Growth Metrics

Dave (DAVE) Debt Ratio (2021 - 2026)

Dave recorded quarterly Debt Ratio of 0.14 in Q1 2026, down 8.13% quarter-over-quarter from 0.15 in Q4 2025, and down 40.5% year-over-year from 0.24 in Q1 2025.

Dave's Debt Ratio history runs 6 years deep, the most recent figure standing at 0.14 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 40.5% year-over-year to 0.14; the TTM figure through Mar 2026 stood at 0.14 (down 40.5% YoY), while the FY2025 annual figure was 0.15, down 38.59% from the prior year.
  • Debt Ratio came in at 0.14 for Q1 2026 at Dave, down from 0.15 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.32 in Q1 2024 to a low of 0.14 in Q1 2026.
  • A 5-year average of 0.22 and a median of 0.24 in 2025 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio soared 73.12% in 2023 and plunged 40.5% in 2026, its largest moves.
  • Dave's Debt Ratio stood at 0.23 in 2022, then climbed by 9.34% to 0.26 in 2023, then dropped by 1.77% to 0.25 in 2024, then plunged by 38.59% to 0.15 in 2025, then fell by 8.13% to 0.14 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.14, 0.15, and 0.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 0.08
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 0.13
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 0.18
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn -
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn -
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 0.24
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 0.03
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 0.06
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 0.16
10 Dave 3.07 Bn 2.89 Bn 148.85 Mn 0.14

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 0.14
Dec 31, 2025 0.15
Sep 30, 2025 0.17
Jun 30, 2025 0.21
Mar 31, 2025 0.24
Dec 31, 2024 0.25
Sep 30, 2024 0.28
Jun 30, 2024 0.30
Mar 31, 2024 0.32
Dec 31, 2023 0.26
Sep 30, 2023 0.25
Jun 30, 2023 0.25
Mar 31, 2023 0.25
Dec 31, 2022 0.23
Sep 30, 2022 0.19
Jun 30, 2022 0.15
Mar 31, 2022 0.14
Dec 31, 2021 0.37