Greene County Bancorp (GCBC) Net Margin (2010 - 2026)
Greene County Bancorp (GCBC) reported Net Margin of 45.40% for fiscal Q4 2026 (quarter ended Jun 30, 2026), down 0.19 percentage points from 45.59% a year earlier but up 1.34 percentage points from the prior quarter.
Greene County Bancorp (GCBC) Net Margin (2010 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Greene County Bancorp posted Net Margin of 44.31%, up 2.99 percentage points from FY2025.
- Net Margin has a five-year change of +6.19 percentage points (FY2021 to FY2026).
- By fiscal year, Net Margin came in at 41.32% in FY2025 (+3.15 pp), 38.17% in FY2024 (-3.79 pp), 41.96% in FY2023 (+2.06 pp) and 39.90% in FY2022 (+1.78 pp).
- Five-year quarterly Net Margin spans a low of 35.97% in fiscal Q2 2024 and a high of 47.73% in fiscal Q1 2023.
- Year over year, Net Margin gained in six of the last eight quarters, with an average year-over-year change of +3.06 percentage points.
- The high point for year-over-year Net Margin in five years was fiscal Q3 2022 (a gain of 9.30 percentage points); the low point was fiscal Q1 2024 (a drop of 9.08 percentage points).
- Per Business Quant data, the three fiscal quarters before Q4 2026 came in at 44.05% (Q3 2026), 46.33% (Q2 2026) and 41.24% (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Greene County Bancorp | 607.98 Mn | 587.76 Mn | - | 45.40% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.40% |
| Mar 31, 2026 | 44.05% |
| Dec 31, 2025 | 46.33% |
| Sep 30, 2025 | 41.24% |
| Jun 30, 2025 | 45.59% |
| Mar 31, 2025 | 40.14% |
| Dec 31, 2024 | 41.74% |
| Sep 30, 2024 | 37.11% |
| Jun 30, 2024 | 40.61% |
| Mar 31, 2024 | 37.31% |
| Dec 31, 2023 | 35.97% |
| Sep 30, 2023 | 38.65% |
| Jun 30, 2023 | 37.28% |
| Mar 31, 2023 | 44.25% |
| Dec 31, 2022 | 38.25% |
| Sep 30, 2022 | 47.73% |
| Jun 30, 2022 | 37.54% |
| Mar 31, 2022 | 42.30% |
| Dec 31, 2021 | 38.87% |
| Sep 30, 2021 | 41.05% |
Greene County Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=GCBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "GCBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=GCBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();