First National (FXNC) Gross Margin (2019 - 2026)

First National (FXNC) posted Gross Margin of 52.38% for Q1 2026, up 148.36% on a QoQ basis from 108.31% in Q4 2025, and down 4100.0% year-over-year from 1.31% in Q1 2025.

First National (FXNC) Gross Margin (2019 - 2026) Analysis & Trends

First National's Gross Margin history runs 8 years deep, the most recent figure standing at 52.38% for Q1 2026.

  • Quarterly Gross Margin fell 4100.0% year-over-year to 52.38% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.11% (down 7534.0% YoY) and the FY2025 annual result came in at 43.48%, down 5307.0% from the prior year.
  • Gross Margin was 52.38% for Q1 2026 at First National, up from 108.31% in the prior quarter.
  • Across five years, Gross Margin topped out at 127.74% in Q4 2024 and bottomed at 108.31% in Q4 2025.
  • A 5-year average of 75.83% and a median of 91.93% in 2022 frame the typical range for Gross Margin.
  • Annual changes were most pronounced in 2024 — Gross Margin soared 3720 bps — and 2025, when it slumped 23605 bps.
  • First National's Gross Margin stood at 82.6% in 2022, then grew by 29 bps to 106.71% in 2023, then rose by 20 bps to 127.74% in 2024, then plunged by 185 bps to 108.31% in 2025, then jumped by 148 bps to 52.38% in 2026.
  • Business Quant data shows FXNC's Gross Margin at 52.38% in Q1 2026, 108.31% in Q4 2025, and 92.11% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -244.16%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 80.84%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 30.54%
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -
10 First National 261.37 Mn 73.57 Mn 1.72 Mn 52.38%

Historic Data

Download Data
DateValue
Mar 31, 2026 52.38%
Dec 31, 2025 -108.31%
Sep 30, 2025 92.11%
Jun 30, 2025 91.66%
Mar 31, 2025 93.37%
Dec 31, 2024 127.74%
Sep 30, 2024 95.36%
Jun 30, 2024 95.42%
Mar 31, 2024 95.43%
Dec 31, 2023 106.71%
Sep 30, 2023 95.52%
Jun 30, 2023 90.22%
Mar 31, 2023 58.23%
Dec 31, 2022 82.60%
Sep 30, 2022 91.93%
Jun 30, 2022 62.10%
Mar 31, 2022 66.65%
Dec 31, 2021 92.91%
Sep 30, 2021 90.00%
Jun 30, 2021 96.32%