Peoples Financial Services (PFIS) Times Interest Earned (2011 - 2026)
Peoples Financial Services' (PFIS) Times Interest Earned was 1.83 for Q2 2026, down 2.7% from 1.88 a year earlier and down 0.9% from the prior quarter.
Peoples Financial Services (PFIS) Times Interest Earned (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Peoples Financial Services' Times Interest Earned came in at 1.77, up 27.6% year-over-year; for FY2025, it was 1.77, up 62.6% from FY2024.
- By year, Times Interest Earned came in at 1.09 in FY2024 (-28.1%), 1.52 in FY2023 (-61.3%), 3.91 in FY2022 (-41.5%) and 6.68 in FY2021 (+97.3%).
- Five-year quarterly Times Interest Earned spans a low of 0.83 in Q3 2024 and a high of 10.89 in Q4 2021.
- Year over year, Times Interest Earned gained in five of the last eight quarters, with growth averaging 26.7%.
- The high point for year-over-year Times Interest Earned in five years was Q4 2021 (growth of 179.4%); the low point was Q4 2022 (a decline of 77.1%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.85 (Q1 2026), 1.62 (Q4 2025) and 1.79 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Peoples Financial Services | 674.30 Mn | -370.34 Mn | - | 1.83 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.83 |
| Mar 31, 2026 | 1.85 |
| Dec 31, 2025 | 1.62 |
| Sep 30, 2025 | 1.79 |
| Jun 30, 2025 | 1.88 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.21 |
| Sep 30, 2024 | 0.83 |
| Jun 30, 2024 | 1.19 |
| Mar 31, 2024 | 1.20 |
| Dec 31, 2023 | 1.21 |
| Sep 30, 2023 | 1.46 |
| Jun 30, 2023 | 1.77 |
| Mar 31, 2023 | 1.80 |
| Dec 31, 2022 | 2.50 |
| Sep 30, 2022 | 3.82 |
| Jun 30, 2022 | 6.10 |
| Mar 31, 2022 | 6.91 |
| Dec 31, 2021 | 10.89 |
| Sep 30, 2021 | 5.99 |
Peoples Financial Services Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PFIS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "PFIS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PFIS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();