Greene County Bancorp (GCBC) FCF Margin (2010 - 2026)
Greene County Bancorp (GCBC) posted FCF Margin of 44.62% for Q1 2026, up 59.4% on a QoQ basis from 27.99% in Q4 2025, and up 848.0% year-over-year from 4.71% in Q1 2025.
Analysis
Greene County Bancorp (GCBC) FCF Margin (2010 - 2026) Analysis & Trends
Greene County Bancorp has reported FCF Margin for 17 years, with the latest figure at 44.62% in Q1 2026.
- On a quarterly basis, FCF Margin rose 848.0% year-over-year to 44.62% in Q1 2026; TTM through Mar 2026 was 41.25%, a 592.0% increase from a year earlier, with the FY2025 full-year figure at 81.65%, down 463.0% from the prior year.
- FCF Margin was 44.62% for Q1 2026 at Greene County Bancorp, up from 27.99% in the prior quarter.
- The five-year high for FCF Margin was 76.74% in Q2 2022, with the low at 11.55% in Q4 2023.
- Average FCF Margin over 5 years is 36.48%, with a median of 31.33% recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: FCF Margin plunged 5273 bps in 2023, then jumped 4154 bps in 2024.
- Over 5 years, FCF Margin stood at 28.05% in 2022, then slumped by 59 bps to 11.55% in 2023, then jumped by 148 bps to 28.58% in 2024, then declined by 2 bps to 27.99% in 2025, then surged by 59 bps to 44.62% in 2026.
- The last three FCF Margin figures came in at 44.62% (Q1 2026), 27.99% (Q4 2025), and 30.45% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.75 Bn | 4.25 Bn | - | 32.27% |
| 2 | Columbia Financial | 1.16 Bn | 878.95 Mn | - | 27.48% |
| 3 | Capitol Federal Financial | 1.09 Bn | 952.08 Mn | - | 524.91% |
| 4 | Trustco Bank Corp N Y | 993.16 Mn | 286.49 Mn | - | 49.52% |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1,146.40% |
| 6 | Kearny Financial | 613.89 Mn | 499.06 Mn | - | 254.98% |
| 7 | Greene County Bancorp | 595.51 Mn | 212.65 Mn | - | 44.62% |
| 8 | NorthEast Community Bancorp | 368.71 Mn | 267.97 Mn | - | 45.75% |
| 9 | Western New England Bancorp | 268.83 Mn | 230.50 Mn | - | 25.85% |
| 10 | FB Bancorp | 258.41 Mn | 213.20 Mn | - | 3,161.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 44.62% |
| Dec 31, 2025 | 27.99% |
| Sep 30, 2025 | 30.45% |
| Jun 30, 2025 | 63.06% |
| Mar 31, 2025 | 36.14% |
| Dec 31, 2024 | 28.58% |
| Sep 30, 2024 | 11.84% |
| Jun 30, 2024 | 65.55% |
| Mar 31, 2024 | 31.33% |
| Dec 31, 2023 | 11.55% |
| Sep 30, 2023 | 34.56% |
| Jun 30, 2023 | 24.01% |
| Mar 31, 2023 | 40.39% |
| Dec 31, 2022 | 28.05% |
| Sep 30, 2022 | 22.43% |
| Jun 30, 2022 | 76.74% |
| Mar 31, 2022 | 42.92% |
| Dec 31, 2021 | 36.33% |
| Sep 30, 2021 | 38.48% |
| Jun 30, 2021 | 68.01% |