PFS Bancorp Cash Flow Statement (2022-2025) | PFSB

Cash Flow Statement Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Operating Activities
Net Income 0.27M0.26M0.12M0.21M0.21M0.30M0.22M0.28M0.27M0.24M0.11M0.28M0.44M0.42M
Depreciation and Depletion 0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.03M0.03M0.03M0.03M
Deferred Taxes -0.01M0.02M0.03M-0.05M-0.03M-0.03M-0.01M0.03M-0.09M0.10M0.01M0.05M-0.10M
Gains from Investment Securities 0.07M0.07M-0.03M-0.04M0.04M0.05M0.15M0.11M-0.01M0.01M-0.00M0.21M0.10M
Non-cash Items 3.79M
Change in Interest Receivables -0.01M0.01M-0.06M0.04M-0.06M0.18M-0.01M0.04M0.02M-0.00M-0.02M0.07M-0.02M
Cash from Operations 0.59M0.68M0.02M0.28M0.02M1.62M0.48M0.52M0.38M-0.02M0.57M0.38M0.56M
Depreciation, Depletion & Amortization
Amortizatization of Intangibles -0.18M-0.17M-0.12M-0.12M-0.11M-0.10M-0.06M-0.05M-0.04M-0.03M-0.01M-0.00M0.00M
Depreciation & Amortization (CF) 0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.04M0.03M0.03M0.03M0.03M
Investing Activities
Change in Net Loans 0.95M0.09M-1.10M-0.80M5.70M2.13M0.54M0.10M3.91M1.18M3.35M6.02M3.46M
Capital Expenditures 0.11M0.01M0.01M0.01M0.01M0.07M0.08M0.00M0.07M0.01M0.00M
Change in Acquisitions & Divestments 2.62M2.44M1.99M1.78M1.61M1.51M1.75M1.68M1.99M2.86M2.25M1.73M3.31M
Cash from Investing Activities 1.68M2.46M0.39M-0.34M-4.82M-6.92M-6.34M-1.05M-2.19M0.91M-4.34M-6.88M0.35M
Financing Activities
Other financing activities -6.15M-3.63M3.41M-4.62M16.24M-22.91M-0.01M-0.24M-3.19M-2.00M3.84M0.82M-6.54M
Change in Capital Stock
Shares Repurchased 0.21M0.44M0.58M
Misc.
Cash from Financing Activities -3.35M-2.84M4.77M5.37M17.43M-10.27M3.82M0.58M-1.96M0.92M6.31M2.19M-6.26M
Change in Cash -1.08M0.29M5.17M5.31M12.64M-15.57M-2.04M0.06M-3.77M1.81M2.54M-4.31M-5.35M
Free Cash Flow 0.59M0.57M0.01M0.26M0.01M1.61M0.41M0.44M0.37M-0.08M0.55M0.38M0.56M
Net Cash Flow -1.08M0.29M5.17M5.31M12.64M-15.57M-2.04M0.06M-3.77M1.81M2.54M-4.31M-5.35M