Customers Bancorp (CUBI) EBT Margin (2011 - 2026)
Customers Bancorp (CUBI) reported EBT Margin of 39.33% for Q2 2026, up 1.09 percentage points from 38.24% a year earlier but down 0.68 percentage points from the prior quarter.
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Analysis
Customers Bancorp (CUBI) EBT Margin (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Customers Bancorp's EBT Margin came in at 40.93%, up 15.68 percentage points year-over-year; for FY2025, it came in at 35.25%, up 3.86 percentage points from FY2024.
- EBT Margin has a five-year change of -5.34 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 31.39% in FY2024 (-12.24 pp), 43.63% in FY2023 (-0.77 pp), 44.41% in FY2022 (-13.42 pp) and 57.83% in FY2021 (+17.24 pp).
- Five-year quarterly EBT Margin spans a low of 8.32% in Q1 2025 and a high of 62.04% in Q3 2021.
- Year over year, EBT Margin has now increased in each of the last four quarters, with an average year-over-year change of -0.71 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q1 2026 (a gain of 31.70 percentage points); the low point was Q4 2022 (a drop of 29.54 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 40.02% (Q1 2026), 41.06% (Q4 2025) and 43.23% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Customers Bancorp | 2.87 Bn | -14.71 Bn | - | 39.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.33% |
| Mar 31, 2026 | 40.02% |
| Dec 31, 2025 | 41.06% |
| Sep 30, 2025 | 43.23% |
| Jun 30, 2025 | 38.24% |
| Mar 31, 2025 | 8.32% |
| Dec 31, 2024 | 21.42% |
| Sep 30, 2024 | 27.54% |
| Jun 30, 2024 | 38.81% |
| Mar 31, 2024 | 36.00% |
| Dec 31, 2023 | 43.88% |
| Sep 30, 2023 | 50.67% |
| Jun 30, 2023 | 37.70% |
| Mar 31, 2023 | 40.64% |
| Dec 31, 2022 | 25.16% |
| Sep 30, 2022 | 54.54% |
| Jun 30, 2022 | 43.66% |
| Mar 31, 2022 | 51.69% |
| Dec 31, 2021 | 54.70% |
| Sep 30, 2021 | 62.04% |
API Access
Customers Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CUBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();