Better Home & Finance Holding Income Statement (2022-2025) | BETR

Income Statement Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 1.14M0.53M1.24M-0.44M-0.15M
Revenue 28.65M1.57M18.63M31.09M4.91M17.71M22.25M32.26M28.99M24.98M32.55M44.14M43.87M
Interest income
Interest Income - Debt Securities 4.80M3.58M3.01M5.59M4.71M5.40M5.78M6.44M7.79M7.08M
Interest Income - Total 4.98M3.80M6.39M7.57M4.04M11.03M8.64M9.40M9.87M11.09M10.45M14.16M16.86M
Interest expenses
Interest Expense - Deposits 0.10M0.27M0.64M2.00M4.35M6.56M
Interest Expense - Debt 4.01M2.76M2.14M2.09M2.31M3.18M6.19M2.79M5.73M5.63M
Interest Expense - Others 3.61M11.94M1.68M2.66M1.67M1.63M1.76M1.71M0.01M
Interest Expenses 2.84M2.28M5.47M7.62M14.70M3.81M4.85M4.25M5.45M6.94M6.50M10.09M12.19M
Interest Income - Net 2.14M1.51M0.92M-0.04M-10.65M7.21M3.78M5.15M4.42M4.15M3.95M4.07M4.67M
Non-interest income
Investment Banking Income -10.12M-9.13M12.76M26.43M11.55M8.06M15.65M24.23M21.50M16.71M24.58M36.77M36.42M
Other Non-Interest Income 9.95M9.21M7.76M3.10M5.16M3.60M4.55M8.53M12.10M8.80M8.69M11.14M10.49M
Non-Interest Income -0.18M0.08M20.52M29.53M16.71M11.65M20.21M32.76M33.60M25.51M33.26M47.91M46.91M
Operating Items
Depreciation & Amortization - Total 2.12M1.42M1.16M1.14M1.03M0.90M2.25M2.90M0.41M0.30M0.09M
Research & Development 29.41M23.95M14.45M11.16M6.35M7.47M5.46M6.58M7.25M6.82M7.18M6.95M6.73M
Wages, Salaries and Other 38.11M34.00M84.33M25.30M38.07M35.25M37.75M30.01M46.67M41.41M41.29M
Selling, General & Administrative 46.50M24.58M16.76M12.71M14.23M16.45M14.05M15.15M12.61M10.42M11.63M11.51M10.17M
Restructuring Costs 45.78M33.99M9.14M1.69M0.68M5.95M0.72M0.18M0.04M16.71M
Other Operating Expenses 84.26M44.80M-11.06M0.54M-237.04M38.14M0.18M0.88M-1.33M46.98M-2.32M-1.85M-7.05M
Operating Expenses 205.95M127.33M104.82M74.65M358.14M69.15M73.60M73.42M83.08M83.83M82.97M80.32M82.85M
Operating Income -177.30M-125.76M0.92M-129.91M-105.66M-56.62M3.78M-41.31M-54.32M-59.13M
EBIT -177.30M-125.76M0.92M-129.91M-105.66M-56.62M3.78M-41.31M-54.32M-59.13M-43.91M-26.09M-26.79M
Non-operating items
Other Non Operating Income 29.09M-70.26M-1.89M2.95M-237.70M
Non Operating Income -49.37M-125.81M6.37M2.09M-247.57M-5.18M
Net income details
EBT -226.66M-251.56M-86.20M-43.55M-353.23M-51.44M-51.35M-41.16M-54.08M-58.84M-50.41M-36.18M-38.98M
Tax Provisions -0.10M-0.40M1.42M0.46M0.70M-0.54M0.14M0.20M0.13M0.35M0.14M0.09M0.14M
Profit After Tax -226.61M-251.21M-87.62M-44.01M-353.89M-50.90M-51.49M-41.37M-54.21M-59.22M-50.56M-36.27M-39.12M
Income from Continuing Operations -226.56M-251.16M-87.62M-44.01M-353.93M-50.90M-51.49M-41.37M-54.21M-59.20M-50.56M-36.27M-39.12M
Consolidated Net Income -226.56M-251.16M-87.62M-44.01M-353.93M-50.90M-51.49M-41.37M-54.21M-59.20M-50.56M-36.27M-39.12M
Income towards Parent Company -226.56M-251.16M-87.62M-44.01M-353.93M-50.90M-51.49M-41.37M-54.21M-59.20M-50.56M-36.27M-39.12M
Net Income towards Common Stockholders -226.56M-251.16M-87.62M-44.01M-353.93M-50.90M-51.49M-41.37M-54.21M-59.20M-50.56M-36.27M-39.12M
Additional items
EPS (Basic) -0.77-0.86-0.29-0.15-35.64-5.51-3.41-2.74-3.58-3.92-3.33-2.39-2.56
EPS (Weighted Average and Diluted) -0.77-0.86-0.29-0.15-35.64-5.51-3.41-2.74-3.58-3.92-3.33-2.39-2.56
Shares Outstanding (Weighted Average) 24.30M24.30M292.66M291.30M297.51M298.17M9.93M9.23M15.08M15.10M15.12M15.11M15.17M15.19M15.26M
Shares Outstanding (Diluted Average) 24.30M24.30M292.66M291.30M297.51M298.17M9.93M9.23M15.08M15.10M15.12M15.11M15.17M15.19M15.26M
EBITDA -226.77M-251.77M-87.82M-44.12M-354.59M-50.18M-51.80M-40.79M-50.15M-56.23M-48.33M-30.95M-40.86M
Tax Rate 0.04%0.16%-1.65%-1.05%-0.20%1.05%-0.28%-0.49%-0.23%-0.59%-0.29%-0.26%-0.37%