Farmers & Merchants Bancorp (FMAO) Debt Ratio (2010 - 2026)
Farmers & Merchants Bancorp (FMAO) posted Debt Ratio of 0.05 for Q2 2026, down 23.44% sequentially from 0.06 in Q1 2026, and down 14.6% YoY from 0.06 in Q2 2025.
Farmers & Merchants Bancorp (FMAO) Debt Ratio (2010 - 2026) Analysis & Trends
Farmers & Merchants Bancorp has reported Debt Ratio for 16 years, with the latest figure at 0.05 in Q2 2026.
- Quarterly Debt Ratio fell 14.6% year-over-year to 0.05 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.05 (down 14.6% YoY) and the FY2025 annual result came in at 0.07, down 9.47% from the prior year.
- Debt Ratio declined to 0.05 in Q2 2026 per FMAO's latest filing, from 0.06 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.08 in Q2 2023 and troughed at 0.01 in Q1 2022.
- A 5-year average of 0.06 and a median of 0.06 in 2025 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio plunged 92.69% in 2022, then soared 431.82% in 2023.
- Over 5 years, Debt Ratio stood at 0.04 in 2022, then surged by 91.45% to 0.08 in 2023, then fell by 9.65% to 0.07 in 2024, then dropped by 9.47% to 0.07 in 2025, then declined by 27.35% to 0.05 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.05, 0.06, and 0.07 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | Farmers & Merchants Bancorp | 462.68 Mn | 306.29 Mn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.07 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | 0.25 |