Pioneer Bancorp, Inc./MD Ratios

Ratios Jun2018 Jun2019 Jun2020 Jun2021 Jun2022 Jun2023 Jun2024
Profitability
Gross Margin 96.67%93.81%93.00%93.89%
EBT Margin 31.74%62.42%47.77%20.83%100.82%214.65%129.80%
EBIT Margin 8.89%13.11%10.03%4.37%21.17%45.08%27.26%
Operating Margin 8.89%13.11%10.03%4.37%21.17%45.08%27.26%
Net Margin 20.50%56.21%13.59%-0.98%77.69%169.13%100.80%
FCF Margin 26.72%29.83%2.57%251.07%371.78%198.95%153.88%
Leverage & Solvency
Interest Coverage Ratio 1.570.380.270.261.911.070.19
Times Interest Earned 1.570.380.270.261.911.070.19
Valuation
Enterprise Value 237.70M312.25M254.58M232.50M260.04M
Market Capitalization 237.70M312.25M254.58M232.50M260.04M
Return Ratios
Return on Sales 0.20%0.56%0.14%-0.01%0.78%1.69%1.01%