Peoples Financial Services Ratios (2011-2025) | PFIS

Frequency:

Period:

1Y 3Y 5Y 7Y 10Y All

Values in:

Download Data

Ratios	Mar2011	Jun2011	Sep2011	Dec2011	Mar2012	Jun2012	Sep2012	Dec2012	Mar2013	Jun2013	Sep2013	Dec2013	Mar2014	Jun2014	Sep2014	Dec2014	Mar2015	Jun2015	Sep2015	Dec2015	Mar2016	Jun2016	Sep2016	Dec2016	Mar2017	Jun2017	Sep2017	Dec2017	Mar2018	Jun2018	Sep2018	Dec2018	Mar2019	Jun2019	Sep2019	Dec2019	Mar2020	Jun2020	Sep2020	Dec2020	Mar2021	Jun2021	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025
Profitability
EBT Margin	37.26%	38.95%			32.03%	31.04%	29.78%	32.17%	30.50%	32.10%	26.73%	-26.87%	33.66%	23.34%	37.93%	31.88%	35.64%	31.18%	30.46%	25.08%	32.03%	31.40%	32.99%	30.31%	30.92%	32.48%	307.84%	342.24%	317.43%	359.05%	404.62%	424.43%	417.28%	408.93%	450.66%	316.46%	371.34%	620.17%	620.90%	434.06%	1,026.69%	622.71%	653.09%	1,202.30%	677.48%	632.88%	696.03%	567.21%	456.39%	566.85%	425.32%	224.19%	193.71%	196.45%	-147.58%	172.60%	536.16%	557.34%	556.53%
EBIT Margin	60.06%	57.38%			45.39%	44.20%	41.13%	43.43%	40.17%	40.97%	35.57%	-17.23%	42.87%	33.19%	46.60%	40.79%	43.98%	39.31%	38.65%	33.62%	41.15%	40.49%	42.25%	40.20%	40.89%	41.92%	408.72%	468.46%	451.87%	524.30%	588.69%	653.29%	679.29%	641.34%	694.08%	568.57%	638.07%	853.59%	836.93%	583.86%	1,255.49%	774.89%	783.98%	1,323.86%	792.14%	756.96%	942.94%	945.84%	1,028.09%	1,305.50%	1,345.74%	1,276.98%	1,160.27%	1,228.81%	710.58%	982.70%	1,208.25%	1,188.84%	1,264.77%
EBITDA Margin	42.32%	55.84%			20.01%	31.80%	22.04%	23.31%	20.03%	9.39%	22.76%	-2.33%	34.17%	23.01%	22.42%	16.77%	27.18%	19.54%	26.76%	16.83%	28.48%	27.52%	22.26%	12.48%	25.36%	28.55%	236.64%	51.29%	190.57%	280.85%	307.28%	499.65%	487.96%	481.52%	409.52%	305.26%	742.31%	614.24%	463.26%	304.25%	299.58%	638.52%	391.24%	910.28%	-976.54%	-315.39%	-411.96%	859.40%	736.54%	352.88%	-42.68%	994.63%	117.98%	181.54%	189.04%	-1.99%	565.51%	502.78%	621.91%
Net Margin	29.58%	29.55%			24.64%	24.30%	22.94%	25.14%	23.60%	26.25%	23.09%	-16.80%	25.67%	19.00%	27.66%	24.63%	27.41%	24.87%	24.32%	20.89%	25.89%	25.02%	25.95%	24.08%	24.46%	25.14%	248.14%	136.92%	280.36%	316.02%	356.72%	371.84%	373.01%	360.63%	395.79%	290.70%	329.03%	528.68%	524.75%	374.26%	800.51%	524.98%	545.65%	969.52%	569.15%	531.12%	581.56%	478.73%	385.70%	475.53%	355.05%	192.98%	170.24%	174.11%	-128.16%	180.68%	440.92%	462.77%	450.27%
FCF Margin	26.37%	29.40%			-1.14%	26.26%	32.74%	21.58%	48.73%	27.55%	36.07%	4.73%	38.28%	13.11%	23.67%	52.48%	34.04%	6.74%	47.53%	47.22%	26.45%	27.25%	21.73%	34.26%	27.40%	11.76%	425.79%	265.77%	449.86%	243.18%	446.31%	359.28%	391.39%	344.27%	522.65%	490.41%	643.30%	566.15%	-1,037.88%	1,503.89%	940.29%	64.74%	587.34%	821.62%	464.07%	454.63%	523.98%	507.44%	103.97%	557.16%	290.74%	463.42%	147.84%	71.14%	519.62%	279.40%	251.82%	232.04%	384.82%
Efficiency
Assets Average			596.87M	614.28M	626.58M	635.23M						1,201.32M	1,703.24M	1,724.68M	1,727.94M	1,733.22M	1,727.82M	1,730.86M	1,760.26M	1,795.91M	1,840.71M	1,886.99M	1,941.42M	1,985.34M	2,011.47M	2,044.13M	2,078.50M	2,130.63M	2,179.71M	2,213.01M	2,246.73M	2,273.42M	2,303.47M	2,321.11M	2,348.48M	2,424.01M	2,509.55M	2,622.10M	2,753.04M	2,844.73M	2,939.64M	2,996.60M	3,115.63M	3,301.50M	3,361.14M	3,387.17M	3,469.17M	3,535.16M	3,615.99M	3,680.12M	3,753.79M	3,784.04M	3,705.71M	2,744.40M	3,589.90M	5,225.90M	5,045.51M	5,053.62M	5,133.76M
Equity Average		54.38M	57.65M	93.18M	94.25M	62.52M						153.54M	240.68M	243.37M	245.12M	246.42M	248.12M	249.93M	251.25M	250.43M	250.11M	252.88M	255.38M	256.53M	257.97M	261.41M	264.90M	265.64M	265.80M	268.08M	271.26M	275.79M	281.59M	288.08M	293.88M	297.59M	302.54M	309.05M	312.83M	315.25M	317.10M	321.11M	326.31M	333.93M	330.29M	316.18M	306.85M	308.58M	321.99M	330.21M	328.09M	332.41M	340.21M	340.40M	407.93M	472.00M	475.40M	487.98M	501.68M
Invested Capital	52.26M	78.13M	80.64M	146.26M	79.89M	82.41M		177.84M			70.79M	275.54M	278.40M	279.09M	280.09M	279.92M	281.78M	282.07M	283.09M	309.12M	311.22M	313.56M	315.12M	314.75M	316.93M	320.67M	316.50M	314.71M	315.89M	318.45M	321.43M	316.52M	322.01M	344.56M	348.68M	331.74M	338.31M	362.04M	363.62M	366.88M	369.31M	327.05M	329.89M	340.13M	321.02M	441.07M	316.51M	430.28M	345.93M	351.32M	351.41M	358.01M	360.29M	567.94M	514.62M	484.85M	496.69M	570.44M	585.57M
Asset Utilization Ratio				1.08	1.06	1.05						0.04	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.03	0.02	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency
Interest Coverage Ratio	2.63	3.11			3.40	3.36	3.63	3.86	4.15	4.62	4.02	-1.79	4.65	3.37	5.37	4.58	5.27	4.84	4.72	3.94	4.51	4.45	4.57	4.07	4.10	4.44	4.05	3.71	3.36	3.17	3.20	2.85	2.59	2.76	2.85	2.26	2.39	3.66	3.87	3.90	5.49	5.09	5.99	10.89	6.91	6.10	3.82	2.50	1.80	1.77	1.46	1.21	1.20	1.19	0.83	1.21	1.80	1.88	1.79
Debt to Equity	0.52	1.03	0.66	0.49	0.74	0.50		0.06			0.26	0.09	0.09	0.06	0.03	0.08		0.10	0.12	0.15	0.24	0.34	0.29	0.32	0.30	0.35	0.27	0.47	0.53	0.70	0.36	0.31	0.38	0.28	0.06	0.51	0.54	0.27	0.26	0.26	0.27	0.11	0.11	0.10	0.10	0.52	0.16	0.47	0.15	0.16	0.19	0.15	0.16	0.40	0.15	0.10	0.10	0.32	0.31
Debt Ratio		0.10	0.06	0.10	0.07	0.05		0.01			0.02	0.01	0.01	0.01	0.00	0.01		0.01	0.02	0.02	0.03	0.05	0.04	0.04	0.04	0.04	0.03	0.06	0.07	0.08	0.04	0.04	0.05	0.04	0.01	0.06	0.06	0.03	0.03	0.03	0.03	0.01	0.01	0.01	0.01	0.05	0.01	0.04	0.01	0.01	0.02	0.01	0.01	0.08	0.01	0.01	0.01	0.03	0.03
Equity Ratio		0.10	0.10	0.20	0.10	0.10		0.14			0.10	0.14	0.14	0.14	0.14	0.14	0.15	0.14	0.14	0.14	0.14	0.13	0.13	0.13	0.13	0.13	0.13	0.12	0.12	0.12	0.12	0.12	0.12	0.13	0.12	0.12	0.12	0.12	0.11	0.11	0.11	0.11	0.10	0.10	0.10	0.09	0.09	0.09	0.09	0.09	0.08	0.09	0.09	0.19	0.09	0.09	0.10	0.10	0.10
Times Interest Earned	2.63	3.11			3.40	3.36	3.63	3.86	4.15	4.62	4.02	-1.79	4.65	3.37	5.37	4.58	5.27	4.84	4.72	3.94	4.51	4.45	4.57	4.07	4.10	4.44	4.05	3.71	3.36	3.17	3.20	2.85	2.59	2.76	2.85	2.26	2.39	3.66	3.87	3.90	5.49	5.09	5.99	10.89	6.91	6.10	3.82	2.50	1.80	1.77	1.46	1.21	1.20	1.19	0.83	1.21	1.80	1.88	1.79
Dividends & Payouts
FCF Payout Ratio	-0.39	0.81			5.19	0.70	0.19	1.51	0.26	0.46	0.36	2.30	0.33	1.02	0.52	0.25	0.37	1.95	0.27	0.27	0.46	0.43	0.53	0.34	0.43	0.87	0.26	0.46	0.25	0.53	0.29	0.40	0.37	0.37	0.27	0.30	0.26	0.33	-0.16	0.08	0.24	2.53	0.28	0.20	0.36	0.35	0.32	0.30	1.44	0.27	0.53	0.33	0.96	2.16	0.35	0.65	0.72	0.72	0.47
Valuation
Enterprise Value	-26.56M	-23.10M		-168.86M		-250.28M		-202.38M			-843.15M	-348.21M	-297.02M	80.32M	-0.74M	343.58M	58.39M	-19.80M	-36.36M	249.88M	251.37M	259.42M	269.47M	320.15M	277.26M	282.03M	320.63M	306.39M	310.69M	312.13M	272.83M	312.55M	306.76M	295.57M	307.66M	335.18M	241.65M	210.57M	68.80M	21.95M	-10.60M	47.50M	-43.07M	88.13M	209.30M	337.93M	199.91M	311.12M	150.86M	154.08M	2.35M	135.69M	172.53M	249.40M	164.35M	354.67M	349.15M	301.04M	289.86M
Market Capitalization														387.91M	347.15M	375.00M	338.69M	298.99M	263.47M	282.79M	275.37M	289.50M	301.39M	360.09M	309.08M	323.43M	353.54M	344.53M	337.65M	347.78M	313.72M	345.83M	334.73M	330.37M	366.17M	372.01M	293.62M	280.44M	253.20M	265.51M	304.26M	306.88M	328.21M	377.93M	361.86M	400.48M	335.87M	371.18M	310.41M	313.13M	284.44M	342.89M	304.30M	321.39M	467.66M	511.53M	444.42M	493.48M	485.84M
Return Ratios
Return on Sales						0.01%	0.02%	0.24%	0.24%	0.24%	0.25%	0.13%	0.15%	0.14%	0.17%	0.24%	0.25%	0.26%	0.25%	0.24%	0.24%	0.24%	0.24%	0.25%	0.25%	0.25%	0.32%	0.40%	0.68%	2.46%	2.72%	3.29%	3.54%	3.65%	3.75%	3.56%	3.45%	3.81%	4.12%	4.31%	5.25%	5.24%	5.30%	7.05%	6.54%	6.53%	6.61%	5.38%	4.90%	4.77%	4.24%	3.54%	2.98%	2.22%	0.66%	0.45%	1.36%	2.18%	3.59%
Return on Invested Capital						0.17%						0.06%	0.04%	0.05%	0.06%	0.08%	0.08%	0.08%	0.08%	0.08%	0.07%	0.07%	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%	0.09%	0.09%	0.11%	0.12%	0.12%	0.12%	0.12%	0.12%	0.11%	0.11%	0.11%	0.12%	0.13%	0.13%	0.15%	0.15%	0.13%	0.14%	0.14%	0.15%	0.19%	0.21%	0.23%	0.23%	0.18%	0.15%	0.12%	0.18%	0.20%	0.22%
Return on Assets						0.01%						0.00%	0.00%	0.00%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.00%	0.00%	0.00%	0.01%	0.01%
Return on Equity						0.15%						0.04%	0.03%	0.03%	0.05%	0.07%	0.07%	0.08%	0.07%	0.07%	0.07%	0.07%	0.07%	0.08%	0.08%	0.08%	0.08%	0.07%	0.07%	0.07%	0.08%	0.09%	0.09%	0.09%	0.09%	0.09%	0.08%	0.08%	0.08%	0.09%	0.11%	0.11%	0.11%	0.13%	0.13%	0.14%	0.15%	0.12%	0.11%	0.11%	0.10%	0.08%	0.07%	0.05%	0.01%	0.01%	0.03%	0.06%	0.10%

Research Tools

Peoples Financial Services Ratios (2011-2025) | PFIS

Create an account

Sign In

Reset Password

Get Pro for 60% off