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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Greene County Bancorp (GCBC) Net Margin (2016 - 2025)

Greene County Bancorp has reported Net Margin over the past 12 years, most recently at 46.33% for Q4 2025.

  • Quarterly results put Net Margin at 46.33% for Q4 2025, up 459.0% from a year ago — trailing twelve months through Dec 2025 was 43.38% (up 423.0% YoY), and the annual figure for FY2025 was 93.17%, up 213.0%.
  • Net Margin for Q4 2025 was 46.33% at Greene County Bancorp, up from 41.24% in the prior quarter.
  • Over the last five years, Net Margin for GCBC hit a ceiling of 47.73% in Q3 2022 and a floor of 33.0% in Q1 2021.
  • Median Net Margin over the past 5 years was 40.15% (2024), compared with a mean of 40.43%.
  • Biggest five-year swings in Net Margin: soared 1900bps in 2021 and later crashed -908bps in 2023.
  • Greene County Bancorp's Net Margin stood at 38.87% in 2021, then dropped by -2bps to 38.25% in 2022, then dropped by -6bps to 35.97% in 2023, then rose by 16bps to 41.74% in 2024, then grew by 11bps to 46.33% in 2025.
  • The last three reported values for Net Margin were 46.33% (Q4 2025), 41.24% (Q3 2025), and 45.59% (Q2 2025) per Business Quant data.