Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026)
Farmers & Merchants Bancorp's (FMAO) Interest Coverage Ratio stood at 1.88 in Q2 2026, up 21.8% from 1.55 a year earlier and up 5.9% from the prior quarter.
Powered by 
Analysis
Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a TTM basis, Farmers & Merchants Bancorp's Interest Coverage Ratio came in at 1.76 as of Jun 30, 2026, up 17.6% year-over-year; for FY2025, it came in at 1.61, up 13.7% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 1.42 in FY2024 (-4.4%), 1.49 in FY2023 (-61.1%), 3.82 in FY2022 (-23.9%) and 5.02 in FY2021 (+46.5%).
- The Q2 2026 figure is the highest quarterly Interest Coverage Ratio since Q4 2022.
- On a year-over-year basis, Interest Coverage Ratio has increased for eight consecutive quarters, with growth averaging 13.8% over the last eight quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 57.0% in Q3 2021, against a decline of 74.0% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.78 (Q1 2026), 1.76 (Q4 2025) and 1.64 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Farmers & Merchants Bancorp | 478.28 Mn | 478.28 Mn | - | 1.88 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.88 |
| Mar 31, 2026 | 1.78 |
| Dec 31, 2025 | 1.76 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.55 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.37 |
| Dec 31, 2023 | 1.37 |
| Sep 30, 2023 | 1.35 |
| Jun 30, 2023 | 1.57 |
| Mar 31, 2023 | 1.80 |
| Dec 31, 2022 | 2.28 |
| Sep 30, 2022 | 4.43 |
| Jun 30, 2022 | 6.04 |
| Mar 31, 2022 | 5.75 |
| Dec 31, 2021 | 5.05 |
| Sep 30, 2021 | 5.51 |
API Access
Farmers & Merchants Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMAO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FMAO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMAO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();