Farmers & Merchants Bancorp (FMAO) Loans - Loss Allowance (2010 - 2026)
Farmers & Merchants Bancorp (FMAO) recorded Loans - Loss Allowance of $27.94 million in Q2 2026, up 3.6% from $26.98 million a year earlier and up 0.4% from the prior quarter.
Farmers & Merchants Bancorp (FMAO) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Farmers & Merchants Bancorp reported Loans - Loss Allowance of $27.69 million, up 7.2% from FY2024.
- Annual Loans - Loss Allowance has increased for three straight years, with a three-year compound annual growth rate of 10.9% (FY2022 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $25.83 million in FY2024 (+3.2%), $25.02 million in FY2023 (+23.2%) and $20.31 million in FY2022.
- The Q2 2026 figure is the highest quarterly Loans - Loss Allowance in data going back to Q4 2010.
- On a year-over-year basis, Loans - Loss Allowance has increased for 11 consecutive quarters, with growth averaging 5.2% over the last eight quarters.
- Across the past five years, year-over-year growth in Loans - Loss Allowance ran from 0.2% in Q1 2024 to 23.2% in Q4 2023.
- Per Business Quant, the preceding three quarters came in at $27.83 million (Q1 2026), $27.69 million (Q4 2025) and $27.48 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Farmers & Merchants Bancorp | 477.04 Mn | 477.04 Mn | - | 27.94 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 27.94 Mn |
| Mar 31, 2026 | 27.83 Mn |
| Dec 31, 2025 | 27.69 Mn |
| Sep 30, 2025 | 27.48 Mn |
| Jun 30, 2025 | 26.98 Mn |
| Mar 31, 2025 | 26.35 Mn |
| Dec 31, 2024 | 25.83 Mn |
| Sep 30, 2024 | 25.48 Mn |
| Jun 30, 2024 | 25.27 Mn |
| Mar 31, 2024 | 24.68 Mn |
| Dec 31, 2023 | 25.02 Mn |
| Sep 30, 2023 | 25.28 Mn |
| Jun 30, 2023 | 24.91 Mn |
| Mar 31, 2023 | 24.63 Mn |
| Dec 31, 2022 | 20.31 Mn |
| Dec 31, 2010 | 5.71 Mn |
Farmers & Merchants Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FMAO&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FMAO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FMAO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();