Greene County Bancorp (GCBC) Interest Coverage Ratio (2010 - 2026)
Greene County Bancorp (GCBC) posted quarterly Interest Coverage Ratio of 1.73 for Q1 2026, up 4.28% year-over-year from 1.66 in Q1 2025, and down 3.92% quarter-over-quarter from 1.8 in Q4 2025.
Greene County Bancorp (GCBC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Greene County Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.73 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 4.28% year-over-year to 1.73; the TTM figure through Mar 2026 stood at 6.42 (up 386.51% YoY), while the FY2025 annual figure was 1.6, up 5.97% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.73, down from 1.8 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.52 in Q2 2022, with the low at 0.47 in Q2 2023.
- The 5-year median for Interest Coverage Ratio is 1.66 (2025), against an average of 2.27.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 92.76% in 2023, then surged 139.76% in 2024.
- Greene County Bancorp's Interest Coverage Ratio stood at 2.87 in 2022, then sank by 48.39% to 1.48 in 2023, then climbed by 2.96% to 1.53 in 2024, then climbed by 17.96% to 1.8 in 2025, then fell by 3.92% to 1.73 in 2026.
- Business Quant data shows GCBC's Interest Coverage Ratio at 1.73 in Q1 2026, 1.8 in Q4 2025, and 1.57 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Greene County Bancorp | 589.98 Mn | 207.11 Mn | - | 1.98 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.73 |
| Dec 31, 2025 | 1.80 |
| Sep 30, 2025 | 1.57 |
| Jun 30, 2025 | 1.84 |
| Mar 31, 2025 | 1.66 |
| Dec 31, 2024 | 1.53 |
| Sep 30, 2024 | 1.45 |
| Jun 30, 2024 | 1.13 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.48 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 2.40 |
| Dec 31, 2022 | 2.87 |
| Sep 30, 2022 | 4.26 |
| Jun 30, 2022 | 6.52 |
| Mar 31, 2022 | 4.76 |
| Dec 31, 2021 | 4.43 |
| Sep 30, 2021 | 7.10 |
| Jun 30, 2021 | 2.85 |