Greene County Bancorp (GCBC) Net Margin (2010 - 2026)
Greene County Bancorp (GCBC) posted quarterly Net Margin of 53.63% for Q1 2026, up 660.0% year-over-year from 7.06% in Q1 2025, and up 15.76% quarter-over-quarter from 46.33% in Q4 2025.
Greene County Bancorp (GCBC) Net Margin (2010 - 2026) Analysis & Trends
Greene County Bancorp's Net Margin history runs 17 years deep, the most recent figure standing at 53.63% for Q1 2026.
- In Q1 2026, Net Margin rose 660.0% year-over-year to 53.63%; the TTM figure through Mar 2026 stood at 45.16% (down 4647.0% YoY), while the FY2025 annual figure was 93.17%, up 185.0% from the prior year.
- Net Margin for Q1 2026 stood at 53.63%, up from 46.33% in the prior quarter.
- The five-year high for Net Margin was 60.61% in Q3 2025, with the low at 32.56% in Q2 2024.
- The 5-year median for Net Margin is 44.25% (2023), against an average of 37.89%.
- The sharpest annual moves came in 2024 and 2025: Net Margin plunged 4931 bps in 2024, then jumped 6374 bps in 2025.
- Greene County Bancorp's Net Margin stood at 38.25% in 2022, then declined by 6 bps to 35.97% in 2023, then gained by 16 bps to 41.74% in 2024, then advanced by 11 bps to 46.33% in 2025, then grew by 16 bps to 53.63% in 2026.
- Business Quant data shows GCBC's Net Margin at 53.63% in Q1 2026, 46.33% in Q4 2025, and 60.61% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Greene County Bancorp | 589.98 Mn | 207.11 Mn | - | 44.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 53.63% |
| Dec 31, 2025 | 46.33% |
| Sep 30, 2025 | 60.61% |
| Jun 30, 2025 | 31.18% |
| Mar 31, 2025 | 47.03% |
| Dec 31, 2024 | 41.74% |
| Sep 30, 2024 | 37.37% |
| Jun 30, 2024 | -32.56% |
| Mar 31, 2024 | 45.64% |
| Dec 31, 2023 | 35.97% |
| Sep 30, 2023 | 46.81% |
| Jun 30, 2023 | 16.76% |
| Mar 31, 2023 | 44.25% |
| Dec 31, 2022 | 38.25% |
| Sep 30, 2022 | 48.92% |
| Jun 30, 2022 | 37.11% |
| Mar 31, 2022 | 45.07% |
| Dec 31, 2021 | 48.45% |
| Sep 30, 2021 | 41.44% |
| Jun 30, 2021 | 49.74% |