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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First National (FXNC) Times Interest Earned (2018 - 2025)

First National's Times Interest Earned history spans 13 years, with the latest figure at -$3.21 for Q4 2025.

  • For Q4 2025, Times Interest Earned fell 73.78% year-over-year to -$3.21; the TTM value through Dec 2025 reached -$2.33, down 45.81%, while the annual FY2025 figure was $0.18, 147.9% up from the prior year.
  • Times Interest Earned reached -$3.21 in Q4 2025 per FXNC's latest filing, down from -$2.0 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of -$1.38 in Q1 2024 to a low of -$13.42 in Q2 2022.
  • Average Times Interest Earned over 5 years is -$4.95, with a median of -$2.33 recorded in 2025.
  • Peak YoY movement for Times Interest Earned: plummeted 119.56% in 2021, then surged 83.7% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at -$10.35 in 2021, then surged by 77.42% to -$2.34 in 2022, then surged by 34.75% to -$1.53 in 2023, then fell by 21.21% to -$1.85 in 2024, then plummeted by 73.78% to -$3.21 in 2025.
  • Per Business Quant, the three most recent readings for FXNC's Times Interest Earned are -$3.21 (Q4 2025), -$2.0 (Q3 2025), and -$1.82 (Q2 2025).