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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) Asset Utilization Ratio (2011 - 2026)

Bread Financial Holdings' quarterly Asset Utilization Ratio came in at 0.17 in Q1 2026, up 2.68% year-on-year from 0.17 in Q1 2025, and little changed quarter-over-quarter from 0.17 in Q4 2025.

Bread Financial Holdings has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.17 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 2.68% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.17 (up 2.68% YoY), and the FY2025 full-year result was 0.17, up 1.23% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.17, roughly flat from 0.17 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.2 in Q3 2023, with the low at 0.16 in Q1 2022.
  • Average Asset Utilization Ratio over 5 years is 0.18, with a median of 0.17 recorded in 2025.
  • Year-over-year, Asset Utilization Ratio decreased 11.88% in 2022 and grew 19.49% in 2023.
  • Tracing BFH-PA's Asset Utilization Ratio over 5 years: stood at 0.16 in 2022, then grew by 18.63% to 0.19 in 2023, then slipped by 10.25% to 0.17 in 2024, then increased by 0.75% to 0.17 in 2025, then decreased by 0.09% to 0.17 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.17 (Q1 2026), 0.17 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.

Historic Data

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DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.17
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.17
Dec 31, 2024 0.17
Sep 30, 2024 0.18
Jun 30, 2024 0.18
Mar 31, 2024 0.18
Dec 31, 2023 0.19
Sep 30, 2023 0.20
Jun 30, 2023 0.20
Mar 31, 2023 0.18
Dec 31, 2022 0.16
Sep 30, 2022 0.17
Jun 30, 2022 0.16
Mar 31, 2022 0.16
Dec 31, 2021 0.15
Sep 30, 2021 0.16
Jun 30, 2021 0.17
Mar 31, 2021 0.18
Dec 31, 2020 0.21
Sep 30, 2020 0.22
Jun 30, 2020 0.22
Mar 31, 2020 0.22
Dec 31, 2019 0.21
Sep 30, 2019 0.19
Jun 30, 2019 0.19
Mar 31, 2019 0.19
Dec 31, 2018 0.19
Sep 30, 2018 0.21
Jun 30, 2018 0.23
Mar 31, 2018 0.24
Dec 31, 2017 0.26
Sep 30, 2017 0.28
Jun 30, 2017 0.29
Mar 31, 2017 0.29
Dec 31, 2016 0.29
Sep 30, 2016 0.30
Jun 30, 2016 0.30
Mar 31, 2016 0.29
Dec 31, 2015 0.30
Sep 30, 2015 0.31
Jun 30, 2015 0.31
Mar 31, 2015 0.29
Dec 31, 2014 0.30
Sep 30, 2014 0.34
Jun 30, 2014 0.34
Mar 31, 2014 0.33
Dec 31, 2013 0.34
Sep 30, 2013 0.35
Jun 30, 2013 0.33
Mar 31, 2013 0.32
Dec 31, 2012 0.32
Sep 30, 2012 0.35
Jun 30, 2012 0.37
Mar 31, 2012 0.37
Dec 31, 2011 0.36
Sep 30, 2011 0.36
Jun 30, 2011 0.35
Mar 31, 2011 0.35