PFS Bancorp (PFSB) Return on Assets [ROA] (2023 - 2026)
PFS Bancorp's Return on Assets [ROA] came in at 0.82% for Q3 2026, up 0.21 percentage points from 0.61% a year earlier and up 0.01 percentage points from the prior quarter.
PFS Bancorp (PFSB) Return on Assets [ROA] (2023 - 2026) Analysis & Trends
For FY2025, PFS Bancorp's Return on Assets [ROA] was 0.83%, up 0.36 percentage points from FY2024.
- Going back by year, Return on Assets [ROA] was 0.46% in FY2024 (-0.09 pp) and 0.55% in FY2023.
- The Q3 2026 figure represents the highest quarterly Return on Assets [ROA] in data going back to Q3 2023.
- Year-over-year, Return on Assets [ROA] has increased for five consecutive quarters, with an average year-over-year change of +0.14 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q1 2026 (a gain of 0.36 percentage points), and the weakest in Q1 2025 (a drop of 0.09 percentage points).
- Business Quant data shows PFSB's Return on Assets [ROA] at 0.81% (Q2 2026), 0.82% (Q1 2026) and 0.82% (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 1,525.80% |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 0.82% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 1.23% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 0.93% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 1.03% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 0.41% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.03% |
| 10 | PFS Bancorp | 31.95 Mn | 25.15 Mn | - | 0.82% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.82% |
| Jun 30, 2026 | 0.81% |
| Mar 31, 2026 | 0.82% |
| Dec 31, 2025 | 0.82% |
| Sep 30, 2025 | 0.61% |
| Jun 30, 2025 | 0.52% |
| Mar 31, 2025 | 0.45% |
| Dec 31, 2024 | 0.46% |
| Sep 30, 2024 | 0.54% |
| Jun 30, 2024 | 0.57% |
| Mar 31, 2024 | 0.55% |
| Dec 31, 2023 | 0.51% |
| Sep 30, 2023 | 0.42% |
PFS Bancorp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PFSB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();