Capital One Financial (COF-PI) Interest Coverage Ratio (2009 - 2026)
Capital One Financial (COF-PI) reported Interest Coverage Ratio of 1.66 for Q1 2026, up 10.13% year-over-year from 1.51 in Q1 2025, and up 10.9% quarter-over-quarter from 1.5 in Q4 2025.
Capital One Financial (COF-PI) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PI) has 18 years of Interest Coverage Ratio data on file, last reported at 1.66 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.66, up 10.13% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.2 (down 15.49% YoY), and the FY2025 annual result was 1.14, down 18.19% from the prior year.
- Interest Coverage Ratio grew to 1.66 in Q1 2026 per COF-PI's latest filing, from 1.5 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.61 in Q1 2022 and troughed at 0.55 in Q2 2025.
- A 5-year average of 2.14 and a median of 1.57 in 2023 frame the typical range for Interest Coverage Ratio.
- On a YoY basis, Interest Coverage Ratio climbed as much as 26.42% in 2025 and fell as far as 146.56% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.79 in 2022, then decreased by 29.67% to 1.26 in 2023, then climbed by 11.62% to 1.4 in 2024, then gained by 6.71% to 1.5 in 2025, then climbed by 10.9% to 1.66 in 2026.
- Business Quant data shows COF-PI's Interest Coverage Ratio at 1.66 in Q1 2026, 1.5 in Q4 2025, and 2.01 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Capital One Financial | - | - | - | 1.66 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.66 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 2.01 |
| Jun 30, 2025 | -0.55 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.17 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.57 |
| Mar 31, 2023 | 1.45 |
| Dec 31, 2022 | 1.79 |
| Sep 30, 2022 | 2.83 |
| Jun 30, 2022 | 5.44 |
| Mar 31, 2022 | 8.61 |
| Dec 31, 2021 | 9.03 |
| Sep 30, 2021 | 11.43 |
| Jun 30, 2021 | 12.54 |