Greene County Bancorp (GCBC) Debt Ratio (2011 - 2026)
Greene County Bancorp (GCBC) posted Debt Ratio of 0.01 for Q1 2026, down 0.99% on a QoQ basis from 0.01 in Q4 2025, and down 43.15% year-over-year from 0.02 in Q1 2025.
Analysis
Greene County Bancorp (GCBC) Debt Ratio (2011 - 2026) Analysis & Trends
Greene County Bancorp has reported Debt Ratio for 16 years, with the latest figure at 0.01 in Q1 2026.
- On a quarterly basis, Debt Ratio fell 43.15% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 43.15% decrease from a year earlier, with the FY2025 full-year figure at 0.02, down 6.72% from the prior year.
- Debt Ratio was 0.01 for Q1 2026 at Greene County Bancorp, down from 0.01 in the prior quarter.
- The five-year high for Debt Ratio was 0.02 in Q1 2022, with the low at 0.01 in Q1 2026.
- Average Debt Ratio over 5 years is 0.02, with a median of 0.02 recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Debt Ratio surged 93.61% in 2022, then sank 43.33% in 2025.
- Over 5 years, Debt Ratio stood at 0.02 in 2022, then declined by 4.04% to 0.02 in 2023, then decreased by 7.38% to 0.02 in 2024, then tumbled by 43.33% to 0.01 in 2025, then dropped by 0.99% to 0.01 in 2026.
- The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.02 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.77 Bn | 4.27 Bn | - | - |
| 2 | Columbia Financial | 1.16 Bn | 880.47 Mn | - | 0.11 |
| 3 | Capitol Federal Financial | 1.08 Bn | 944.64 Mn | - | - |
| 4 | Trustco Bank Corp N Y | 996.36 Mn | 289.69 Mn | - | 0.03 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 0.14 |
| 6 | Kearny Financial | 612.31 Mn | 497.49 Mn | - | - |
| 7 | Greene County Bancorp | 598.15 Mn | 215.28 Mn | - | 0.01 |
| 8 | NorthEast Community Bancorp | 368.85 Mn | 268.11 Mn | - | 0.09 |
| 9 | Western New England Bancorp | 266.95 Mn | 228.63 Mn | - | 0.02 |
| 10 | FB Bancorp | 258.98 Mn | 213.77 Mn | - | 0.09 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |
| Jun 30, 2021 | 0.01 |