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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Greene County Bancorp (GCBC) Interest Coverage Ratio (2016 - 2025)

Greene County Bancorp has reported Interest Coverage Ratio over the past 12 years, most recently at 1.8 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 1.8 for Q4 2025, up 17.96% from a year ago — trailing twelve months through Dec 2025 was 1.74 (up 17.92% YoY), and the annual figure for FY2025 was 1.6, up 6.16%.
  • Interest Coverage Ratio for Q4 2025 was 1.8 at Greene County Bancorp, up from 1.72 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for GCBC hit a ceiling of 8.95 in Q2 2021 and a floor of 1.45 in Q1 2024.
  • Median Interest Coverage Ratio over the past 5 years was 1.79 (2025), compared with a mean of 3.57.
  • Biggest five-year swings in Interest Coverage Ratio: surged 124.5% in 2021 and later plummeted 70.0% in 2023.
  • Greene County Bancorp's Interest Coverage Ratio stood at 6.95 in 2021, then plummeted by 58.64% to 2.87 in 2022, then tumbled by 48.39% to 1.48 in 2023, then increased by 2.96% to 1.53 in 2024, then increased by 17.96% to 1.8 in 2025.
  • The last three reported values for Interest Coverage Ratio were 1.8 (Q4 2025), 1.72 (Q3 2025), and 1.78 (Q2 2025) per Business Quant data.