PFS Bancorp (PFSB) EBIT Margin (2022 - 2026)
PFS Bancorp (PFSB) recorded EBIT Margin of 31.70% in Q3 2026, up 0.03 percentage points from 31.67% a year earlier and up 3.34 percentage points from the prior quarter.
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Analysis
PFS Bancorp (PFSB) EBIT Margin (2022 - 2026) Analysis & Trends
On a TTM basis, PFS Bancorp's EBIT Margin came in at 29.83% as of Sep 30, 2026, up 4.90 percentage points year-over-year; for FY2025, it was 31.59%, up 12.88 percentage points from FY2024.
- Annual EBIT Margin has a three-year change of +10.49 percentage points (FY2022 to FY2025).
- Across earlier years, EBIT Margin came in at 18.71% in FY2024 (-4.59 pp), 23.30% in FY2023 (+2.19 pp) and 21.10% in FY2022.
- Quarterly EBIT Margin has ranged from 5.57% in Q4 2022 to 34.92% in Q4 2025 over the past five years.
- On a year-over-year basis, EBIT Margin rose in five of the last eight quarters, with an average year-over-year change of +3.31 percentage points.
- Peak year-over-year performance for EBIT Margin in the last five years was a gain of 25.76 percentage points in Q4 2025, against a drop of 16.04 percentage points in Q4 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 28.37% (Q2 2026), 23.84% (Q1 2026) and 34.92% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 91.99% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 89.38% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 48.15% |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 95.47% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 138.04% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 139.33% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 70.61% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 84.54% |
| 10 | PFS Bancorp | 31.95 Mn | 25.15 Mn | - | 31.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 31.70% |
| Jun 30, 2026 | 28.37% |
| Mar 31, 2026 | 23.84% |
| Dec 31, 2025 | 34.92% |
| Sep 30, 2025 | 31.67% |
| Jun 30, 2025 | 33.58% |
| Mar 31, 2025 | 25.27% |
| Dec 31, 2024 | 9.17% |
| Sep 30, 2024 | 18.45% |
| Jun 30, 2024 | 25.17% |
| Mar 31, 2024 | 23.52% |
| Dec 31, 2023 | 25.20% |
| Sep 30, 2023 | 27.53% |
| Jun 30, 2023 | 19.12% |
| Mar 31, 2023 | 20.82% |
| Dec 31, 2022 | 5.57% |
| Sep 30, 2022 | 27.02% |
| Jun 30, 2022 | 29.12% |
API Access
PFS Bancorp EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();