Greene County Bancorp GCBC
NASDAQ GCBC
$35.23 +0.17 (+0.48%)
At close: Sep 10, 2026 · 4:00 PM EDT

Greene County Bancorp (GCBC) Net Margin (2010 - 2026)

Greene County Bancorp (GCBC) posted Net Margin of 44.05% for Q1 2026, down 4.91% on a QoQ basis from 46.33% in Q4 2025, and up 392.0% year-over-year from 8.95% in Q1 2025.

Analysis

Greene County Bancorp (GCBC) Net Margin (2010 - 2026) Analysis & Trends

Greene County Bancorp has reported Net Margin for 17 years, with the latest figure at 44.05% in Q1 2026.

  • On a quarterly basis, Net Margin rose 392.0% year-over-year to 44.05% in Q1 2026; TTM through Mar 2026 was 43.5%, a 367.0% increase from a year earlier, with the FY2025 full-year figure at 91.06%, up 1.0% from the prior year.
  • Net Margin was 44.05% for Q1 2026 at Greene County Bancorp, down from 46.33% in the prior quarter.
  • The five-year high for Net Margin was 47.73% in Q3 2022, with the low at 15.68% in Q2 2023.
  • Average Net Margin over 5 years is 39.23%, with a median of 40.17% recorded in 2024.
  • The sharpest annual moves came in 2023 and 2024: Net Margin slumped 1810 bps in 2023, then soared 2448 bps in 2024.
  • Over 5 years, Net Margin stood at 38.25% in 2022, then retreated by 6 bps to 35.97% in 2023, then climbed by 16 bps to 41.74% in 2024, then grew by 11 bps to 46.33% in 2025, then dropped by 5 bps to 44.05% in 2026.
  • The last three Net Margin figures came in at 44.05% (Q1 2026), 46.33% (Q4 2025), and 41.24% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 TFS Financial 4.76 Bn 4.26 Bn - 33.93%
2 Columbia Financial 1.17 Bn 883.50 Mn - 282.31%
3 Capitol Federal Financial 1.09 Bn 953.32 Mn - 789.09%
4 Trustco Bank Corp N Y 1.01 Bn 303.62 Mn - 32.94%
5 Northfield Bancorp 639.40 Mn 385.97 Mn - 692.98%
6 Kearny Financial 618.92 Mn 504.09 Mn - 15.70%
7 Greene County Bancorp 599.05 Mn 216.18 Mn - 44.05%
8 NorthEast Community Bancorp 370.64 Mn 269.90 Mn - 35.39%
9 Western New England Bancorp 270.02 Mn 231.69 Mn - 15.84%
10 FB Bancorp 260.28 Mn 215.07 Mn - -57.14%
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 44.05%
Dec 31, 2025 46.33%
Sep 30, 2025 41.24%
Jun 30, 2025 42.14%
Mar 31, 2025 40.14%
Dec 31, 2024 41.74%
Sep 30, 2024 37.11%
Jun 30, 2024 40.17%
Mar 31, 2024 37.31%
Dec 31, 2023 35.97%
Sep 30, 2023 38.65%
Jun 30, 2023 15.68%
Mar 31, 2023 44.25%
Dec 31, 2022 38.25%
Sep 30, 2022 47.73%
Jun 30, 2022 33.78%
Mar 31, 2022 42.30%
Dec 31, 2021 38.87%
Sep 30, 2021 41.05%
Jun 30, 2021 32.67%