Greene County Bancorp Inc (GCBC) Net Margin (2010 - 2026)
Greene County Bancorp (GCBC) reported Net Margin of 45.40% for fiscal Q4 2026 (quarter ended Jun 30, 2026), down 0.19 percentage points from 45.59% a year earlier but up 1.34 percentage points from the prior quarter.
Greene County Bancorp Inc (GCBC) Net Margin (2010 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Greene County Bancorp posted Net Margin of 96.35%, up 3.17 percentage points from FY2025.
- Net Margin has a five-year change of +1.34 percentage points (FY2021 to FY2026).
- By fiscal year, Net Margin came in at 93.17% in FY2025 (+1.85 pp), 91.32% in FY2024 (-1.31 pp), 92.62% in FY2023 (-0.14 pp) and 92.76% in FY2022 (-2.25 pp).
- Five-year quarterly Net Margin spans a low of 35.97% in fiscal Q2 2024 and a high of 47.73% in fiscal Q1 2023.
- Year over year, Net Margin gained in six of the last eight quarters, with an average year-over-year change of +3.06 percentage points.
- The high point for year-over-year Net Margin in five years was fiscal Q3 2022 (a gain of 9.30 percentage points); the low point was fiscal Q1 2024 (a drop of 9.08 percentage points).
- Per Business Quant data, the three fiscal quarters before Q4 2026 came in at 44.05% (Q3 2026), 46.33% (Q2 2026) and 41.24% (Q1 2026).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.40% |
| Mar 31, 2026 | 44.05% |
| Dec 31, 2025 | 46.33% |
| Sep 30, 2025 | 41.24% |
| Jun 30, 2025 | 45.59% |
| Mar 31, 2025 | 40.14% |
| Dec 31, 2024 | 41.74% |
| Sep 30, 2024 | 37.11% |
| Jun 30, 2024 | 40.61% |
| Mar 31, 2024 | 37.31% |
| Dec 31, 2023 | 35.97% |
| Sep 30, 2023 | 38.65% |
| Jun 30, 2023 | 37.28% |
| Mar 31, 2023 | 44.25% |
| Dec 31, 2022 | 38.25% |
| Sep 30, 2022 | 47.73% |
| Jun 30, 2022 | 37.54% |
| Mar 31, 2022 | 42.30% |
| Dec 31, 2021 | 38.87% |
| Sep 30, 2021 | 41.05% |
Greene County Bancorp Inc Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=GCBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "GCBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=GCBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();