Greene County Bancorp (GCBC) Loans - Loss Allowance (2011 - 2026)
Greene County Bancorp (GCBC) recorded Loans - Loss Allowance of $21.86 million in fiscal Q4 2026 (quarter ended Jun 30, 2026), up 8.5% from $20.15 million a year earlier and up 0.4% from the prior quarter.
Greene County Bancorp (GCBC) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
Starting with fiscal Q4 2011, Greene County Bancorp's Loans - Loss Allowance history includes 61 quarters.
- Annual Loans - Loss Allowance has a five-year compound annual growth rate of 2.1% (FY2021 to FY2026).
- Across earlier fiscal years, Loans - Loss Allowance came in at $20.15 million in FY2025 (+4.7%), $19.24 million in FY2024 (-9.3%), $21.21 million in FY2023 (-6.8%) and $22.76 million in FY2022 (+15.7%).
- The fiscal Q4 2026 figure is the highest quarterly Loans - Loss Allowance since fiscal Q2 2023.
- On a year-over-year basis, Loans - Loss Allowance has increased for six consecutive quarters, with growth averaging 3.8% over the last eight quarters.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 18.7% in fiscal Q2 2022, against a decline of 9.3% in fiscal Q4 2024 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $21.78 million (Q3 2026), $21.33 million (Q2 2026) and $21.29 million (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Greene County Bancorp | 570.35 Mn | 550.13 Mn | - | 21.86 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.86 Mn |
| Mar 31, 2026 | 21.78 Mn |
| Dec 31, 2025 | 21.33 Mn |
| Sep 30, 2025 | 21.29 Mn |
| Jun 30, 2025 | 20.15 Mn |
| Mar 31, 2025 | 21.20 Mn |
| Dec 31, 2024 | 20.19 Mn |
| Sep 30, 2024 | 19.78 Mn |
| Jun 30, 2024 | 19.24 Mn |
| Mar 31, 2024 | 20.38 Mn |
| Dec 31, 2023 | 20.31 Mn |
| Sep 30, 2023 | 20.25 Mn |
| Jun 30, 2023 | 21.21 Mn |
| Mar 31, 2023 | 21.16 Mn |
| Dec 31, 2022 | 22.29 Mn |
| Sep 30, 2022 | 22.15 Mn |
| Jun 30, 2022 | 22.76 Mn |
| Mar 31, 2022 | 21.74 Mn |
| Dec 31, 2021 | 21.68 Mn |
| Sep 30, 2021 | 20.49 Mn |
Greene County Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=GCBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "GCBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=GCBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();