Customers Bancorp (CUBI) FCF Margin (2011 - 2026)
Customers Bancorp (CUBI) recorded FCF Margin of 36.13% in Q2 2026, down 31.11 percentage points from 67.25% a year earlier but up 22.77 percentage points from the prior quarter.
Customers Bancorp (CUBI) FCF Margin (2011 - 2026) Analysis & Trends
On a TTM basis, Customers Bancorp's FCF Margin came in at 26.39% as of Jun 30, 2026, down 21.90 percentage points year-over-year; for FY2025, it came in at 42.46%, up 31.08 percentage points from FY2024.
- Annual FCF Margin has increased for three straight years, though with a five-year change of -229.46 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 11.38% in FY2024 (+0.30 pp), 11.08% in FY2023 (+3189.53 pp), -3178.46% in FY2022 (-9582.40 pp) and 6403.94% in FY2021 (+6132.03 pp).
- Quarterly FCF Margin has ranged from -30937.90% in Q4 2022 to 11221.46% in Q1 2022 over the past five years.
- On a year-over-year basis, FCF Margin has declined for three consecutive quarters, with an average year-over-year change of +16.91 percentage points over the last eight quarters.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 30865.26 percentage points in Q4 2023, against a drop of 31421.59 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 13.37% (Q1 2026), 26.61% (Q4 2025) and 29.26% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | Customers Bancorp | 2.56 Bn | -15.01 Bn | - | 36.13% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 36.13% |
| Mar 31, 2026 | 13.37% |
| Dec 31, 2025 | 26.61% |
| Sep 30, 2025 | 29.26% |
| Jun 30, 2025 | 67.25% |
| Mar 31, 2025 | 54.37% |
| Dec 31, 2024 | 60.33% |
| Sep 30, 2024 | 7.60% |
| Jun 30, 2024 | -4.79% |
| Mar 31, 2024 | -12.57% |
| Dec 31, 2023 | -72.64% |
| Sep 30, 2023 | 60.09% |
| Jun 30, 2023 | 42.29% |
| Mar 31, 2023 | 9.20% |
| Dec 31, 2022 | -30,937.90% |
| Sep 30, 2022 | 4,802.26% |
| Jun 30, 2022 | 2,354.55% |
| Mar 31, 2022 | 11,221.46% |
| Dec 31, 2021 | 483.69% |
| Sep 30, 2021 | -2,123.21% |
Customers Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CUBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CUBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();