PFS Bancorp (PFSB) Net Margin (2022 - 2026)
PFS Bancorp (PFSB) posted Net Margin of 281.42% for Q1 2026, up 146.83% sequentially from 600.93% in Q4 2025, and down 1396858.0% YoY from N/an in Q1 2025.
PFS Bancorp (PFSB) Net Margin (2022 - 2026) Analysis & Trends
PFS Bancorp has reported Net Margin for 5 years, with the latest figure at 281.42% in Q1 2026.
- Quarterly Net Margin fell 1396858.0% year-over-year to 281.42% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 212.71% (down 69589.0% YoY) and the FY2025 annual result came in at 338.84%, down 56436.0% from the prior year.
- Net Margin rose to 281.42% in Q1 2026 per PFSB's latest filing, from 600.93% in the prior quarter.
- Over five years, Net Margin peaked at 21900.0% in Q2 2025 and troughed at 600.93% in Q4 2025.
- A 5-year average of 2799.12% and a median of 257.01% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2025 and 2026: Net Margin jumped 2164393 bps in 2025, then tumbled 1396858 bps in 2026.
- Over 5 years, Net Margin stood at 70.0% in 2022, then slumped by 208 bps to 75.45% in 2023, then surged by 454 bps to 266.97% in 2024, then tumbled by 325 bps to 600.93% in 2025, then soared by 147 bps to 281.42% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 281.42%, 600.93%, and 355.56% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | PFS Bancorp | 31.70 Mn | -19.45 Mn | 80,000.00 | 358.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 358.20% |
| Mar 31, 2026 | 281.42% |
| Dec 31, 2025 | -600.93% |
| Sep 30, 2025 | 355.56% |
| Jun 30, 2025 | 21,900.00% |
| Mar 31, 2025 | 14,250.00% |
| Dec 31, 2024 | 266.97% |
| Sep 30, 2024 | 3,025.00% |
| Jun 30, 2024 | 256.07% |
| Mar 31, 2024 | 257.94% |
| Dec 31, 2023 | -75.45% |
| Sep 30, 2023 | 255.56% |
| Jun 30, 2023 | 213.27% |
| Mar 31, 2023 | 226.60% |
| Dec 31, 2022 | 70.00% |
| Sep 30, 2022 | 246.81% |
| Jun 30, 2022 | 3,857.14% |