Capital One Financial (COF-PL) Interest Coverage Ratio (2009 - 2026)

Capital One Financial (COF-PL) posted quarterly Interest Coverage Ratio of 1.66 for Q1 2026, up 10.13% YoY from 1.51 in Q1 2025, and up 10.9% sequentially from 1.5 in Q4 2025.

Capital One Financial (COF-PL) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 1.66 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 10.13% year-over-year to 1.66; the TTM figure through Mar 2026 stood at 1.2 (down 15.49% YoY), while the FY2025 annual figure was 1.14, down 18.19% from the prior year.
  • Interest Coverage Ratio climbed to 1.66 in Q1 2026, from 1.5 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for COF-PL reached as high as 8.61 in Q1 2022 and fell as low as 0.55 in Q2 2025.
  • The 5-year median for Interest Coverage Ratio is 1.57 (2023), against an average of 2.14.
  • The widest YoY moves for Interest Coverage Ratio: up 26.42% in 2025, down 146.56% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 1.79 in 2022, then decreased by 29.67% to 1.26 in 2023, then climbed by 11.62% to 1.4 in 2024, then gained by 6.71% to 1.5 in 2025, then climbed by 10.9% to 1.66 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.66, 1.5, and 2.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Capital One Financial - - - 1.66

Historic Data

Download Data
DateValue
Mar 31, 2026 1.66
Dec 31, 2025 1.50
Sep 30, 2025 2.01
Jun 30, 2025 -0.55
Mar 31, 2025 1.51
Dec 31, 2024 1.40
Sep 30, 2024 1.59
Jun 30, 2024 1.17
Mar 31, 2024 1.43
Dec 31, 2023 1.26
Sep 30, 2023 1.64
Jun 30, 2023 1.57
Mar 31, 2023 1.45
Dec 31, 2022 1.79
Sep 30, 2022 2.83
Jun 30, 2022 5.44
Mar 31, 2022 8.61
Dec 31, 2021 9.03
Sep 30, 2021 11.43
Jun 30, 2021 12.54