Greene County Bancorp (GCBC) Net Margin (2010 - 2026)
Greene County Bancorp (GCBC) posted Net Margin of 44.05% for Q1 2026, down 4.91% on a QoQ basis from 46.33% in Q4 2025, and up 392.0% year-over-year from 8.95% in Q1 2025.
Analysis
Greene County Bancorp (GCBC) Net Margin (2010 - 2026) Analysis & Trends
Greene County Bancorp has reported Net Margin for 17 years, with the latest figure at 44.05% in Q1 2026.
- On a quarterly basis, Net Margin rose 392.0% year-over-year to 44.05% in Q1 2026; TTM through Mar 2026 was 43.5%, a 367.0% increase from a year earlier, with the FY2025 full-year figure at 91.06%, up 1.0% from the prior year.
- Net Margin was 44.05% for Q1 2026 at Greene County Bancorp, down from 46.33% in the prior quarter.
- The five-year high for Net Margin was 47.73% in Q3 2022, with the low at 15.68% in Q2 2023.
- Average Net Margin over 5 years is 39.23%, with a median of 40.17% recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Net Margin slumped 1810 bps in 2023, then soared 2448 bps in 2024.
- Over 5 years, Net Margin stood at 38.25% in 2022, then retreated by 6 bps to 35.97% in 2023, then climbed by 16 bps to 41.74% in 2024, then grew by 11 bps to 46.33% in 2025, then dropped by 5 bps to 44.05% in 2026.
- The last three Net Margin figures came in at 44.05% (Q1 2026), 46.33% (Q4 2025), and 41.24% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 33.93% |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | 282.31% |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 789.09% |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 32.94% |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 692.98% |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 15.70% |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 44.05% |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 35.39% |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 15.84% |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | -57.14% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 44.05% |
| Dec 31, 2025 | 46.33% |
| Sep 30, 2025 | 41.24% |
| Jun 30, 2025 | 42.14% |
| Mar 31, 2025 | 40.14% |
| Dec 31, 2024 | 41.74% |
| Sep 30, 2024 | 37.11% |
| Jun 30, 2024 | 40.17% |
| Mar 31, 2024 | 37.31% |
| Dec 31, 2023 | 35.97% |
| Sep 30, 2023 | 38.65% |
| Jun 30, 2023 | 15.68% |
| Mar 31, 2023 | 44.25% |
| Dec 31, 2022 | 38.25% |
| Sep 30, 2022 | 47.73% |
| Jun 30, 2022 | 33.78% |
| Mar 31, 2022 | 42.30% |
| Dec 31, 2021 | 38.87% |
| Sep 30, 2021 | 41.05% |
| Jun 30, 2021 | 32.67% |