Customers Bancorp (CUBI) FCF Margin (2011 - 2026)
Customers Bancorp (CUBI) recorded FCF Margin of 35.58% in Q2 2026, down 31.62 percentage points from 67.21% a year earlier but up 22.24 percentage points from the prior quarter.
Powered by 
Analysis
Customers Bancorp (CUBI) FCF Margin (2011 - 2026) Analysis & Trends
On a TTM basis, Customers Bancorp's FCF Margin came in at 24.84% as of Jun 30, 2026, down 23.22 percentage points year-over-year; for FY2025, it came in at 40.78%, up 29.61 percentage points from FY2024.
- Annual FCF Margin has increased for three straight years, with a five-year change of +18.40 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 11.17% in FY2024 (+0.17 pp), 11.00% in FY2023 (+31.45 pp), -20.45% in FY2022 (-54.87 pp) and 34.42% in FY2021 (+12.04 pp).
- Quarterly FCF Margin has ranged from -225.86% in Q4 2022 to 67.21% in Q2 2025 over the past five years.
- On a year-over-year basis, FCF Margin has declined for three consecutive quarters, with an average year-over-year change of +16.22 percentage points over the last eight quarters.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 153.18 percentage points in Q4 2023, against a drop of 228.32 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 13.35% (Q1 2026), 25.56% (Q4 2025) and 24.75% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 189.34% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Customers Bancorp | 2.87 Bn | -14.71 Bn | - | 35.58% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.58% |
| Mar 31, 2026 | 13.35% |
| Dec 31, 2025 | 25.56% |
| Sep 30, 2025 | 24.75% |
| Jun 30, 2025 | 67.21% |
| Mar 31, 2025 | 53.89% |
| Dec 31, 2024 | 60.03% |
| Sep 30, 2024 | 7.45% |
| Jun 30, 2024 | -4.95% |
| Mar 31, 2024 | -12.80% |
| Dec 31, 2023 | -72.68% |
| Sep 30, 2023 | 59.92% |
| Jun 30, 2023 | 42.28% |
| Mar 31, 2023 | 9.13% |
| Dec 31, 2022 | -225.86% |
| Sep 30, 2022 | 33.79% |
| Jun 30, 2022 | 13.07% |
| Mar 31, 2022 | 61.18% |
| Dec 31, 2021 | 2.46% |
| Sep 30, 2021 | -9.36% |
API Access
Customers Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CUBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();