Capital One Financial (COF-PL) Debt Ratio (2009 - 2026)

Capital One Financial (COF-PL) posted quarterly Debt Ratio of 0.06 for Q1 2026, up 137.03% YoY from 0.02 in Q1 2025, and up 2314.32% sequentially from 0.0 in Q4 2025.

Capital One Financial (COF-PL) Debt Ratio (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Debt Ratio across 18 years of filings, most recently posting 0.06 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 137.03% year-over-year to 0.06; the TTM figure through Mar 2026 stood at 0.06 (up 137.03% YoY), while the FY2025 annual figure was 0.0, up 103.24% from the prior year.
  • Debt Ratio climbed to 0.06 in Q1 2026, from 0.0 in the prior quarter.
  • Over the last five years, Debt Ratio for COF-PL reached as high as 0.07 in Q2 2023 and fell as low as 0.0 in Q1 2023.
  • The 5-year median for Debt Ratio is 0.0 (2025), against an average of 0.02.
  • Annual changes were most pronounced in 2022 — Debt Ratio plunged 99.79% — and 2024, when it jumped 71950.74%.
  • A 5-year view of Debt Ratio shows it stood at 0.0 in 2022, then surged by 51922.9% to 0.04 in 2023, then tumbled by 96.96% to 0.0 in 2024, then soared by 103.24% to 0.0 in 2025, then jumped by 2314.32% to 0.06 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.06, 0.0, and 0.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Capital One Financial - - - 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.00
Sep 30, 2025 0.06
Jun 30, 2025 0.00
Mar 31, 2025 0.02
Dec 31, 2024 0.00
Sep 30, 2024 0.03
Jun 30, 2024 0.06
Mar 31, 2024 0.04
Dec 31, 2023 0.04
Sep 30, 2023 0.00
Jun 30, 2023 0.07
Mar 31, 2023 0.00
Dec 31, 2022 0.00
Sep 30, 2022 0.00
Jun 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.03
Sep 30, 2021 0.06
Jun 30, 2021 0.02