended December 31, 2025. That was up 7.3% from $5.80B in fiscal 2024. At A Point In Time was the largest at $5.56B (89.4%), ahead of Overtime at $652.47M (10.5%) and At A Point In Time /Overtime at $5.05M (0.1%).
Compared with fiscal 2024, At A Point In Time grew 26.5% to $5.56B, while Overtime fell 51.9% to $652.47M. From fiscal 2022 to 2025, combined revenue from these revenue lines grew from $3.27B to $6.22B, a compound annual growth rate of 23.9%. At A Point In Time's share of the total fell from 96.3% to 89.4%.
Current Loan Products was Jiayin’s largest revenue line in fiscal 2020, bringing in $1.06B of $1.30B (81%).
| Guarantor Obligations, Nature | FY 2017 | FY 2018 | FY 2019 | FY 2020 |
|---|---|---|---|---|
| Current Loan Products | $714.40M | $2.45B | $1.97B | $1.06B |
| Other Online Standard Loan Products | $778.16M | $116.57M | $10.22M | — |
| Other Services | $172.55M | $274.54M | $213.23M | $244.35M |
| Offline & Non-Standard Loan Products | $585.74M | $43.49M | $32.35M | — |
| Total | $2.25B | $2.88B | $2.23B | $1.30B |
Jiayin brought in $1.30B from its two revenue lines in fiscal 2020, the year ended December 31, 2020. Jiayin regrouped these revenue lines after fiscal 2019, so the total does not compare directly with that year's $2.23B. Current Loan Products was the largest at $1.06B (81.2%), ahead of Other Services at $244.35M (18.8%).
Compared with fiscal 2019, Other Services grew 14.6% to $244.35M, while Current Loan Products fell 46.5% to $1.06B.
Jiayin stopped reporting Offline & Non-Standard Loan Products ($32.35M in fiscal 2019) and Other Online Standard Loan Products ($10.22M in fiscal 2019) as separate revenue lines.
Jiayin (JFIN) reports its revenue by product and service, by timing of transfer of good or service and by guarantor obligations, nature. In fiscal 2025, Loan Facilitation Services was its largest product and service line, bringing in $5.11B (82.2% of the total), followed by Releasing Of Guarantee Liabilities at $652.47M (10.5%).
Loan Facilitation Services was Jiayin's largest product and service line in fiscal 2025, bringing in $5.11B, or 82.2% of the $6.22B total across its four product and service lines.
At A Point In Time was Jiayin's largest revenue line in fiscal 2025, bringing in $5.56B, or 89.4% of the $6.22B total across its three revenue lines.
Among Jiayin's product and service lines that make up at least 2% of revenue, Loan Facilitation Services grew fastest in fiscal 2025, up 27.4% from $4.01B to $5.11B.
Every figure comes from Jiayin's annual financial filings, as reported. Each line keeps the name Jiayin gives it, and years follow its fiscal calendar.
Jiayin's revenue by product and service goes back to fiscal 2017, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.