Farmers & Merchants Bancorp Inc (FMAO) Debt Ratio (2010 - 2026)
Farmers & Merchants Bancorp's Debt Ratio was 0.05 in Q2 2026, down 14.6% from 0.06 a year earlier and down 23.4% from the prior quarter.
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Analysis
Farmers & Merchants Bancorp Inc (FMAO) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Farmers & Merchants Bancorp came in at 0.07, down 9.5% from FY2024.
- In earlier years, Debt Ratio was 0.07 in FY2024 (-9.7%), 0.08 in FY2023 (+91.4%), 0.04 in FY2022 (+178.9%) and 0.02 in FY2021 (+62.1%).
- The Q2 2026 figure marks the lowest quarterly Debt Ratio since Q4 2022.
- Compared with a year earlier, Debt Ratio has declined for nine straight quarters, with an average decline of 14.8% over the last eight quarters.
- The best year-over-year quarter for Debt Ratio over five years was Q2 2023 (growth of 431.8%); the worst was Q2 2025 (a decline of 29.7%).
- Per Business Quant data, FMAO's Debt Ratio in the three quarters before Q2 2026 was 0.06 (Q1 2026), 0.07 (Q4 2025) and 0.06 (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.07 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.02 |
API Access
Farmers & Merchants Bancorp Inc Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=FMAO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "FMAO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=FMAO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();