Dave (DAVE) Debt Ratio (2021 - 2026)

Dave (DAVE) reported Debt Ratio of 0.01 for Q1 2026, down 94.29% on a YoY basis from 0.26 in Q1 2025, and down 90.34% sequentially from 0.15 in Q4 2025.

Dave (DAVE) Debt Ratio (2021 - 2026) Analysis & Trends

Dave (DAVE) has 6 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 94.29% year-over-year to 0.01; the trailing twelve-month figure through Mar 2026 stood at 0.01 (down 94.29% YoY), and the FY2025 full-year result was 0.15, down 38.59% from the prior year.
  • Debt Ratio eased to 0.01 in Q1 2026, from 0.15 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.32 in Q1 2024 to a low of 0.01 in Q1 2026.
  • A 5-year average of 0.23 and a median of 0.26 in 2023 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio jumped 81.89% in 2023 and slumped 94.29% in 2026, its largest moves.
  • Tracing DAVE's Debt Ratio over 5 years: stood at 0.26 in 2022, then climbed by 1.42% to 0.27 in 2023, then decreased by 5.95% to 0.25 in 2024, then slumped by 38.59% to 0.15 in 2025, then tumbled by 90.34% to 0.01 in 2026.
  • Business Quant data shows DAVE's Debt Ratio at 0.01 in Q1 2026, 0.15 in Q4 2025, and 0.21 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn 0.08
2 Full Truck Alliance 188.77 Bn 186.13 Bn - 0.00
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn -
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 0.18
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.37
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.24
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 0.06
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 0.24
10 Dave 5.49 Bn 5.31 Bn 148.85 Mn 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.15
Sep 30, 2025 0.21
Jun 30, 2025 0.23
Mar 31, 2025 0.26
Dec 31, 2024 0.25
Sep 30, 2024 0.30
Jun 30, 2024 0.31
Mar 31, 2024 0.32
Dec 31, 2023 0.27
Sep 30, 2023 0.28
Jun 30, 2023 0.28
Mar 31, 2023 0.26
Dec 31, 2022 0.26
Sep 30, 2022 0.19
Jun 30, 2022 0.15
Mar 31, 2022 0.14
Dec 31, 2021 0.37