Greene County Bancorp (GCBC) Loans - Loss Allowance (2011 - 2026)
Greene County Bancorp (GCBC) posted Loans - Loss Allowance of $21.8 million for Q1 2026, up 2.08% on a QoQ basis from $21.3 million in Q4 2025, and up 2.75% year-over-year from $21.2 million in Q1 2025.
Analysis
Greene County Bancorp (GCBC) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
Greene County Bancorp has reported Loans - Loss Allowance for 16 years, with the latest figure at $21.8 million in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 2.75% year-over-year to $21.8 million in Q1 2026; TTM through Mar 2026 was $21.8 million, a 2.75% increase from a year earlier, with the FY2025 full-year figure at $20.1 million, up 4.69% from the prior year.
- Loans - Loss Allowance was $21.8 million for Q1 2026 at Greene County Bancorp, up from $21.3 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $22.8 million in Q2 2022, with the low at $19.2 million in Q2 2024.
- Average Loans - Loss Allowance over 5 years is $21.0 million, with a median of $21.2 million recorded in 2025.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance advanced 15.73% in 2022, then retreated 9.28% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $22.3 million in 2022, then dropped by 8.88% to $20.3 million in 2023, then retreated by 0.58% to $20.2 million in 2024, then increased by 5.66% to $21.3 million in 2025, then climbed by 2.08% to $21.8 million in 2026.
- The last three Loans - Loss Allowance figures came in at $21.8 million (Q1 2026), $21.3 million (Q4 2025), and $21.3 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.93 Bn | 4.43 Bn | - | - |
| 2 | Columbia Financial | 1.22 Bn | 935.89 Mn | - | 68.76 Mn |
| 3 | Capitol Federal Financial | 1.12 Bn | 980.26 Mn | - | - |
| 4 | Trustco Bank Corp N Y | 986.25 Mn | 279.57 Mn | - | 54.08 Mn |
| 5 | Kearny Financial | 654.17 Mn | 539.35 Mn | - | 45.50 Mn |
| 6 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 37.03 Mn |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | 21.78 Mn |
| 8 | NorthEast Community Bancorp | 374.18 Mn | 273.44 Mn | - | 4.75 Mn |
| 9 | Western New England Bancorp | 278.44 Mn | 240.11 Mn | - | 20.19 Mn |
| 10 | FB Bancorp | 256.93 Mn | 211.72 Mn | - | 6.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 21.78 Mn |
| Dec 31, 2025 | 21.33 Mn |
| Sep 30, 2025 | 21.29 Mn |
| Jun 30, 2025 | 20.15 Mn |
| Mar 31, 2025 | 21.20 Mn |
| Dec 31, 2024 | 20.19 Mn |
| Sep 30, 2024 | 19.78 Mn |
| Jun 30, 2024 | 19.24 Mn |
| Mar 31, 2024 | 20.38 Mn |
| Dec 31, 2023 | 20.31 Mn |
| Sep 30, 2023 | 20.25 Mn |
| Jun 30, 2023 | 21.21 Mn |
| Mar 31, 2023 | 21.16 Mn |
| Dec 31, 2022 | 22.29 Mn |
| Sep 30, 2022 | 22.15 Mn |
| Jun 30, 2022 | 22.76 Mn |
| Mar 31, 2022 | 21.74 Mn |
| Dec 31, 2021 | 21.68 Mn |
| Sep 30, 2021 | 20.49 Mn |
| Jun 30, 2021 | 19.67 Mn |