First National (FXNC) Interest Coverage Ratio (2010 - 2026)
First National's (FXNC) quarterly Interest Coverage Ratio came in at 0.87 in Q1 2026, up 58.0% YoY from 0.55 in Q1 2025, and up 67.51% on a QoQ basis from 2.69 in Q4 2025.
First National (FXNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First National (FXNC) has 17 years of Interest Coverage Ratio data on file, last reported at 0.87 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 58.0% year-over-year to 0.87 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.57 (down 92.39% YoY) and the FY2025 annual result came in at 2.16, down 22.01% from the prior year.
- Interest Coverage Ratio climbed to 0.87 in Q1 2026, from 2.69 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 0.22 in Q3 2022 to a low of 14.37 in Q1 2022.
- A 5-year average of 2.0 and a median of 1.36 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 98.3% — and 2024, when it plunged 460.07%.
- Tracing FXNC's Interest Coverage Ratio over 5 years: stood at 4.04 in 2022, then surged by 65.62% to 1.39 in 2023, then soared by 57.15% to 0.6 in 2024, then tumbled by 351.86% to 2.69 in 2025, then soared by 67.51% to 0.87 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.87 (Q1 2026), 2.69 (Q4 2025), and 1.77 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | First National | 280.01 Mn | 113.86 Mn | 1.60 Mn | -2.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.94 |
| Mar 31, 2026 | -0.87 |
| Dec 31, 2025 | -2.69 |
| Sep 30, 2025 | -1.77 |
| Jun 30, 2025 | -0.63 |
| Mar 31, 2025 | -2.08 |
| Dec 31, 2024 | -0.60 |
| Sep 30, 2024 | -1.39 |
| Jun 30, 2024 | -1.49 |
| Mar 31, 2024 | -1.36 |
| Dec 31, 2023 | -1.39 |
| Sep 30, 2023 | -0.25 |
| Jun 30, 2023 | -0.30 |
| Mar 31, 2023 | -0.37 |
| Dec 31, 2022 | -4.04 |
| Sep 30, 2022 | -0.22 |
| Jun 30, 2022 | -0.24 |
| Mar 31, 2022 | -14.37 |
| Dec 31, 2021 | 5.25 |
| Sep 30, 2021 | -12.97 |