Greene County Bancorp (GCBC) Interest Coverage Ratio (2010 - 2026)
Greene County Bancorp (GCBC) posted Interest Coverage Ratio of 1.98 for Q1 2026, up 10.04% on a QoQ basis from 1.8 in Q4 2025, and up 19.42% year-over-year from 1.66 in Q1 2025.
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Greene County Bancorp (GCBC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Greene County Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.98 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 19.42% year-over-year to 1.98 in Q1 2026; TTM through Mar 2026 was 1.82, a 18.99% increase from a year earlier, with the FY2025 full-year figure at 1.6, up 6.16% from the prior year.
- Interest Coverage Ratio was 1.98 for Q1 2026 at Greene County Bancorp, up from 1.8 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 7.99 in Q1 2022, with the low at 0.47 in Q2 2023.
- Average Interest Coverage Ratio over 5 years is 2.49, with a median of 1.72 recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio sank 91.89% in 2023, then surged 212.13% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 2.87 in 2022, then sank by 48.39% to 1.48 in 2023, then increased by 2.96% to 1.53 in 2024, then increased by 17.96% to 1.8 in 2025, then rose by 10.04% to 1.98 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.98 (Q1 2026), 1.8 (Q4 2025), and 1.72 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.27 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.16 Bn | 874.39 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.08 Bn | 943.40 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 996.19 Mn | 289.52 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 611.06 Mn | 496.23 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 597.30 Mn | 214.43 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 368.85 Mn | 268.11 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 266.56 Mn | 228.23 Mn | - | 1.42 |
| 10 | FB Bancorp | 259.10 Mn | 213.89 Mn | - | 1.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.98 |
| Dec 31, 2025 | 1.80 |
| Sep 30, 2025 | 1.72 |
| Jun 30, 2025 | 1.78 |
| Mar 31, 2025 | 1.66 |
| Dec 31, 2024 | 1.53 |
| Sep 30, 2024 | 1.46 |
| Jun 30, 2024 | 1.47 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.48 |
| Sep 30, 2023 | 1.66 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 2.40 |
| Dec 31, 2022 | 2.87 |
| Sep 30, 2022 | 4.79 |
| Jun 30, 2022 | 5.81 |
| Mar 31, 2022 | 7.99 |
| Dec 31, 2021 | 6.95 |
| Sep 30, 2021 | 7.90 |
| Jun 30, 2021 | 8.95 |