PFS Bancorp PFSB Ratios (2022-2026)

OTC PFSB
$20.70 +0.15 (+0.73%)
At close: Aug 20, 2026 · 4:00 PM EDT
Ratios Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Profitability
Gross Margin (Quarter) -157.14%64.89%80.00%61.70%83.67%65.74%104.69%66.36%84.11%-362.50%84.40%-500.00%-1,350.00%87.18%112.12%76.11%65.57%
EBT Margin (Quarter) 4,771.43%358.51%64.00%276.60%253.06%342.59%-133.57%312.15%336.45%3,250.00%139.45%18,450.00%27,600.00%456.41%-808.16%348.67%409.02%
EBIT Margin (Quarter) -12,214.29%-834.04%-1,015.00%-985.11%-979.59%-770.37%495.31%-924.30%-909.35%-13,312.50%-1,279.82%-52,250.00%-53,100.00%-863.25%-159.21%-1,024.78%-946.72%
EBITDA Margin (Quarter) -12,214.29%-834.04%-1,015.00%-985.11%-979.59%-770.37%495.31%-924.30%-909.35%-13,312.50%-1,279.82%-52,250.00%-53,100.00%-863.25%-159.21%-1,024.78%-946.72%
Operating Margin (Quarter) -12,214.29%-834.04%-1,015.00%-985.11%-979.59%-770.37%495.31%-924.30%-909.35%-13,312.50%-1,279.82%-52,250.00%-53,100.00%-863.25%-159.21%-1,024.78%-946.72%
Net Margin (Quarter) 3,857.14%246.81%70.00%226.60%213.27%255.56%-75.45%257.94%256.07%3,025.00%266.97%14,250.00%21,900.00%355.56%-600.93%281.42%358.20%
FCF Margin (Quarter) 629.79%566.00%9.57%269.39%12.96%-579.78%387.85%413.08%4,675.00%-77.06%-138,850.00%185,550.00%479.49%144.52%623.01%-85.25%
Efficiency
Assets Average (Quarter) 193.32M197.70M195.33M197.86M198.43M197.99M201.32M206.46M205.41M204.92M208.81M209.36M
Asset Utilization Ratio (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio (Quarter) -42.75-39.20-67.67-2.76-48.00-37.82-85.75-1.53-51.21-53.25-1.73-1.29-0.28-0.270.29-1.440.00
Times Interest Earned (Quarter) -42.75-39.20-67.67-2.76-48.00-37.82-85.75-1.53-51.21-53.25-1.73-1.29-0.28-0.270.29-1.440.00
Valuation
Enterprise Value (Quarter) -12.65M-82.50M-25.74M-49.20M-96.03M-99.02M-30.37M-29.69M-28.65M-28.76M-27.18M-93.55M-25.73M-25.43M
Return Ratios
Return on Sales (Quarter) 0.39%0.03%0.01%0.02%0.02%0.03%-0.01%0.03%0.03%0.30%0.03%1.43%2.19%0.04%-0.06%0.03%0.04%
Return on Assets (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%