First National Income Statement (2010-2025) | FXNC

Income Statement Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 0.41M1.20M9.12M0.27M3.55M5.58M2.98M2.00M0.65M0.81M0.10M0.25M2.50M0.28M-1.47M-0.20M-0.40M-0.10M0.10M0.50M0.12M0.20M0.25M0.90M0.80M1.50M-0.20M-1.00M0.35M0.40M0.20M1.25M0.10M0.10M5.95M1.00M0.40M1.70M0.81M0.83M0.91M0.19M
Revenue 6.32M6.68M6.89M6.28M6.57M6.52M6.63M7.59M6.26M6.34M6.24M6.11M6.69M6.25M6.32M6.04M6.36M6.41M9.18M8.90M9.26M9.44M1.83M1.90M2.00M2.08M1.93M1.65M2.01M1.90M1.97M2.09M2.43M2.52M2.49M2.50M2.61M2.46M2.42M2.54M2.85M2.15M2.54M2.51M2.65M6.85M3.27M3.43M4.11M
Interest income
Interest income - Loans 6.26M6.24M6.15M5.83M5.82M5.67M5.59M5.55M5.26M5.19M5.06M4.93M4.82M4.67M4.42M4.21M4.40M4.54M6.30M6.55M6.92M7.11M7.00M7.20M7.43M7.33M7.20M7.42M7.57M7.31M7.14M7.07M9.21M9.37M9.50M9.96M10.76M11.50M11.51M11.89M12.64M13.26M13.48M14.00M14.48M21.52M20.64M21.59M21.43M
Interest income - Investments 0.01M0.01M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.03M0.03M0.03M0.03M0.03M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.03M0.10M0.06M0.07M0.07M
Interest Income - Debt Securities 0.47M0.40M0.42M0.45M0.57M0.59M0.53M0.54M0.51M0.51M0.38M0.41M0.44M0.50M0.56M0.56M0.56M0.54M0.68M0.78M0.80M0.77M0.74M0.76M0.76M0.69M0.67M0.64M0.57M0.57M0.72M0.70M0.77M0.92M1.13M1.29M1.32M1.38M1.34M1.31M1.32M3.70M1.86M1.96M2.01M11.55M5.94M3.75M3.71M
Interest Income - Deposits 0.00M0.01M0.01M0.01M0.01M0.00M0.00M0.00M0.01M0.01M0.01M0.01M0.02M0.02M0.02M0.02M0.01M0.00M0.16M0.19M0.09M0.10M0.11M0.13M0.10M0.16M0.12M0.02M0.03M0.03M0.03M0.04M0.08M0.06M0.07M0.25M0.38M0.52M0.34M0.76M0.34M0.37M1.29M1.58M1.54M2.08M1.67M1.89M1.73M
Interest Income - Fed Funds 0.00M0.00M0.01M0.00M0.00M0.01M0.00M0.01M0.00M0.01M0.00M0.19M0.04M0.00M
Interest Income - Total 6.89M6.79M6.72M6.44M6.54M6.40M6.27M6.21M5.88M5.77M5.57M5.41M5.37M5.29M5.09M4.91M5.09M5.18M7.31M7.69M7.98M8.16M8.02M8.21M8.35M8.31M8.17M8.24M8.34M8.10M8.10M8.04M10.33M10.67M11.02M11.84M12.79M13.74M13.53M14.29M14.63M15.27M16.33M17.05M17.44M25.49M24.02M25.16M25.09M
Interest expenses
Interest Expense - Deposits 1.68M1.40M1.33M1.30M1.30M1.20M1.03M0.99M0.96M0.93M0.83M0.71M0.63M0.57M0.46M0.40M0.37M0.34M0.59M0.67M0.70M0.80M0.92M1.05M1.09M1.04M0.96M0.68M0.54M0.41M0.36M0.33M0.37M0.35M0.34M0.41M0.93M1.59M2.22M3.40M3.81M4.23M4.77M4.82M4.96M6.42M6.04M6.08M6.25M
Interest Expense - Debt 0.15M0.10M0.10M0.09M0.11M0.11M0.06M0.08M0.07M0.06M0.05M0.06M0.06M0.06M0.06M0.05M0.05M0.06M0.09M0.10M0.10M0.10M0.11M0.11M0.10M0.10M0.09M0.09M0.16M0.16M0.15M0.15M0.16M0.15M0.07M0.07M0.07M0.07M0.07M0.07M0.07M0.07M0.07M0.07M0.07M0.40M0.47M0.47M0.48M
Interest Expense - Fed Funds 0.01M0.00M0.00M0.00M
Interest Expense - Others 0.00M0.00M0.09M0.58M0.61M0.60M0.25M0.00M
Interest Expenses 1.94M1.61M1.54M1.50M1.45M1.35M1.14M1.13M1.08M1.03M0.92M0.79M0.72M0.66M0.54M0.48M0.46M0.43M0.77M0.85M0.90M0.99M1.12M1.25M1.28M1.23M1.14M0.83M0.77M0.64M0.58M0.55M0.59M0.58M0.48M0.55M1.06M1.73M2.35M3.54M3.95M4.46M5.48M5.56M5.70M7.13M6.57M6.62M6.79M
Interest Income - Net 4.95M5.18M5.17M4.93M5.08M5.05M5.13M5.08M4.79M4.74M4.65M4.62M4.65M4.63M4.55M4.43M4.64M4.75M6.55M6.83M7.08M7.17M6.90M6.96M7.07M7.08M7.03M7.41M7.57M7.46M7.51M7.50M9.74M10.10M10.55M11.29M11.73M12.01M11.18M10.74M10.68M10.81M10.85M11.49M11.75M18.36M17.45M18.55M18.30M
Non-interest income
Interest Income - Total 4.54M3.98M-3.95M4.67M1.53M-0.53M2.15M3.08M4.14M3.93M4.55M4.87M2.15M4.35M7.50M4.63M5.04M4.85M6.45M6.83M7.08M6.67M6.90M6.76M7.07M6.83M6.13M6.61M6.07M7.66M7.51M8.49M9.74M9.74M10.55M10.89M11.53M10.76M11.18M10.64M10.58M4.86M9.85M11.09M10.05M13.61M16.62M17.64M18.10M
Financial Services Fees 0.07M0.07M0.09M0.07M0.38M0.35M-0.71M0.10M0.11M0.08M0.11M0.09M0.13M0.09M0.09M0.09M0.13M0.09M0.15M0.15M0.14M0.15M0.17M
Service Charges 0.61M0.67M0.66M0.50M0.54M0.59M0.61M0.50M0.52M0.54M0.56M0.46M0.46M0.63M0.65M0.63M0.64M0.66M0.76M0.78M0.82M0.81M0.70M
Investment Gain (Loss) -0.01M0.02M1.12M0.00M0.17M0.02M-0.09M0.00M-0.00M-0.04M-0.00M-0.04M37.04M-2.00M
Investment Banking Income 0.04M0.08M0.12M0.05M0.02M0.03M0.04M0.04M0.05M0.05M0.07M0.06M0.07M0.05M0.02M0.01M0.01M0.04M0.02M0.02M0.03M0.03M0.09M0.03M0.03M0.00M0.01M0.01M0.02M0.01M
Income - Trust 0.31M0.33M0.31M0.34M0.38M0.35M0.33M0.35M
Asset Management 0.36M0.41M
Card Income 0.31M0.38M0.37M0.37M0.41M0.39M0.36M0.37M0.39M0.37M0.35M0.33M0.36M0.37M0.35M0.34M0.36M0.37M0.52M0.56M0.54M0.64M0.52M
Other Non-Interest Income 0.19M0.18M2.51M0.19M0.22M0.18M22.93M1.43M0.18M0.18M1.21M0.34M0.64M0.19M0.19M0.24M0.12M0.10M0.56M0.08M0.11M0.10M0.10M0.10M0.13M0.12M0.12M0.10M0.13M0.12M0.11M0.23M0.16M0.18M0.15M0.15M0.25M0.63M0.98M0.21M0.20M2.77M1.36M0.20M0.20M2.61M2.49M0.32M0.30M
Non-Interest Income 1.37M1.51M1.71M1.34M1.49M1.47M1.50M2.51M1.46M1.61M1.59M1.50M2.04M1.62M1.77M1.62M1.73M1.65M2.63M2.07M2.18M2.28M1.99M2.04M2.19M2.34M2.10M1.77M2.20M2.17M2.14M2.44M2.65M2.96M2.71M2.78M3.03M4.10M2.78M2.88M3.05M3.07M4.05M2.69M3.20M6.44M3.61M3.89M4.50M
Operating Items
Amortization - Intangibles 0.14M0.13M0.12M0.12M0.12M0.12M0.12M0.10M0.07M0.06M0.10M0.07M0.08M0.08M0.08M0.10M0.10M0.09M0.14M0.16M0.16M0.15M0.16M0.16M0.16M0.16M0.15M0.15M0.15M0.16M0.18M0.21M0.24M0.30M0.30M0.31M0.31M0.31M0.31M0.31M0.30M0.30M0.30M0.31M0.30M0.31M0.30M0.44M0.44M
Depreciation & Amortization - Total 0.35M0.34M0.34M0.33M0.32M0.33M0.30M0.31M0.31M0.29M0.30M0.30M0.29M0.30M0.32M0.30M0.29M0.30M0.42M0.42M0.40M0.41M0.42M0.41M0.41M0.41M0.41M0.42M0.44M0.44M0.43M0.43M0.52M0.53M0.56M0.62M0.55M0.57M0.59M0.57M0.60M0.62M0.59M0.69M0.73M1.12M1.02M1.06M1.06M
Research & Development 0.07M0.07M0.06M0.08M0.08M0.09M0.09M0.08M0.10M0.08M0.08M0.10M0.10M0.10M0.12M0.13M0.13M0.16M0.17M0.17M0.17M0.17M0.18M0.17M0.18M0.18M0.19M0.19M0.20M0.20M0.22M0.47M1.27M0.24M0.22M0.24M0.29M0.20M0.25M0.27M0.33M0.25M0.16M0.29M0.70M0.76M0.50M0.49M
Wages, Salaries and Other 2.23M2.24M2.32M2.29M2.28M2.30M2.59M2.37M2.39M2.40M2.44M2.63M2.44M2.41M3.04M2.51M2.55M2.67M3.38M3.23M3.37M3.31M3.44M3.38M3.56M3.19M3.59M3.02M3.50M3.21M3.56M3.69M5.45M5.10M5.12M5.09M5.17M5.33M5.35M5.19M5.50M5.00M5.87M5.84M5.93M7.50M8.69M8.03M8.49M
Rent Expense 0.34M0.36M0.34M0.34M0.33M0.35M0.34M0.33M0.34M0.33M0.35M0.38M0.30M0.31M0.30M0.32M0.28M0.30M0.40M0.39M0.39M0.42M0.44M0.40M0.40M0.41M0.40M0.41M0.43M0.42M0.45M0.40M0.50M0.51M0.57M0.55M0.54M0.56M0.53M0.52M0.53M0.57M0.54M0.55M0.58M0.91M1.07M0.94M1.02M
Restructuring Costs 0.48M0.22M7.32M1.94M0.09M
Other Operating Expenses 3.76M3.74M6.34M3.83M3.78M4.64M5.56M4.18M3.71M3.93M4.40M-0.21M-0.00M3.94M-0.60M-0.00M3.84M4.02M4.88M4.89M-0.00M5.07M5.07M5.24M5.20M4.80M5.15M4.60M5.07M0.52M5.57M5.58M7.94M-0.19M7.28M7.53M7.75M7.53M7.88M7.81M8.39M7.58M8.52M8.78M8.64M11.88M13.54M12.59M13.21M
Operating Expenses 4.45M4.51M7.08M4.55M4.52M5.39M6.28M4.90M4.43M4.66M5.12M5.11M4.76M4.65M6.23M4.61M4.55M4.75M5.87M5.86M5.95M6.08M6.10M6.23M6.19M5.80M6.14M5.61M6.13M5.91M6.65M6.63M9.43M10.03M8.64M8.92M9.08M8.95M9.20M9.16M9.78M9.10M9.89M10.66M10.46M21.93M18.34M15.19M15.78M
Operating Income -4.41M-4.57M-4.33M-3.85M-4.32M-4.07M-4.24M-4.10M-5.28M-5.21M-7.91M-5.98M-6.99M-7.37M-7.66M-7.47M-7.79M-7.74M-8.16M-8.02M-8.08M-8.70M-8.67M-17.81M-16.68M-13.54M-13.61M
EBIT 3.40M2.59M-7.77M2.95M-0.04M-3.09M-1.50M1.82M2.26M1.92M1.94M2.04M0.15M1.99M3.58M2.11M2.67M2.18M3.98M3.89M4.21M3.86M-4.41M-4.57M-4.33M-3.85M-4.32M-4.07M-4.24M-4.10M-5.28M-5.21M-7.91M-5.98M-6.99M-7.37M-7.66M-7.47M-7.79M-7.74M-8.16M-8.02M-8.08M-8.70M-8.67M-17.81M-16.68M-13.54M-13.61M
Non-operating items
Other Non Operating Income 0.04M2.88M0.30M
Net income details
EBT 1.46M0.98M-9.31M1.45M-1.50M-4.44M-2.64M0.69M1.17M0.88M1.02M1.25M-0.57M1.33M3.04M1.63M2.22M1.75M3.21M3.03M3.31M2.86M2.79M2.57M3.08M3.36M2.08M2.77M2.14M3.92M3.00M4.30M2.96M2.68M4.62M4.75M5.47M5.91M4.75M4.37M3.85M-1.17M4.01M3.12M2.79M-1.88M1.90M6.33M6.82M
Tax Provisions 0.45M0.28M-3.25M0.45M-0.55M-1.56M5.50M0.21M0.48M0.20M0.08M0.27M-0.83M0.09M-4.35M0.48M0.67M0.51M0.53M0.58M0.64M0.54M0.53M0.48M0.58M0.65M0.38M0.53M0.39M1.68M0.57M0.96M0.56M2.18M0.89M0.92M1.02M1.37M0.91M0.87M0.73M0.08M0.80M0.68M0.55M-0.51M0.30M1.28M1.27M
Profit After Tax 1.01M0.69M-6.07M1.00M-0.94M-2.89M-8.13M0.47M0.69M0.69M0.94M0.98M0.26M1.24M7.39M1.15M1.54M1.25M2.69M2.45M2.68M2.32M2.26M2.09M2.49M2.72M1.71M2.24M1.75M3.16M2.44M3.34M2.40M2.18M3.73M3.83M4.45M4.78M3.85M3.50M3.12M-0.85M3.21M2.44M2.25M-0.93M1.60M5.05M5.55M
Income from Continuing Operations 1.01M0.69M-6.07M1.00M-0.94M-2.89M-8.13M0.47M0.69M0.69M0.94M0.98M0.26M1.24M7.39M1.15M1.54M1.25M2.69M2.45M2.68M2.32M2.26M2.09M2.49M2.71M1.71M2.24M1.75M2.23M2.44M3.34M2.40M0.50M3.73M3.83M4.45M4.54M3.85M3.50M3.12M-1.25M3.21M2.44M2.25M-1.37M1.60M5.05M5.55M
Consolidated Net Income 1.01M0.69M-6.07M1.00M-0.94M-2.89M-8.13M0.47M0.69M0.69M0.94M0.98M0.26M1.24M7.39M1.15M1.54M1.25M2.69M2.45M2.68M2.32M2.26M2.09M2.49M2.71M1.71M2.24M1.75M2.23M2.44M3.34M2.40M0.50M3.73M3.83M4.45M4.54M3.85M3.50M3.12M-1.25M3.21M2.44M2.25M-1.37M1.60M5.05M5.55M
Income towards Parent Company 1.01M0.69M-6.07M1.00M-0.94M-2.89M-8.13M0.47M0.69M0.69M0.94M0.98M0.26M1.24M7.39M1.15M1.54M1.25M2.69M2.45M2.68M2.32M2.26M2.09M2.49M2.71M1.71M2.24M1.75M2.23M2.44M3.34M2.40M0.50M3.73M3.83M4.45M4.54M3.85M3.50M3.12M-1.25M3.21M2.44M2.25M-1.37M1.60M5.05M5.55M
Preferred Dividend Payments 0.22M0.22M0.22M0.22M0.22M0.22M0.22M0.22M0.23M0.23M0.23M0.23M0.23M0.23M0.23M0.22M0.26M0.33M
Net Income towards Common Stockholders 0.79M0.47M-6.29M0.78M-1.17M-3.11M-8.36M0.25M0.47M0.46M0.72M0.76M0.03M1.01M7.16M0.93M1.28M0.92M2.69M2.45M2.68M2.32M2.26M2.09M2.49M2.71M1.71M2.24M1.75M2.23M2.44M3.34M2.40M0.50M3.73M3.83M4.45M4.54M3.85M3.50M3.12M-1.25M3.21M2.44M2.25M-1.37M1.60M5.05M5.55M
Additional items
EPS (Basic) 0.270.16-2.140.26-0.40-1.05-2.830.080.160.090.150.150.010.211.460.190.260.190.540.490.540.470.460.420.500.540.340.460.360.650.500.690.390.330.600.610.710.770.610.560.50-0.130.510.390.36-0.260.180.560.62
EPS (Weighted Average and Diluted) 0.190.260.190.540.490.540.460.460.420.500.540.340.460.360.650.500.690.380.330.600.610.710.760.610.560.50-0.140.510.390.36-0.260.180.560.62
Shares Outstanding (Weighted Average) 4.95M4.95M4.96M4.96M4.96M4.96M4.96M4.97M4.97M4.85M4.85M4.86M4.87M4.87M6.22M6.23M6.25M6.25M6.25M6.26M6.28M6.26M6.25M6.26M6.28M6.28M6.28M8.97M8.99M8.99M8.99M
EBITDA 3.75M2.94M-7.43M3.28M0.28M-2.76M-1.20M2.12M2.56M2.21M2.24M2.34M0.44M2.29M3.90M2.42M2.97M2.48M4.40M4.31M4.61M4.27M-3.99M-4.16M-3.92M-3.44M-3.91M-3.65M-3.80M-3.66M-4.85M-4.77M-7.39M-5.46M-6.43M-6.75M-7.12M-6.89M-7.21M-7.17M-7.56M-7.39M-7.49M-8.01M-7.94M-16.69M-15.65M-12.49M-12.55M
Tax Rate 30.57%29.04%34.89%30.83%36.92%35.03%31.16%40.84%22.08%7.46%21.61%6.84%29.65%30.42%28.82%16.40%19.22%19.18%18.93%18.84%18.83%18.95%19.45%18.07%19.05%18.04%42.96%18.94%22.28%18.99%81.31%19.20%19.30%18.59%23.23%19.04%19.81%18.98%19.98%21.76%19.51%26.97%15.67%20.27%18.62%