Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026)
Farmers & Merchants Bancorp (FMAO) posted Interest Coverage Ratio of 1.83 for Q2 2026, up 6.99% sequentially from 1.71 in Q1 2026, and up 18.13% YoY from 1.55 in Q2 2025.
Farmers & Merchants Bancorp (FMAO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Farmers & Merchants Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.83 in Q2 2026.
- Quarterly Interest Coverage Ratio rose 18.13% year-over-year to 1.83 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 6.76 (up 351.62% YoY) and the FY2025 annual result came in at 1.61, up 13.31% from the prior year.
- Interest Coverage Ratio improved to 1.83 in Q2 2026 per FMAO's latest filing, from 1.71 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 6.04 in Q2 2022 and troughed at 1.35 in Q3 2023.
- A 5-year average of 2.13 and a median of 1.56 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio gained 19.52% in 2022, then slumped 74.05% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.28 in 2022, then tumbled by 39.76% to 1.37 in 2023, then climbed by 12.98% to 1.55 in 2024, then increased by 13.56% to 1.76 in 2025, then increased by 3.48% to 1.83 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.83, 1.71, and 1.76 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Farmers & Merchants Bancorp | 462.68 Mn | 306.29 Mn | - | 1.88 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.83 |
| Mar 31, 2026 | 1.71 |
| Dec 31, 2025 | 1.76 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.55 |
| Mar 31, 2025 | 1.50 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.37 |
| Dec 31, 2023 | 1.37 |
| Sep 30, 2023 | 1.35 |
| Jun 30, 2023 | 1.57 |
| Mar 31, 2023 | 1.38 |
| Dec 31, 2022 | 2.28 |
| Sep 30, 2022 | 4.43 |
| Jun 30, 2022 | 6.04 |
| Mar 31, 2022 | 4.29 |
| Dec 31, 2021 | 5.05 |
| Sep 30, 2021 | 5.51 |