Dave (DAVE) Debt Ratio (2021 - 2026)
Dave (DAVE) reported Debt Ratio of 0.01 for Q1 2026, down 94.29% on a YoY basis from 0.26 in Q1 2025, and down 90.34% sequentially from 0.15 in Q4 2025.
Dave (DAVE) Debt Ratio (2021 - 2026) Analysis & Trends
Dave (DAVE) has 6 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 94.29% year-over-year to 0.01; the trailing twelve-month figure through Mar 2026 stood at 0.01 (down 94.29% YoY), and the FY2025 full-year result was 0.15, down 38.59% from the prior year.
- Debt Ratio eased to 0.01 in Q1 2026, from 0.15 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.32 in Q1 2024 to a low of 0.01 in Q1 2026.
- A 5-year average of 0.23 and a median of 0.26 in 2023 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio jumped 81.89% in 2023 and slumped 94.29% in 2026, its largest moves.
- Tracing DAVE's Debt Ratio over 5 years: stood at 0.26 in 2022, then climbed by 1.42% to 0.27 in 2023, then decreased by 5.95% to 0.25 in 2024, then slumped by 38.59% to 0.15 in 2025, then tumbled by 90.34% to 0.01 in 2026.
- Business Quant data shows DAVE's Debt Ratio at 0.01 in Q1 2026, 0.15 in Q4 2025, and 0.21 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | 0.00 |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | - |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 0.18 |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 0.37 |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 0.24 |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 0.06 |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | - |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 0.24 |
| 10 | Dave | 5.49 Bn | 5.31 Bn | 148.85 Mn | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.21 |
| Jun 30, 2025 | 0.23 |
| Mar 31, 2025 | 0.26 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 0.30 |
| Jun 30, 2024 | 0.31 |
| Mar 31, 2024 | 0.32 |
| Dec 31, 2023 | 0.27 |
| Sep 30, 2023 | 0.28 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.26 |
| Dec 31, 2022 | 0.26 |
| Sep 30, 2022 | 0.19 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.37 |