First National (FXNC) Times Interest Earned (2010 - 2026)
First National (FXNC) posted Times Interest Earned of -$0.87 for Q1 2026, up 72.44% on a QoQ basis from -$3.17 in Q4 2025, and up 58.0% year-over-year from -$0.55 in Q1 2025.
First National (FXNC) Times Interest Earned (2010 - 2026) Analysis & Trends
First National's Times Interest Earned history runs 17 years deep, the most recent figure standing at -$0.87 for Q1 2026.
- Quarterly Times Interest Earned rose 58.0% year-over-year to -$0.87 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$3.57 (down 92.39% YoY) and the FY2025 annual result came in at -$2.16, down 22.01% from the prior year.
- Times Interest Earned was -$0.87 for Q1 2026 at First National, up from -$3.17 in the prior quarter.
- Across five years, Times Interest Earned topped out at $7.77 in Q4 2022 and bottomed at -$14.37 in Q1 2022.
- A 5-year average of -$1.34 and a median of -$0.87 in 2026 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned surged 98.2% — and 2024, when it tumbled 460.07%.
- First National's Times Interest Earned stood at $7.77 in 2022, then slumped by 117.88% to -$1.39 in 2023, then surged by 57.15% to -$0.6 in 2024, then plunged by 432.76% to -$3.17 in 2025, then surged by 72.44% to -$0.87 in 2026.
- Business Quant data shows FXNC's Times Interest Earned at -$0.87 in Q1 2026, -$3.17 in Q4 2025, and -$1.77 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | First National | 267.52 Mn | 79.71 Mn | 1.72 Mn | -0.87 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.87 |
| Dec 31, 2025 | -3.17 |
| Sep 30, 2025 | -1.77 |
| Jun 30, 2025 | -0.63 |
| Mar 31, 2025 | -2.08 |
| Dec 31, 2024 | -0.60 |
| Sep 30, 2024 | -1.39 |
| Jun 30, 2024 | -1.49 |
| Mar 31, 2024 | -1.36 |
| Dec 31, 2023 | -1.39 |
| Sep 30, 2023 | -0.25 |
| Jun 30, 2023 | -0.30 |
| Mar 31, 2023 | -0.37 |
| Dec 31, 2022 | 7.77 |
| Sep 30, 2022 | -0.22 |
| Jun 30, 2022 | -0.24 |
| Mar 31, 2022 | -14.37 |
| Dec 31, 2021 | 5.25 |
| Sep 30, 2021 | -12.21 |
| Jun 30, 2021 | -4.60 |