Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026)

Farmers & Merchants Bancorp (FMAO) reported Interest Coverage Ratio of 1.71 for Q1 2026, up 13.86% on a YoY basis from 1.5 in Q1 2025, and down 3.27% sequentially from 1.76 in Q4 2025.

Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Farmers & Merchants Bancorp (FMAO) has 17 years of Interest Coverage Ratio data on file, last reported at 1.71 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 13.86% year-over-year to 1.71; the trailing twelve-month figure through Mar 2026 stood at 6.63 (up 356.83% YoY), and the FY2025 full-year result was 1.61, up 13.31% from the prior year.
  • Interest Coverage Ratio declined to 1.71 in Q1 2026, from 1.76 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 6.04 in Q2 2022 to a low of 1.35 in Q3 2023.
  • A 5-year average of 2.15 and a median of 1.55 in 2024 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio increased 19.52% in 2022 and plunged 74.05% in 2023, its largest moves.
  • Tracing FMAO's Interest Coverage Ratio over 5 years: stood at 2.28 in 2022, then plunged by 39.76% to 1.37 in 2023, then rose by 12.98% to 1.55 in 2024, then advanced by 13.56% to 1.76 in 2025, then retreated by 3.27% to 1.71 in 2026.
  • Business Quant data shows FMAO's Interest Coverage Ratio at 1.71 in Q1 2026, 1.76 in Q4 2025, and 1.64 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Farmers & Merchants Bancorp 442.47 Mn 269.00 Mn - 1.71

Historic Data

Download Data
DateValue
Mar 31, 2026 1.71
Dec 31, 2025 1.76
Sep 30, 2025 1.64
Jun 30, 2025 1.55
Mar 31, 2025 1.50
Dec 31, 2024 1.55
Sep 30, 2024 1.40
Jun 30, 2024 1.36
Mar 31, 2024 1.37
Dec 31, 2023 1.37
Sep 30, 2023 1.35
Jun 30, 2023 1.57
Mar 31, 2023 1.38
Dec 31, 2022 2.28
Sep 30, 2022 4.43
Jun 30, 2022 6.04
Mar 31, 2022 4.29
Dec 31, 2021 5.05
Sep 30, 2021 5.51
Jun 30, 2021 5.06