First National (FXNC) Interest Coverage Ratio (2010 - 2026)

First National (FXNC) posted Interest Coverage Ratio of 0.87 for Q1 2026, up 72.44% on a QoQ basis from 3.17 in Q4 2025, and up 58.0% year-over-year from 0.55 in Q1 2025.

First National (FXNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

First National's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 0.87 for Q1 2026.

  • Quarterly Interest Coverage Ratio rose 58.0% year-over-year to 0.87 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.57 (down 92.39% YoY) and the FY2025 annual result came in at 2.16, down 22.01% from the prior year.
  • Interest Coverage Ratio was 0.87 for Q1 2026 at First National, up from 3.17 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 7.77 in Q4 2022 and bottomed at 14.37 in Q1 2022.
  • A 5-year average of 1.34 and a median of 0.87 in 2026 frame the typical range for Interest Coverage Ratio.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 98.2% — and 2024, when it tumbled 460.07%.
  • First National's Interest Coverage Ratio stood at 7.77 in 2022, then slumped by 117.88% to 1.39 in 2023, then surged by 57.15% to 0.6 in 2024, then plunged by 432.76% to 3.17 in 2025, then surged by 72.44% to 0.87 in 2026.
  • Business Quant data shows FXNC's Interest Coverage Ratio at 0.87 in Q1 2026, 3.17 in Q4 2025, and 1.77 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 First National 261.37 Mn 73.57 Mn 1.72 Mn -0.87

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.87
Dec 31, 2025 -3.17
Sep 30, 2025 -1.77
Jun 30, 2025 -0.63
Mar 31, 2025 -2.08
Dec 31, 2024 -0.60
Sep 30, 2024 -1.39
Jun 30, 2024 -1.49
Mar 31, 2024 -1.36
Dec 31, 2023 -1.39
Sep 30, 2023 -0.25
Jun 30, 2023 -0.30
Mar 31, 2023 -0.37
Dec 31, 2022 7.77
Sep 30, 2022 -0.22
Jun 30, 2022 -0.24
Mar 31, 2022 -14.37
Dec 31, 2021 5.25
Sep 30, 2021 -12.21
Jun 30, 2021 -4.60