PFS Bancorp Ratios (2022-2026) | PFSB

Ratios Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Profitability
Gross Margin (Quarter) 57.61%-1,550.00%93.02%-1,700.00%48.98%84.26%21.93%-1,700.00%-466.67%-362.50%-46.67%-1,133.33%-314.29%-87.50%79.82%-800.00%
EBT Margin (Quarter) 363.04%16,850.00%18.60%13,000.00%253.06%342.59%324.56%16,700.00%12,000.00%3,250.00%1,013.33%12,300.00%7,885.71%6,675.00%545.61%13,133.33%
EBIT Margin (Quarter) -859.78%4,100.00%0.58%-50,900.00%-1,014.29%70.37%68.42%-54,700.00%-35,900.00%-13,312.50%-9,960.00%-35,633.33%-15,100.00%-13,987.50%-941.23%-42,266.67%
EBITDA Margin (Quarter) -820.65%5,900.00%11.05%-49,050.00%-975.51%105.56%101.75%-52,700.00%-34,533.33%-12,850.00%-9,740.00%-34,500.00%-14,628.57%-13,587.50%-913.16%-41,233.33%
Operating Margin (Quarter) -859.78%4,100.00%0.58%-50,900.00%-1,014.29%70.37%68.42%-54,700.00%-35,900.00%-13,312.50%-9,960.00%-35,633.33%-15,100.00%-13,987.50%-941.23%-42,266.67%
Net Margin (Quarter) 293.48%12,950.00%27.33%10,650.00%213.27%277.78%193.86%13,800.00%9,133.33%3,025.00%753.33%9,500.00%6,257.14%5,200.00%466.67%10,600.00%
FCF Margin (Quarter) 29,600.00%164.53%450.00%269.39%12.96%1,408.77%20,750.00%14,733.33%4,675.00%-560.00%-92,566.67%53,014.29%7,012.50%543.86%23,466.67%
Efficiency
Assets Average (Quarter) 193.32M197.70M195.33M197.86M198.43M197.99M201.32M206.46M205.41M204.92M208.81M
Equity Average (Quarter) 19.54M19.73M20.27M20.36M20.11M27.91M35.90M36.13M37.25M37.40M37.04M37.59M38.03M38.67M39.01M
Invested Capital (Quarter) 19.76M19.32M20.14M20.40M20.33M19.89M35.92M35.89M36.38M38.12M36.67M37.41M37.77M38.29M39.05M38.97M
Asset Utilization Ratio (Quarter) 0.000.000.000.000.000.000.000.000.000.000.00
Leverage & Solvency
Equity Ratio (Quarter) 0.120.110.100.190.180.180.190.190.180.180.190.190.18
Valuation
Enterprise Value (Quarter) -12.65M-1.58M-1.57M-20.20M-1.65M-70.59M-1.71M-65.35M-69.34M-70.33M-68.43M-5.61M
Return Ratios
Return on Sales (Quarter) 0.03%1.30%0.00%1.07%0.02%0.03%0.02%1.38%0.91%0.30%0.08%0.95%0.63%0.52%0.05%1.06%
Return on Invested Capital (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Assets (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%