First National (FXNC) Interest Coverage Ratio (2010 - 2026)

First National has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.52 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 0.58% year-over-year to 2.52; the trailing twelve-month figure through Mar 2026 stood at 2.37 (down 21.15% YoY), and the FY2025 full-year result was 0.18, up 147.9% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 2.52, up from 3.21 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 1.42 in Q3 2024, with the low at 13.25 in Q1 2022.
• Historically, Interest Coverage Ratio has averaged 3.78 across 5 years, with a median of 2.21 in 2024.
• Annual changes were most pronounced in 2023 — Interest Coverage Ratio surged 83.96% — and 2025, when it slumped 72.15%.
• First National's Interest Coverage Ratio stood at 4.32 in 2022, then jumped by 58.41% to 1.8 in 2023, then retreated by 23.19% to 2.21 in 2024, then plunged by 45.28% to 3.21 in 2025, then advanced by 21.47% to 2.52 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.52 (Q1 2026), 3.21 (Q4 2025), and 2.0 (Q3 2025), per Business Quant data.