First National (FXNC) Net Margin (2010 - 2026)
First National's (FXNC) quarterly Net Margin came in at 168.02% in Q2 2026, up 2068.0% on a YoY basis from 7.75% in Q2 2025, and up 12.91% quarter-over-quarter from 148.81% in Q1 2026.
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First National (FXNC) Net Margin (2010 - 2026) Analysis & Trends
First National (FXNC) has reported Net Margin for 17 consecutive years, with 168.02% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin rose 2068.0% year-over-year to 168.02%; the trailing twelve-month figure through Jun 2026 stood at 149.18% (up 10825.0% YoY), and the FY2025 full-year result was 1.15%, down 33.0% from the prior year.
- Net Margin grew to 168.02% in Q2 2026 per FXNC's latest filing, from 148.81% in the prior quarter.
- Across five years, Net Margin topped out at 168.02% in Q2 2026 and bottomed at 1.64% in Q2 2022.
- Historically, Net Margin has averaged 50.47% across 5 years, with a median of 3.8% in 2022.
- The sharpest annual moves came in 2023 and 2025: Net Margin tumbled 776 bps in 2023, then soared 14773 bps in 2025.
- Over 5 years, Net Margin stood at 7.67% in 2022, then slumped by 101 bps to 0.09% in 2023, then advanced by 22 bps to 0.07% in 2024, then soared by 202450 bps to 147.66% in 2025, then gained by 14 bps to 168.02% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 168.02%, 148.81%, and 147.66% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | First National | 279.01 Mn | 112.87 Mn | 1.60 Mn | 168.02% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 168.02% |
| Mar 31, 2026 | 148.81% |
| Dec 31, 2025 | 147.66% |
| Sep 30, 2025 | 135.10% |
| Jun 30, 2025 | 147.35% |
| Mar 31, 2025 | 48.79% |
| Dec 31, 2024 | -0.07% |
| Sep 30, 2024 | -0.38% |
| Dec 31, 2023 | -0.09% |
| Sep 30, 2023 | -0.53% |
| Jun 30, 2023 | 8.64% |
| Mar 31, 2023 | -0.12% |
| Dec 31, 2022 | 7.67% |
| Sep 30, 2022 | -0.54% |
| Jun 30, 2022 | -1.64% |
| Mar 31, 2022 | -1.12% |
| Dec 31, 2021 | -1.03% |
| Dec 31, 2020 | 97.58% |
| Sep 30, 2020 | -31.38% |
| Jun 30, 2020 | -37.16% |