Capital One Financial (COF-PL) EBT Margin (2009 - 2026)
Capital One Financial (COF-PL) reported EBT Margin of 17.72% for Q1 2026, up 43.0% year-over-year from 12.39% in Q1 2025, and up 31.56% quarter-over-quarter from 13.47% in Q4 2025.
Capital One Financial (COF-PL) EBT Margin (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PL) has 18 years of EBT Margin data on file, last reported at 17.72% in Q1 2026.
- EBT Margin for Q1 2026 came in at 17.72%, up 43.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 5.54% (down 971.0% YoY), and the FY2025 annual result was 4.27%, down 1084.0% from the prior year.
- EBT Margin climbed to 17.72% in Q1 2026 per COF-PL's latest filing, from 13.47% in the prior quarter.
- Over five years, EBT Margin peaked at 36.03% in Q1 2022 and troughed at 47.46% in Q2 2025.
- A 5-year average of 15.56% and a median of 17.29% in 2025 frame the typical range for EBT Margin.
- On a YoY basis, EBT Margin climbed as much as 638 bps in 2025 and fell as far as 5431 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 17.08% in 2022, then sank by 43 bps to 9.8% in 2023, then surged by 46 bps to 14.32% in 2024, then decreased by 6 bps to 13.47% in 2025, then jumped by 32 bps to 17.72% in 2026.
- Business Quant data shows COF-PL's EBT Margin at 17.72% in Q1 2026, 13.47% in Q4 2025, and 28.53% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Capital One Financial | - | - | - | 17.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.72% |
| Dec 31, 2025 | 13.47% |
| Sep 30, 2025 | 28.53% |
| Jun 30, 2025 | -47.46% |
| Mar 31, 2025 | 17.29% |
| Dec 31, 2024 | 14.32% |
| Sep 30, 2024 | 22.15% |
| Jun 30, 2024 | 6.85% |
| Mar 31, 2024 | 16.83% |
| Dec 31, 2023 | 9.80% |
| Sep 30, 2023 | 23.72% |
| Jun 30, 2023 | 19.17% |
| Mar 31, 2023 | 13.06% |
| Dec 31, 2022 | 17.08% |
| Sep 30, 2022 | 24.84% |
| Jun 30, 2022 | 31.15% |
| Mar 31, 2022 | 36.03% |
| Dec 31, 2021 | 37.68% |
| Sep 30, 2021 | 50.91% |
| Jun 30, 2021 | 61.95% |