Capital One Financial (COF-PL) EBT Margin (2009 - 2026)

Capital One Financial (COF-PL) posted quarterly EBT Margin of 17.72% for Q1 2026, up 43.0% YoY from 12.39% in Q1 2025, and up 31.56% sequentially from 13.47% in Q4 2025.

Capital One Financial (COF-PL) EBT Margin (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed EBT Margin across 18 years of filings, most recently posting 17.72% for Q1 2026.

  • In Q1 2026, EBT Margin rose 43.0% year-over-year to 17.72%; the TTM figure through Mar 2026 stood at 5.54% (down 971.0% YoY), while the FY2025 annual figure was 4.27%, down 1084.0% from the prior year.
  • EBT Margin rose to 17.72% in Q1 2026, from 13.47% in the prior quarter.
  • Over the last five years, EBT Margin for COF-PL reached as high as 36.03% in Q1 2022 and fell as low as 47.46% in Q2 2025.
  • The 5-year median for EBT Margin is 17.29% (2025), against an average of 15.56%.
  • The widest YoY moves for EBT Margin: up 638 bps in 2025, down 5431 bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 17.08% in 2022, then tumbled by 43 bps to 9.8% in 2023, then surged by 46 bps to 14.32% in 2024, then decreased by 6 bps to 13.47% in 2025, then jumped by 32 bps to 17.72% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 17.72%, 13.47%, and 28.53% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Capital One Financial - - - 17.72%

Historic Data

Download Data
DateValue
Mar 31, 2026 17.72%
Dec 31, 2025 13.47%
Sep 30, 2025 28.53%
Jun 30, 2025 -47.46%
Mar 31, 2025 17.29%
Dec 31, 2024 14.32%
Sep 30, 2024 22.15%
Jun 30, 2024 6.85%
Mar 31, 2024 16.83%
Dec 31, 2023 9.80%
Sep 30, 2023 23.72%
Jun 30, 2023 19.17%
Mar 31, 2023 13.06%
Dec 31, 2022 17.08%
Sep 30, 2022 24.84%
Jun 30, 2022 31.15%
Mar 31, 2022 36.03%
Dec 31, 2021 37.68%
Sep 30, 2021 50.91%
Jun 30, 2021 61.95%