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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) Asset Utilization Ratio (2016 - 2025)

Bread Financial Holdings has reported Asset Utilization Ratio over the past 15 years, most recently at 0.17 for Q4 2025.

  • Quarterly results put Asset Utilization Ratio at 0.17 for Q4 2025, up 0.75% from a year ago — trailing twelve months through Dec 2025 was 0.17 (up 0.75% YoY), and the annual figure for FY2025 was 0.17, up 1.23%.
  • Asset Utilization Ratio for Q4 2025 was 0.17 at Bread Financial Holdings, down from 0.17 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for BFH-PA hit a ceiling of 0.2 in Q3 2023 and a floor of 0.15 in Q4 2021.
  • Median Asset Utilization Ratio over the past 5 years was 0.17 (2021), compared with a mean of 0.17.
  • Biggest five-year swings in Asset Utilization Ratio: fell 28.18% in 2021 and later grew 19.49% in 2023.
  • Bread Financial Holdings' Asset Utilization Ratio stood at 0.15 in 2021, then increased by 8.59% to 0.16 in 2022, then grew by 18.63% to 0.19 in 2023, then fell by 10.25% to 0.17 in 2024, then increased by 0.75% to 0.17 in 2025.
  • The last three reported values for Asset Utilization Ratio were 0.17 (Q4 2025), 0.17 (Q3 2025), and 0.17 (Q2 2025) per Business Quant data.