First National (FXNC) Times Interest Earned (2009 - 2026)
First National's Times Interest Earned was 2.26 in Q2 2026, up 15.6% from 1.96 a year earlier and up 9.1% from the prior quarter.
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Analysis
First National (FXNC) Times Interest Earned (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, First National's Times Interest Earned was 2.10 through Jun 30, 2026, up 55.7% year-over-year; for FY2025, it came in at 1.84, up 37.3% from FY2024.
- In earlier years, Times Interest Earned was 1.34 in FY2024 (-26.7%), 1.83 in FY2023 (-71.6%), 6.43 in FY2022 (-2.8%) and 6.62 in FY2021 (+56.7%).
- The Q2 2026 figure marks the highest quarterly Times Interest Earned since Q1 2023.
- Compared with a year earlier, Times Interest Earned has increased for five straight quarters, with growth averaging 33.9% over the last eight quarters.
- The best year-over-year quarter for Times Interest Earned over five years was Q4 2025 (growth of 184.9%); the worst was Q4 2023 (a decline of 83.3%).
- Per Business Quant data, FXNC's Times Interest Earned in the three quarters before Q2 2026 was 2.07 (Q1 2026), 2.10 (Q4 2025) and 2.00 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | First National | 273.54 Mn | 273.54 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.30 |
| Mar 31, 2026 | 1.13 |
| Dec 31, 2025 | 1.22 |
| Sep 30, 2025 | 1.01 |
| Jun 30, 2025 | 1.07 |
| Mar 31, 2025 | 0.38 |
| Dec 31, 2024 | 0.38 |
| Sep 30, 2024 | 0.77 |
| Jun 30, 2024 | 0.61 |
| Mar 31, 2024 | 0.89 |
| Dec 31, 2023 | 1.04 |
| Sep 30, 2023 | 0.97 |
| Jun 30, 2023 | 1.22 |
| Mar 31, 2023 | 1.96 |
| Dec 31, 2022 | 4.06 |
| Sep 30, 2022 | 5.22 |
| Jun 30, 2022 | 9.15 |
| Mar 31, 2022 | 9.41 |
| Dec 31, 2021 | 4.95 |
| Sep 30, 2021 | 4.69 |
API Access
First National Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FXNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "FXNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FXNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();