First National (FXNC) Gross Margin (2019 - 2026)
First National's (FXNC) quarterly Gross Margin came in at 52.38% in Q1 2026, down 4100.0% YoY from 1.31% in Q1 2025, and up 148.36% on a QoQ basis from 108.31% in Q4 2025.
First National (FXNC) Gross Margin (2019 - 2026) Analysis & Trends
First National (FXNC) has 8 years of Gross Margin data on file, last reported at 52.38% in Q1 2026.
- Quarterly Gross Margin fell 4100.0% year-over-year to 52.38% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.11% (down 7534.0% YoY) and the FY2025 annual result came in at 43.48%, down 5307.0% from the prior year.
- Gross Margin climbed to 52.38% in Q1 2026, from 108.31% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 127.74% in Q4 2024 to a low of 108.31% in Q4 2025.
- A 5-year average of 75.83% and a median of 91.93% in 2022 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2024 — Gross Margin soared 3720 bps — and 2025, when it tumbled 23605 bps.
- Tracing FXNC's Gross Margin over 5 years: stood at 82.6% in 2022, then advanced by 29 bps to 106.71% in 2023, then grew by 20 bps to 127.74% in 2024, then slumped by 185 bps to 108.31% in 2025, then surged by 148 bps to 52.38% in 2026.
- The last three Gross Margin figures came in at 52.38% (Q1 2026), 108.31% (Q4 2025), and 92.11% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | - |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | First National | 280.01 Mn | 113.86 Mn | 1.60 Mn | 46.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 46.72% |
| Mar 31, 2026 | 52.38% |
| Dec 31, 2025 | -108.31% |
| Sep 30, 2025 | 92.11% |
| Jun 30, 2025 | 91.66% |
| Mar 31, 2025 | 93.37% |
| Dec 31, 2024 | 127.74% |
| Sep 30, 2024 | 95.36% |
| Jun 30, 2024 | 95.42% |
| Mar 31, 2024 | 95.43% |
| Dec 31, 2023 | 106.71% |
| Sep 30, 2023 | 95.52% |
| Jun 30, 2023 | 90.22% |
| Mar 31, 2023 | 58.23% |
| Dec 31, 2022 | 82.60% |
| Sep 30, 2022 | 91.93% |
| Jun 30, 2022 | 62.10% |
| Mar 31, 2022 | 66.65% |
| Dec 31, 2021 | 92.91% |
| Sep 30, 2021 | 90.00% |