First National (FXNC) Interest Expense - Deposits (2010 - 2026)
First National's (FXNC) quarterly Interest Expense - Deposits came in at $5.4 million in Q2 2026, down 11.02% on a YoY basis from $6.1 million in Q2 2025, and little changed quarter-over-quarter from $5.4 million in Q1 2026.
Analysis
First National (FXNC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
First National (FXNC) has reported Interest Expense - Deposits for 17 consecutive years, with $5.4 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Expense - Deposits fell 11.02% year-over-year to $5.4 million; the trailing twelve-month figure through Jun 2026 stood at $23.0 million (down 2.09% YoY), and the FY2025 full-year result was $24.3 million, up 15.87% from the prior year.
- Interest Expense - Deposits held at $5.4 million in Q2 2026 per FXNC's latest filing, from $5.4 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $6.4 million in Q4 2024 and bottomed at $340000.0 in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $4.1 million across 5 years, with a median of $4.8 million in 2024.
- The sharpest annual moves came in 2023 and 2026: Interest Expense - Deposits soared 723.73% in 2023, then dropped 11.02% in 2026.
- Over 5 years, Interest Expense - Deposits stood at $1.6 million in 2022, then surged by 165.66% to $4.2 million in 2023, then surged by 51.58% to $6.4 million in 2024, then retreated by 7.58% to $5.9 million in 2025, then slipped by 8.75% to $5.4 million in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $5.4 million, $5.4 million, and $5.9 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 385.00 Mn |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 881.00 Mn |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 600.00 Mn |
| 10 | First National | 279.01 Mn | 112.87 Mn | 1.60 Mn | 5.41 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.41 Mn |
| Mar 31, 2026 | 5.41 Mn |
| Dec 31, 2025 | 5.93 Mn |
| Sep 30, 2025 | 6.25 Mn |
| Jun 30, 2025 | 6.08 Mn |
| Mar 31, 2025 | 6.04 Mn |
| Dec 31, 2024 | 6.42 Mn |
| Sep 30, 2024 | 4.96 Mn |
| Jun 30, 2024 | 4.82 Mn |
| Mar 31, 2024 | 4.77 Mn |
| Dec 31, 2023 | 4.23 Mn |
| Sep 30, 2023 | 3.81 Mn |
| Jun 30, 2023 | 3.40 Mn |
| Mar 31, 2023 | 2.22 Mn |
| Dec 31, 2022 | 1.59 Mn |
| Sep 30, 2022 | 927,000.00 |
| Jun 30, 2022 | 413,000.00 |
| Mar 31, 2022 | 340,000.00 |
| Dec 31, 2021 | 355,000.00 |
| Sep 30, 2021 | 369,000.00 |