First National (FXNC) Times Interest Earned (2010 - 2026)
First National (FXNC) reported Times Interest Earned of -$2.52 for Q1 2026, up 0.58% on a YoY basis from -$2.51 in Q1 2025, and up 21.47% quarter-over-quarter from -$3.21 in Q4 2025.
First National (FXNC) Times Interest Earned (2010 - 2026) Analysis & Trends
First National has reported Times Interest Earned for 17 years, with the latest figure at -$2.52 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 0.58% year-over-year to -$2.52; the trailing twelve-month figure through Mar 2026 stood at -$2.37 (down 21.15% YoY), and the FY2025 full-year result was $0.18, up 147.9% from the prior year.
- Times Interest Earned for Q1 2026 stood at -$2.52, up from -$3.21 in the prior quarter.
- The five-year high for Times Interest Earned was -$1.42 in Q3 2024, with the low at -$13.25 in Q1 2022.
- Historically, Times Interest Earned has averaged -$3.78 across 5 years, with a median of -$2.21 in 2024.
- Annual changes were most pronounced in 2023 — Times Interest Earned surged 83.96% — and 2025, when it slumped 72.15%.
- First National's Times Interest Earned stood at -$4.32 in 2022, then jumped by 58.41% to -$1.8 in 2023, then retreated by 23.19% to -$2.21 in 2024, then plunged by 45.28% to -$3.21 in 2025, then advanced by 21.47% to -$2.52 in 2026.
- The last three Times Interest Earned figures came in at -$2.52 (Q1 2026), -$3.21 (Q4 2025), and -$2.0 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First National | 271.94 Mn | 81.84 Mn | 1.72 Mn | -2.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.52 |
| Dec 31, 2025 | -3.21 |
| Sep 30, 2025 | -2.00 |
| Jun 30, 2025 | -1.81 |
| Mar 31, 2025 | -2.54 |
| Dec 31, 2024 | -2.21 |
| Sep 30, 2024 | -1.42 |
| Jun 30, 2024 | -1.49 |
| Mar 31, 2024 | -1.47 |
| Dec 31, 2023 | -1.80 |
| Sep 30, 2023 | -2.07 |
| Jun 30, 2023 | -1.94 |
| Mar 31, 2023 | -3.00 |
| Dec 31, 2022 | -4.32 |
| Sep 30, 2022 | -7.19 |
| Jun 30, 2022 | -12.09 |
| Mar 31, 2022 | -13.25 |
| Dec 31, 2021 | -13.27 |
| Sep 30, 2021 | -13.34 |
| Jun 30, 2021 | -8.50 |