Greene County Bancorp (GCBC) FCF Payout Ratio (2010 - 2026)
Greene County Bancorp (GCBC) posted FCF Payout Ratio of 0.16 for Q1 2026, up 26.51% on a QoQ basis from 0.13 in Q4 2025, and up 64.99% year-over-year from 0.1 in Q1 2025.
Analysis
Greene County Bancorp (GCBC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Greene County Bancorp has reported FCF Payout Ratio for 17 years, with the latest figure at 0.16 in Q1 2026.
- On a quarterly basis, FCF Payout Ratio rose 64.99% year-over-year to 0.16 in Q1 2026; TTM through Mar 2026 was 0.11, a 37.24% decrease from a year earlier, with the FY2025 full-year figure at 0.16, up 18.45% from the prior year.
- FCF Payout Ratio was 0.16 for Q1 2026 at Greene County Bancorp, up from 0.13 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.77 in Q3 2024, with the low at 0.05 in Q2 2025.
- Average FCF Payout Ratio over 5 years is 0.17, with a median of 0.12 recorded in 2025.
- The sharpest annual moves came in 2023 and 2025: FCF Payout Ratio surged 228.29% in 2023, then plunged 84.46% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.1 in 2022, then soared by 228.29% to 0.34 in 2023, then decreased by 12.72% to 0.3 in 2024, then sank by 57.88% to 0.13 in 2025, then rose by 26.51% to 0.16 in 2026.
- The last three FCF Payout Ratio figures came in at 0.16 (Q1 2026), 0.13 (Q4 2025), and 0.12 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 0.51 |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | - |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 0.67 |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 0.26 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 0.27 |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 0.06 |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 0.16 |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 0.26 |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 0.24 |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.13 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.30 |
| Sep 30, 2024 | 0.77 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.34 |
| Sep 30, 2023 | 0.24 |
| Jun 30, 2023 | 0.06 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.08 |
| Jun 30, 2021 | 0.04 |