KPIs & Operating Metrics(New)

Customers Bancorp (CUBI) FCF Payout Ratio (2015 - 2025)

Customers Bancorp (CUBI) reported FCF Payout Ratio of 0.01 for Q4 2025, down 63.91% year-over-year from 0.03 in Q4 2024, and down 85.75% on a QoQ basis from 0.07 in Q3 2025.

Customers Bancorp (CUBI) has 11 years of FCF Payout Ratio data on file, last reported at 0.01 in Q4 2025.

  • Quarterly FCF Payout Ratio fell 63.91% year-over-year to 0.01 in Q4 2025, while the trailing twelve-month figure through Mar 2026 was 0.02 (down 69.42% YoY) and the FY2025 annual result came in at 0.02, down 78.72% from the prior year.
  • FCF Payout Ratio slipped to 0.01 in Q4 2025 per CUBI's latest filing, from 0.07 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.69 in Q1 2023 and bottomed at 0.31 in Q3 2021.
  • The 5-year median for FCF Payout Ratio is 0.02 (2024), against an average of 0.06.
  • The widest annual swing landed in 2021, when FCF Payout Ratio plunged 1034.29%; it then soared 4225.63% in 2023.
  • Tracing CUBI's FCF Payout Ratio over 5 years: stood at 0.19 in 2021, then surged by 97.97% to 0.0 in 2022, then sank by 534.59% to 0.02 in 2023, then soared by 214.11% to 0.03 in 2024, then tumbled by 63.91% to 0.01 in 2025.
  • Per Business Quant, the three latest CUBI FCF Payout Ratio figures stand at 0.01 (Q4 2025), 0.07 (Q3 2025), and 0.02 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 Customers Bancorp - - - -

Historic Data

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DateValue
Dec 31, 2025 0.01
Sep 30, 2025 0.07
Jun 30, 2025 0.02
Mar 31, 2025 0.04
Dec 31, 2024 0.03
Sep 30, 2024 0.16
Jun 30, 2024 0.68
Mar 31, 2024 -0.20
Dec 31, 2023 -0.02
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.69
Dec 31, 2022 0.00
Sep 30, 2022 0.02
Jun 30, 2022 0.09
Mar 31, 2022 0.02
Dec 31, 2021 -0.19
Sep 30, 2021 -0.31
Jun 30, 2021 0.02
Mar 31, 2021 0.04
Dec 31, 2020 -0.02
Sep 30, 2020 0.11
Jun 30, 2020 0.05
Mar 31, 2020 -0.10
Dec 31, 2019 0.11
Sep 30, 2019 0.23
Jun 30, 2019 -1.51
Mar 31, 2019 -0.59
Dec 31, 2018 -0.22
Sep 30, 2018 0.21
Jun 30, 2018 0.13
Mar 31, 2018 0.12
Dec 31, 2017 0.12
Sep 30, 2017 0.20
Jun 30, 2017 -0.50
Mar 31, 2017 0.18
Dec 31, 2016 0.01
Sep 30, 2016 -0.06
Jun 30, 2016 -0.01
Mar 31, 2016 -0.01
Dec 31, 2015 0.00
Sep 30, 2015 0.00