PFS Bancorp PFSB Ratios (2022-2026)

OTC PFSB
$23.00 +1.12 (+5.12%)
At close: Sep 30, 2026 · 4:00 PM EDT
Reported Financials

PFS Bancorp Quarterly Ratios

Periods 17 quarters
Latest Jun 2026

PFS Bancorp reported a net margin of 336.15% for the quarter ended Jun 2026. These financial ratios cover 17 quarters of results from Jun 2022 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Ratios Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Profitability
EBT Margin 330.69%312.04%78.05%260.00%238.46%321.74%316.24%276.03%321.43%213.11%127.73%348.11%441.60%420.47%505.69%336.75%383.85%
EBIT Margin 330.69%312.04%78.05%260.00%238.46%321.74%316.24%276.03%321.43%213.11%127.73%348.11%441.60%420.47%505.69%336.75%383.85%
EBITDA Margin 366.34%345.37%121.95%297.00%275.00%354.78%348.72%309.09%358.04%243.44%155.46%380.19%468.00%445.67%531.71%363.25%406.92%
Net Margin 267.33%239.81%117.07%213.00%200.96%260.87%244.44%228.10%244.64%198.36%94.96%268.87%350.40%327.56%432.52%271.79%336.15%
FCF Margin 548.15%690.24%9.00%253.85%12.17%1,372.65%342.98%394.64%306.56%-70.59%-2,619.81%2,968.80%441.73%504.07%601.71%-80.00%
Efficiency
Assets AverageAssets Avg. 193.32M197.70M195.33M197.86M198.43M197.99M201.32M206.46M205.41M204.92M208.81M209.36M
Equity AverageEquity Avg. 19.54M19.73M20.27M20.36M20.11M27.91M35.90M36.13M37.25M37.40M37.04M37.59M38.03M38.67M39.01M39.18M
Asset Utilization RatioAsset Util. 0.000.000.000.000.000.000.000.000.000.000.000.00
Valuation
Price to EarningsP/E 15.8013.9713.9015.8720.6018.8016.6515.9214.5914.8916.85
Price to SalesP/S 36.5232.7433.9536.2339.3337.4438.0341.7850.6751.5857.75
Price to BookP/B 0.440.420.430.450.510.460.480.520.620.650.73
Enterprise Value -4.28M14.96M15.79M17.10M11.60M17.18M17.95M19.93M18.77M25.38M28.70M
EV to EBIT -3.4311.3211.0112.9210.4815.0613.4712.409.0312.0714.01
EV to EBITDA -3.0610.149.9211.569.2213.3612.2111.468.5011.3813.20
Market Capitalization 15.92M14.96M15.79M17.10M18.64M17.18M17.95M19.93M24.37M25.38M28.70M
Price to FCFP/FCF 8.416.516.376.0316.2514.6614.1311.524.5416.11
EV to FCF -2.266.516.376.0310.1114.6614.138.874.5416.11
EV to CFO -2.216.235.975.708.4911.8413.7213.328.7911.1716.06
Return Ratios
Return on Sales [ROS]ROS 330.69%312.04%78.05%260.00%238.46%321.74%316.24%276.03%321.43%213.11%127.73%348.11%441.60%420.47%505.69%336.75%383.85%
Return on Assets [ROA]ROA 0.42%0.51%0.55%0.57%0.54%0.46%0.45%0.52%0.61%0.82%0.82%0.81%
Return on Equity [ROE]ROE 4.13%3.82%4.07%3.61%2.98%3.14%2.89%2.42%2.47%2.87%3.29%4.32%4.37%4.35%

PFS Bancorp Ratios API

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