Dave (DAVE) Debt Ratio (2021 - 2026)

Dave (DAVE) posted Debt Ratio of 0.01 for Q1 2026, down 90.34% sequentially from 0.15 in Q4 2025, and down 94.29% YoY from 0.26 in Q1 2025.

Dave (DAVE) Debt Ratio (2021 - 2026) Analysis & Trends

Dave has reported Debt Ratio for 6 years, with the latest figure at 0.01 in Q1 2026.

Quarterly Debt Ratio fell 94.29% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 94.29% YoY) and the FY2025 annual result came in at 0.15, down 38.59% from the prior year.
Debt Ratio eased to 0.01 in Q1 2026 per DAVE's latest filing, from 0.15 in the prior quarter.
Over five years, Debt Ratio peaked at 0.32 in Q1 2024 and troughed at 0.01 in Q1 2026.
A 5-year average of 0.23 and a median of 0.26 in 2023 frame the typical range for Debt Ratio.
The sharpest annual moves came in 2023 and 2026: Debt Ratio soared 81.89% in 2023, then plunged 94.29% in 2026.
Over 5 years, Debt Ratio stood at 0.26 in 2022, then rose by 1.42% to 0.27 in 2023, then declined by 5.95% to 0.25 in 2024, then sank by 38.59% to 0.15 in 2025, then slumped by 90.34% to 0.01 in 2026.
According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.15, and 0.21 for Q1 2026, Q4 2025, and Q3 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Sap Se	255.48 Bn	234.41 Bn	16.51 Bn	0.11
2	Shopify	198.95 Bn	194.00 Bn	1.71 Bn	-
3	Salesforce	160.70 Bn	148.86 Bn	8.56 Bn	0.37
4	Uber Technologies	154.94 Bn	149.73 Bn	6.38 Bn	0.22
5	ServiceNow	128.25 Bn	123.58 Bn	2.82 Bn	0.24
6	Snowflake	114.00 Bn	111.05 Bn	926.45 Mn	-
7	Automatic Data Processing	108.58 Bn	104.35 Bn	2.51 Bn	0.08
8	Adobe	105.34 Bn	99.72 Bn	5.90 Bn	0.22
9	Intuit	94.55 Bn	87.77 Bn	7.24 Bn	0.18
10	Dave	3.83 Bn	3.58 Bn	159.27 Mn	0.13

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