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First National (FXNC) Interest Coverage Ratio: 2010-2025

Historic Interest Coverage Ratio for First National (FXNC) over the last 13 years, with Sep 2025 value amounting to -2.00.

  • First National's Interest Coverage Ratio fell 31.60% to -2.00 in Q3 2025 from the same period last year, while for Sep 2025 it was -2.27, marking a year-over-year decrease of 44.07%. This contributed to the annual value of 0.07 for FY2024, which is 59.14% down from last year.
  • As of Q3 2025, First National's Interest Coverage Ratio stood at -2.00, which was up 2.11% from -2.05 recorded in Q2 2025.
  • Over the past 5 years, First National's Interest Coverage Ratio peaked at -1.47 during Q1 2024, and registered a low of -14.67 during Q1 2022.
  • Its 3-year average for Interest Coverage Ratio is -2.09, with a median of -2.05 in 2025.
  • As far as peak fluctuations go, First National's Interest Coverage Ratio plummeted by 142.25% in 2021, and later skyrocketed by 83.70% in 2023.
  • Quarterly analysis of 5 years shows First National's Interest Coverage Ratio stood at -10.35 in 2021, then spiked by 58.31% to -4.32 in 2022, then surged by 58.41% to -1.80 in 2023, then slumped by 39.24% to -2.50 in 2024, then crashed by 31.60% to -2.00 in 2025.
  • Its last three reported values are -2.00 in Q3 2025, -2.05 for Q2 2025, and -2.54 during Q1 2025.