First National (FXNC) Loans - Loss Allowance (2010 - 2026)
First National (FXNC) reported Loans - Loss Allowance of $14.7 million for Q1 2026, little changed on a YoY basis from $14.7 million in Q1 2025, and little changed quarter-over-quarter from $14.7 million in Q4 2025.
First National (FXNC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
First National has reported Loans - Loss Allowance for 15 years, with the latest figure at $14.7 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance changed 0.25% year-over-year to $14.7 million; the trailing twelve-month figure through Mar 2026 stood at $14.7 million (changed 0.25% YoY), and the FY2025 full-year result was $14.7 million, down 10.25% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $14.7 million, roughly flat from $14.7 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $16.4 million in Q4 2024, with the low at $5.8 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $11.5 million across 5 years, with a median of $12.6 million in 2024.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance dropped 22.15% — and 2023, when it surged 60.81%.
- First National's Loans - Loss Allowance stood at $7.4 million in 2022, then surged by 60.81% to $12.0 million in 2023, then soared by 36.96% to $16.4 million in 2024, then retreated by 10.25% to $14.7 million in 2025, then declined by 0.14% to $14.7 million in 2026.
- The last three Loans - Loss Allowance figures came in at $14.7 million (Q1 2026), $14.7 million (Q4 2025), and $14.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | First National | 271.94 Mn | 81.84 Mn | 1.72 Mn | 14.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 14.70 Mn |
| Dec 31, 2025 | 14.72 Mn |
| Sep 30, 2025 | 14.45 Mn |
| Jun 30, 2025 | 15.19 Mn |
| Mar 31, 2025 | 14.74 Mn |
| Dec 31, 2024 | 16.40 Mn |
| Sep 30, 2024 | 12.70 Mn |
| Jun 30, 2024 | 12.55 Mn |
| Mar 31, 2024 | 12.60 Mn |
| Dec 31, 2023 | 11.97 Mn |
| Sep 30, 2023 | 8.90 Mn |
| Mar 31, 2023 | 8.72 Mn |
| Dec 31, 2022 | 7.45 Mn |
| Sep 30, 2022 | 6.29 Mn |
| Jun 30, 2022 | 6.20 Mn |
| Mar 31, 2022 | 5.83 Mn |
| Dec 31, 2021 | 5.71 Mn |
| Sep 30, 2021 | 5.43 Mn |
| Jun 30, 2021 | 5.47 Mn |
| Mar 31, 2021 | 7.49 Mn |