First National (FXNC) Interest Expense - Deposits (2010 - 2026)
First National's (FXNC) quarterly Interest Expense - Deposits came in at $5.4 million in Q1 2026, down 10.33% YoY from $6.0 million in Q1 2025, and down 8.69% on a QoQ basis from $5.9 million in Q4 2025.
First National (FXNC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
First National (FXNC) has 17 years of Interest Expense - Deposits data on file, last reported at $5.4 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 10.33% year-over-year to $5.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $23.7 million (up 6.47% YoY) and the FY2025 annual result came in at $24.3 million, up 15.87% from the prior year.
- Interest Expense - Deposits eased to $5.4 million in Q1 2026, from $5.9 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $6.4 million in Q4 2024 to a low of $340000.0 in Q1 2022.
- A 5-year average of $4.0 million and a median of $4.8 million in 2024 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2023 — Interest Expense - Deposits surged 723.73% — and 2026, when it fell 10.33%.
- Tracing FXNC's Interest Expense - Deposits over 5 years: stood at $1.6 million in 2022, then soared by 165.66% to $4.2 million in 2023, then soared by 51.58% to $6.4 million in 2024, then declined by 7.58% to $5.9 million in 2025, then retreated by 8.69% to $5.4 million in 2026.
- The last three Interest Expense - Deposits figures came in at $5.4 million (Q1 2026), $5.9 million (Q4 2025), and $6.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 891.00 Mn |
| 10 | First National | 280.01 Mn | 113.86 Mn | 1.60 Mn | 5.41 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 5.41 Mn |
| Mar 31, 2026 | 5.41 Mn |
| Dec 31, 2025 | 5.93 Mn |
| Sep 30, 2025 | 6.25 Mn |
| Jun 30, 2025 | 6.08 Mn |
| Mar 31, 2025 | 6.04 Mn |
| Dec 31, 2024 | 6.42 Mn |
| Sep 30, 2024 | 4.96 Mn |
| Jun 30, 2024 | 4.82 Mn |
| Mar 31, 2024 | 4.77 Mn |
| Dec 31, 2023 | 4.23 Mn |
| Sep 30, 2023 | 3.81 Mn |
| Jun 30, 2023 | 3.40 Mn |
| Mar 31, 2023 | 2.22 Mn |
| Dec 31, 2022 | 1.59 Mn |
| Sep 30, 2022 | 927,000.00 |
| Jun 30, 2022 | 413,000.00 |
| Mar 31, 2022 | 340,000.00 |
| Dec 31, 2021 | 355,000.00 |
| Sep 30, 2021 | 369,000.00 |