Customers Bancorp (CUBI) Net Margin (2011 - 2026)
Customers Bancorp's Net Margin came in at 31.47% for Q2 2026, up 4.40 percentage points from 27.07% a year earlier and up 0.60 percentage points from the prior quarter.
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Analysis
Customers Bancorp (CUBI) Net Margin (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Customers Bancorp reported Net Margin of 30.91%, up 11.67 percentage points year-over-year; for FY2025, it came in at 25.56%, up 2.28 percentage points from FY2024.
- Net Margin carries a five-year change of +0.21 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 23.28% in FY2024 (-7.78 pp), 31.06% in FY2023 (-2.23 pp), 33.29% in FY2022 (-6.05 pp) and 39.34% in FY2021 (+13.98 pp).
- The five-year range for quarterly Net Margin is 6.66% (Q1 2025) to 46.82% (Q4 2021).
- Year-over-year, Net Margin has increased for four consecutive quarters, with an average year-over-year change of +0.31 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q1 2026 (a gain of 24.20 percentage points), and the weakest in Q4 2022 (a drop of 28.84 percentage points).
- Business Quant data shows CUBI's Net Margin at 30.87% (Q1 2026), 29.58% (Q4 2025) and 31.76% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Customers Bancorp | 2.87 Bn | -14.71 Bn | - | 31.47% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.47% |
| Mar 31, 2026 | 30.87% |
| Dec 31, 2025 | 29.58% |
| Sep 30, 2025 | 31.76% |
| Jun 30, 2025 | 27.07% |
| Mar 31, 2025 | 6.66% |
| Dec 31, 2024 | 13.90% |
| Sep 30, 2024 | 25.70% |
| Jun 30, 2024 | 27.33% |
| Mar 31, 2024 | 25.29% |
| Dec 31, 2023 | 30.45% |
| Sep 30, 2023 | 38.13% |
| Jun 30, 2023 | 24.28% |
| Mar 31, 2023 | 29.92% |
| Dec 31, 2022 | 17.98% |
| Sep 30, 2022 | 40.91% |
| Jun 30, 2022 | 31.82% |
| Mar 31, 2022 | 40.29% |
| Dec 31, 2021 | 46.82% |
| Sep 30, 2021 | 44.91% |
API Access
Customers Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CUBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();