PFSB Income Statement (2022-2025) | PFSB

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Income Statement	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025
Revenue & Cost
Provisions (Quarter)	-0.03M	0.07M	-0.01M	-0.01M	0.01M	0.06M	0.02M	0.03M	0.01M	0.12M	0.02M	0.04M	0.07M	0.04M
Revenue (Quarter)	0.00M	0.00M	0.01M	0.00M	0.00M	0.01M	0.41M	0.01M	0.00M	0.01M	0.01M	0.00M	0.01M	0.00M
Interest income
Interest income - Loans (Quarter)	0.81M	0.83M	0.88M	0.86M	0.91M	0.96M	1.05M	1.07M	1.13M	1.21M	1.32M	1.32M	1.42M	1.50M
Interest income - Investments (Quarter)	0.00M	0.00M	0.00M	0.01M	0.00M	0.01M	0.01M	0.01M	0.01M	0.01M	0.00M	0.01M	0.00M	0.00M
Interest Income - Debt Securities (Quarter)	0.14M	0.04M	0.05M	0.05M	0.25M	0.24M	-0.58M	0.35M	0.40M	0.41M	-0.58M	0.03M	0.45M	0.44M
Other interest income (Quarter)	0.04M	0.07M	0.09M	0.17M	0.29M	0.34M	0.43M	0.31M	0.32M	0.26M	0.25M	0.25M	0.25M	0.18M
Interest Income - Total (Quarter)	1.11M	1.26M	1.33M	1.42M	1.58M	1.68M	1.88M	1.88M	2.00M	2.02M	2.12M	2.12M	2.26M	2.26M
Interest expenses
Interest Expense - Deposits (Quarter)	0.12M	0.16M	0.24M	0.32M	0.44M	0.52M	0.59M	0.65M	0.75M	0.78M	0.81M	0.81M	0.81M	0.83M
Interest Income - Net (Quarter)	0.99M	1.09M	1.10M	1.10M	1.14M	1.16M	1.29M	1.23M	1.25M	1.24M	1.31M	1.31M	1.45M	1.43M
Non-interest income
Interest Income - Total (Quarter)	1.03M	1.03M	1.11M	1.09M	1.13M	1.09M	1.27M	1.21M	1.24M	1.13M	1.29M	1.25M	1.39M	1.39M
Investment Banking Income (Quarter)				0.00M	0.00M	0.00M	-0.01M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M
Other Non-Interest Income (Quarter)	-0.00M	0.02M	0.03M	0.04M	0.03M	0.05M	0.03M	0.02M	0.05M	0.03M	0.27M	0.03M	0.06M	0.12M
Non-Interest Income (Quarter)	0.15M	0.15M	0.05M	0.15M	0.16M	0.18M	0.18M	0.19M	0.18M	0.17M	0.35M	0.15M	0.20M	0.26M
Operating Items
Amortization - Intangibles (Quarter)	0.12M	0.13M	0.13M	0.12M	0.12M	0.12M	0.13M	0.14M	0.14M	0.14M	0.14M	0.13M	0.13M	0.13M
Depreciation & Amortization - Total (Quarter)	0.04M	0.04M	0.04M	0.04M	0.04M	0.04M	0.04M	0.04M	0.04M	0.04M	0.03M	0.03M	0.03M	0.03M
Research & Development (Quarter)	0.12M	0.12M	0.21M	0.13M	0.13M	0.14M	0.14M	0.14M	0.18M	0.11M	0.11M	0.15M	0.11M	0.10M
Wages, Salaries and Other (Quarter)	0.03M	0.03M	0.56M	0.07M	0.03M	0.03M	0.10M	0.59M	0.53M	0.09M	-1.33M	0.56M	0.11M	0.12M
Rent Expense (Quarter)	0.06M	0.06M	0.06M	0.07M	0.06M	0.06M	0.06M	0.08M	0.06M	0.07M	0.07M	0.09M	0.07M	0.07M
Other Operating Expenses (Quarter)	0.63M	0.62M	0.79M	0.74M	0.81M	0.66M	0.85M	0.80M	0.78M	0.81M	1.27M	0.77M	0.82M	0.90M
Operating Expenses (Quarter)	0.84M	0.84M	1.09M	0.98M	1.04M	0.90M	1.08M	1.06M	1.06M	1.04M	1.49M	1.03M	1.03M	1.11M
Operating Income (Quarter)	-0.88M	0.08M	0.00M	-1.00M	-1.05M	0.08M	0.08M	-1.06M	-1.11M	-1.05M	-1.42M	-1.04M	-1.06M	-1.12M
EBIT (Quarter)	-0.88M	0.08M	0.00M	-1.00M	-1.05M	0.08M	0.08M	-1.06M	-1.11M	-1.05M	-1.42M	-1.04M	-1.06M	-1.12M
Net income details
EBT (Quarter)	0.33M	0.34M	0.06M	0.26M	0.25M	0.37M	0.37M	0.33M	0.36M	0.26M	0.15M	0.37M	0.55M	0.53M
Tax Provisions (Quarter)	0.06M	0.08M	-0.03M	0.05M	0.04M	0.07M	0.08M	0.06M	0.09M	0.02M	0.04M	0.08M	0.11M	0.12M
Profit After Tax (Quarter)	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.28M	0.44M	0.42M
Income from Continuing Operations (Quarter)	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.28M	0.44M	0.42M
Consolidated Net Income (Quarter)	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.28M	0.44M	0.42M
Income towards Parent Company (Quarter)	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.28M	0.44M	0.42M
Net Income towards Common Stockholders (Quarter)	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.28M	0.44M	0.42M
Additional items
EPS (Basic) (Quarter)							0.18	0.17	0.17	0.15	0.07	0.18	0.28	0.28
EPS (Weighted Average and Diluted) (Quarter)								0.17	0.17	0.15	0.07	0.18	0.28	0.28
Shares Outstanding (Weighted Average) (Quarter)							1.59M	1.59M	1.59M	1.60M	1.59M	1.58M	1.55M	1.51M
EBITDA (Quarter)	-0.84M	0.12M	0.04M	-0.96M	-1.02M	0.11M	0.12M	-1.02M	-1.07M	-1.01M	-1.39M	-1.01M	-1.02M	-1.09M
Tax Rate (Quarter)	19.16%	23.15%	-50.00%	18.08%	15.73%	18.92%	22.70%	17.37%	23.89%	6.92%	25.66%	22.76%	20.65%	22.10%

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PFSB Income Statement (2022-2025) | PFSB

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