Customers Bancorp (CUBI) EBT Margin (2011 - 2026)
Customers Bancorp (CUBI) reported EBT Margin of 39.33% for Q2 2026, up 1.09 percentage points from 38.24% a year earlier but down 0.68 percentage points from the prior quarter.
Customers Bancorp (CUBI) EBT Margin (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Customers Bancorp's EBT Margin came in at 40.93%, up 15.68 percentage points year-over-year; for FY2025, it came in at 35.25%, up 3.86 percentage points from FY2024.
- EBT Margin has a five-year change of -436.85 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 31.39% in FY2024 (-12.24 pp), 43.63% in FY2023 (-7071.58 pp), 7115.22% in FY2022 (-3619.77 pp) and 10734.99% in FY2021 (+10262.89 pp).
- Five-year quarterly EBT Margin spans a low of 8.32% in Q1 2025 and a high of 14141.60% in Q3 2021.
- Year over year, EBT Margin has now increased in each of the last four quarters, with an average year-over-year change of -0.71 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q3 2021 (a gain of 13430.55 percentage points); the low point was Q1 2023 (a drop of 9417.33 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 40.02% (Q1 2026), 41.06% (Q4 2025) and 43.23% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 35.57% |
| 10 | Customers Bancorp | 2.56 Bn | -15.01 Bn | - | 39.33% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.33% |
| Mar 31, 2026 | 40.02% |
| Dec 31, 2025 | 41.06% |
| Sep 30, 2025 | 43.23% |
| Jun 30, 2025 | 38.24% |
| Mar 31, 2025 | 8.32% |
| Dec 31, 2024 | 21.42% |
| Sep 30, 2024 | 27.54% |
| Jun 30, 2024 | 38.81% |
| Mar 31, 2024 | 36.00% |
| Dec 31, 2023 | 43.88% |
| Sep 30, 2023 | 50.67% |
| Jun 30, 2023 | 37.70% |
| Mar 31, 2023 | 40.64% |
| Dec 31, 2022 | 3,483.67% |
| Sep 30, 2022 | 7,710.74% |
| Jun 30, 2022 | 7,848.79% |
| Mar 31, 2022 | 9,457.97% |
| Dec 31, 2021 | 10,382.61% |
| Sep 30, 2021 | 14,141.60% |
Customers Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CUBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();