First National (FXNC) Times Interest Earned (2010 - 2026)

First National (FXNC) posted Times Interest Earned of -$0.87 for Q1 2026, up 72.44% on a QoQ basis from -$3.17 in Q4 2025, and up 58.0% year-over-year from -$0.55 in Q1 2025.

First National (FXNC) Times Interest Earned (2010 - 2026) Analysis & Trends

First National's Times Interest Earned history runs 17 years deep, the most recent figure standing at -$0.87 for Q1 2026.

  • Quarterly Times Interest Earned rose 58.0% year-over-year to -$0.87 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$3.57 (down 92.39% YoY) and the FY2025 annual result came in at -$2.16, down 22.01% from the prior year.
  • Times Interest Earned was -$0.87 for Q1 2026 at First National, up from -$3.17 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $7.77 in Q4 2022 and bottomed at -$14.37 in Q1 2022.
  • A 5-year average of -$1.34 and a median of -$0.87 in 2026 frame the typical range for Times Interest Earned.
  • Annual changes were most pronounced in 2022 — Times Interest Earned surged 98.2% — and 2024, when it tumbled 460.07%.
  • First National's Times Interest Earned stood at $7.77 in 2022, then slumped by 117.88% to -$1.39 in 2023, then surged by 57.15% to -$0.6 in 2024, then plunged by 432.76% to -$3.17 in 2025, then surged by 72.44% to -$0.87 in 2026.
  • Business Quant data shows FXNC's Times Interest Earned at -$0.87 in Q1 2026, -$3.17 in Q4 2025, and -$1.77 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 First National 267.52 Mn 79.71 Mn 1.72 Mn -0.87

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.87
Dec 31, 2025 -3.17
Sep 30, 2025 -1.77
Jun 30, 2025 -0.63
Mar 31, 2025 -2.08
Dec 31, 2024 -0.60
Sep 30, 2024 -1.39
Jun 30, 2024 -1.49
Mar 31, 2024 -1.36
Dec 31, 2023 -1.39
Sep 30, 2023 -0.25
Jun 30, 2023 -0.30
Mar 31, 2023 -0.37
Dec 31, 2022 7.77
Sep 30, 2022 -0.22
Jun 30, 2022 -0.24
Mar 31, 2022 -14.37
Dec 31, 2021 5.25
Sep 30, 2021 -12.21
Jun 30, 2021 -4.60