Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2016 - 2025)

Farmers & Merchants Bancorp (FMAO) has disclosed Interest Coverage Ratio for 10 consecutive years, with 1.76 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 13.56% to 1.76 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.61 through Dec 2025, up 13.71% year-over-year, with the annual reading at 0.13 for FY2025, 46.41% up from the prior year.
  • Interest Coverage Ratio hit 1.76 in Q4 2025 for Farmers & Merchants Bancorp, up from 1.64 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 6.04 in Q2 2022 to a low of 1.35 in Q3 2023.
  • Historically, Interest Coverage Ratio has averaged 2.84 across 5 years, with a median of 1.7 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: surged 79.0% in 2021 and later crashed 74.05% in 2023.
  • Year by year, Interest Coverage Ratio stood at 5.05 in 2021, then plummeted by 54.84% to 2.28 in 2022, then tumbled by 39.76% to 1.37 in 2023, then rose by 12.98% to 1.55 in 2024, then increased by 13.56% to 1.76 in 2025.
  • Business Quant data shows Interest Coverage Ratio for FMAO at 1.76 in Q4 2025, 1.64 in Q3 2025, and 1.55 in Q2 2025.