PFS Bancorp PFSB
OTC PFSB
$20.96 +0.26 (+1.26%)
As of: Aug 21, 2026 · 1:53 PM EDT

PFS Bancorp (PFSB) Net Margin (2022 - 2026)

PFS Bancorp (PFSB) posted Net Margin of 281.42% for Q1 2026, up 146.83% sequentially from 600.93% in Q4 2025, and down 1396858.0% YoY from N/an in Q1 2025.

PFS Bancorp (PFSB) Net Margin (2022 - 2026) Analysis & Trends

PFS Bancorp has reported Net Margin for 5 years, with the latest figure at 281.42% in Q1 2026.

  • Quarterly Net Margin fell 1396858.0% year-over-year to 281.42% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 212.71% (down 69589.0% YoY) and the FY2025 annual result came in at 338.84%, down 56436.0% from the prior year.
  • Net Margin rose to 281.42% in Q1 2026 per PFSB's latest filing, from 600.93% in the prior quarter.
  • Over five years, Net Margin peaked at 21900.0% in Q2 2025 and troughed at 600.93% in Q4 2025.
  • A 5-year average of 2799.12% and a median of 257.01% in 2024 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2025 and 2026: Net Margin jumped 2164393 bps in 2025, then tumbled 1396858 bps in 2026.
  • Over 5 years, Net Margin stood at 70.0% in 2022, then slumped by 208 bps to 75.45% in 2023, then surged by 454 bps to 266.97% in 2024, then tumbled by 325 bps to 600.93% in 2025, then soared by 147 bps to 281.42% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 281.42%, 600.93%, and 355.56% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 28.41%
3 Us Bancorp 96.39 Bn 96.39 Bn - 27.30%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - 38.78%
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - 25.60%
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn 25.60%
8 Truist Financial 61.75 Bn 61.75 Bn - 28.85%
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 23.30%
10 PFS Bancorp 31.70 Mn -19.45 Mn 80,000.00 358.20%

Historic Data

Download Data
DateValue
Jun 30, 2026 358.20%
Mar 31, 2026 281.42%
Dec 31, 2025 -600.93%
Sep 30, 2025 355.56%
Jun 30, 2025 21,900.00%
Mar 31, 2025 14,250.00%
Dec 31, 2024 266.97%
Sep 30, 2024 3,025.00%
Jun 30, 2024 256.07%
Mar 31, 2024 257.94%
Dec 31, 2023 -75.45%
Sep 30, 2023 255.56%
Jun 30, 2023 213.27%
Mar 31, 2023 226.60%
Dec 31, 2022 70.00%
Sep 30, 2022 246.81%
Jun 30, 2022 3,857.14%