Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026)
Farmers & Merchants Bancorp (FMAO) reported Interest Coverage Ratio of 1.71 for Q1 2026, up 13.86% on a YoY basis from 1.5 in Q1 2025, and down 3.27% sequentially from 1.76 in Q4 2025.
Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Farmers & Merchants Bancorp (FMAO) has 17 years of Interest Coverage Ratio data on file, last reported at 1.71 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 13.86% year-over-year to 1.71; the trailing twelve-month figure through Mar 2026 stood at 6.63 (up 356.83% YoY), and the FY2025 full-year result was 1.61, up 13.31% from the prior year.
- Interest Coverage Ratio declined to 1.71 in Q1 2026, from 1.76 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 6.04 in Q2 2022 to a low of 1.35 in Q3 2023.
- A 5-year average of 2.15 and a median of 1.55 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio increased 19.52% in 2022 and plunged 74.05% in 2023, its largest moves.
- Tracing FMAO's Interest Coverage Ratio over 5 years: stood at 2.28 in 2022, then plunged by 39.76% to 1.37 in 2023, then rose by 12.98% to 1.55 in 2024, then advanced by 13.56% to 1.76 in 2025, then retreated by 3.27% to 1.71 in 2026.
- Business Quant data shows FMAO's Interest Coverage Ratio at 1.71 in Q1 2026, 1.76 in Q4 2025, and 1.64 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Farmers & Merchants Bancorp | 442.47 Mn | 269.00 Mn | - | 1.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.71 |
| Dec 31, 2025 | 1.76 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.55 |
| Mar 31, 2025 | 1.50 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.37 |
| Dec 31, 2023 | 1.37 |
| Sep 30, 2023 | 1.35 |
| Jun 30, 2023 | 1.57 |
| Mar 31, 2023 | 1.38 |
| Dec 31, 2022 | 2.28 |
| Sep 30, 2022 | 4.43 |
| Jun 30, 2022 | 6.04 |
| Mar 31, 2022 | 4.29 |
| Dec 31, 2021 | 5.05 |
| Sep 30, 2021 | 5.51 |
| Jun 30, 2021 | 5.06 |