Capital One Financial (COF-PL) EBITDA Margin (2009 - 2026)
Capital One Financial (COF-PL) reported EBITDA Margin of 44.55% for Q1 2026, up 1294.0% year-over-year from 3.2% in Q1 2025, and up 9.84% quarter-over-quarter from 40.56% in Q4 2025.
Capital One Financial (COF-PL) EBITDA Margin (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PL) has 18 years of EBITDA Margin data on file, last reported at 44.55% in Q1 2026.
- EBITDA Margin for Q1 2026 came in at 44.55%, up 1294.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 31.16% (down 579.0% YoY), and the FY2025 annual result was 33.87%, down 1915.0% from the prior year.
- EBITDA Margin improved to 44.55% in Q1 2026 per COF-PL's latest filing, from 40.56% in the prior quarter.
- Over five years, EBITDA Margin peaked at 60.56% in Q3 2023 and troughed at 28.55% in Q2 2025.
- A 5-year average of 25.78% and a median of 38.43% in 2022 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin tumbled 5770 bps in 2022, then soared 5149 bps in 2023.
- A 5-year view of EBITDA Margin shows it stood at 38.77% in 2022, then grew by 24 bps to 47.95% in 2023, then increased by 4 bps to 49.83% in 2024, then fell by 19 bps to 40.56% in 2025, then increased by 10 bps to 44.55% in 2026.
- Business Quant data shows COF-PL's EBITDA Margin at 44.55% in Q1 2026, 40.56% in Q4 2025, and 56.91% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Capital One Financial | - | - | - | 44.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.55% |
| Dec 31, 2025 | 40.56% |
| Sep 30, 2025 | 56.91% |
| Jun 30, 2025 | -28.55% |
| Mar 31, 2025 | 31.61% |
| Dec 31, 2024 | 49.83% |
| Sep 30, 2024 | 59.94% |
| Jun 30, 2024 | 4.52% |
| Mar 31, 2024 | 0.15% |
| Dec 31, 2023 | 47.95% |
| Sep 30, 2023 | 60.56% |
| Jun 30, 2023 | 1.70% |
| Mar 31, 2023 | 26.24% |
| Dec 31, 2022 | 38.77% |
| Sep 30, 2022 | 38.43% |
| Jun 30, 2022 | -9.62% |
| Mar 31, 2022 | -25.25% |
| Dec 31, 2021 | 42.37% |
| Sep 30, 2021 | 55.79% |
| Jun 30, 2021 | 48.07% |