Customers Bancorp (CUBI) Net Margin (2011 - 2026)
Customers Bancorp's Net Margin came in at 31.47% for Q2 2026, up 4.40 percentage points from 27.07% a year earlier and up 0.60 percentage points from the prior quarter.
Customers Bancorp (CUBI) Net Margin (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Customers Bancorp reported Net Margin of 30.91%, up 11.67 percentage points year-over-year; for FY2025, it came in at 25.56%, up 2.28 percentage points from FY2024.
- Net Margin carries a five-year change of -269.35 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 23.28% in FY2024 (-7.78 pp), 31.06% in FY2023 (-5303.62 pp), 5334.68% in FY2022 (-1967.85 pp) and 7302.53% in FY2021 (+7007.62 pp).
- The five-year range for quarterly Net Margin is 6.66% (Q1 2025) to 10235.93% (Q3 2021).
- Year-over-year, Net Margin has increased for four consecutive quarters, with an average year-over-year change of +0.31 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q3 2021 (a gain of 9705.04 percentage points), and the weakest in Q1 2023 (a drop of 7341.74 percentage points).
- Business Quant data shows CUBI's Net Margin at 30.87% (Q1 2026), 29.58% (Q4 2025) and 31.76% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Customers Bancorp | 2.56 Bn | -15.01 Bn | - | 31.47% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.47% |
| Mar 31, 2026 | 30.87% |
| Dec 31, 2025 | 29.58% |
| Sep 30, 2025 | 31.76% |
| Jun 30, 2025 | 27.07% |
| Mar 31, 2025 | 6.66% |
| Dec 31, 2024 | 13.90% |
| Sep 30, 2024 | 25.70% |
| Jun 30, 2024 | 27.33% |
| Mar 31, 2024 | 25.29% |
| Dec 31, 2023 | 30.45% |
| Sep 30, 2023 | 38.13% |
| Jun 30, 2023 | 24.28% |
| Mar 31, 2023 | 29.92% |
| Dec 31, 2022 | 2,490.09% |
| Sep 30, 2022 | 5,783.60% |
| Jun 30, 2022 | 5,720.55% |
| Mar 31, 2022 | 7,371.65% |
| Dec 31, 2021 | 8,887.12% |
| Sep 30, 2021 | 10,235.93% |
Customers Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CUBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();