Pioneer Bancorp reported a gross margin of 92.92% and a net margin of 81.73% for the quarter ended Jun 2026. These financial ratios cover 32 quarters of results from Mar 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Mar2025 | Jun2025 | Sep2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||
| Gross Margin | 93.62% | 94.31% | 93.73% | 93.52% | 92.96% | 93.69% | 93.04% | 92.16% | 93.13% | 94.59% | 93.93% | 93.86% | 93.74% | 93.13% | 93.15% | 93.17% | 93.75% | 92.92% | ||||||||||||||
| EBT Margin | 44.28% | -102.87% | 56.74% | 225.86% | 14.02% | 92.79% | 197.96% | 222.77% | 237.11% | 198.37% | 123.86% | 96.07% | 166.47% | 151.97% | 173.46% | 203.15% | 178.88% | 154.52% | 148.52% | 112.24% | ||||||||||||
| EBIT Margin | 56.13% | -89.76% | -272.09% | -84.42% | -307.84% | -296.08% | -268.98% | -283.58% | -311.97% | -371.19% | -320.93% | -283.46% | -330.18% | -324.72% | -313.10% | -306.52% | -349.24% | -392.34% | -377.90% | -427.42% | ||||||||||||
| EBITDA Margin | 56.13% | -89.76% | -272.09% | -84.42% | -307.84% | -296.08% | -268.98% | -283.58% | -311.97% | -371.19% | -320.93% | -283.46% | -330.18% | -324.72% | -313.10% | -306.52% | -349.24% | -392.34% | -377.90% | -427.42% | ||||||||||||
| Operating Margin | -272.09% | -84.42% | -307.84% | -296.08% | -268.98% | -283.58% | -311.97% | -371.19% | -320.93% | -283.46% | -330.18% | -324.72% | -313.10% | -306.52% | -349.24% | -392.34% | -377.90% | -427.42% | ||||||||||||||
| Net Margin | 36.27% | -156.62% | 43.48% | 175.32% | 9.28% | 71.89% | 159.62% | 172.71% | 186.27% | 156.28% | 98.28% | 76.40% | 129.71% | 118.56% | 134.55% | 157.85% | 138.60% | 119.28% | 137.69% | 81.73% | ||||||||||||
| FCF Margin | 575.60% | 170.09% | 183.66% | -12.89% | 696.00% | 647.22% | 241.23% | 66.01% | 70.38% | 460.09% | 346.91% | -26.42% | 88.07% | 165.10% | 124.46% | -133.96% | 76.93% | -20.74% | 333.90% | |||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 4.74 | -6.85 | -22.29 | -8.37 | -29.54 | -25.34 | -17.03 | -12.03 | -7.99 | -3.73 | -2.62 | -2.20 | -2.08 | -1.95 | -1.87 | -1.65 | -1.71 | -1.76 | -1.90 | -2.02 | ||||||||||||
| Times Interest Earned | 4.74 | -6.85 | -22.29 | -8.37 | -29.54 | -25.34 | -17.03 | -12.03 | -7.99 | -3.73 | -2.62 | -2.20 | -2.08 | -1.95 | -1.87 | -1.65 | -1.71 | -1.76 | -1.90 | -2.02 | ||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 225.68 | -65.67 | 241.97 | 47.00 | 904.92 | 107.74 | 47.25 | 47.90 | 42.52 | 51.59 | 64.89 | 81.47 | 54.00 | 30.39 | 19.18 | 52.53 | -30.46 | 75.66 | 65.99 | 121.71 | ||||||||||||
| Price to SalesP/S | 81.86 | 102.85 | 105.21 | 82.39 | 84.01 | 77.45 | 75.42 | 82.72 | 79.20 | 80.62 | 63.77 | 62.24 | 70.05 | 36.04 | 25.80 | 82.92 | -42.22 | 90.25 | 90.86 | 99.47 | ||||||||||||
| Enterprise Value | 302.64M | 312.25M | 328.36M | 294.07M | 273.29M | 254.58M | 247.31M | 296.15M | 256.14M | 232.50M | 221.85M | 260.04M | 254.84M | 262.88M | 286.83M | 302.74M | 307.46M | 327.59M | 349.07M | 424.05M | ||||||||||||
| EV to EBIT | 145.85 | -114.59 | -38.67 | -97.60 | -27.29 | -26.16 | -28.04 | -29.17 | -25.39 | -21.72 | -19.87 | -21.96 | -21.22 | -11.10 | -8.24 | -27.05 | 12.09 | -23.00 | -24.04 | -23.27 | ||||||||||||
| EV to EBITDA | 145.85 | -114.59 | -38.67 | -97.60 | -27.29 | -26.16 | -28.04 | -29.17 | -25.39 | -21.72 | -19.87 | -21.96 | -21.22 | -11.10 | -8.24 | -27.05 | 12.09 | -23.00 | -24.04 | -23.27 | ||||||||||||
| Market Capitalization | 302.64M | 312.25M | 328.36M | 294.07M | 273.29M | 254.58M | 247.31M | 296.15M | 256.14M | 232.50M | 221.85M | 260.04M | 254.84M | 262.88M | 286.83M | 302.74M | 307.46M | 327.59M | 349.07M | 424.05M | ||||||||||||
| Price to FCFP/FCF | 14.22 | 60.47 | 57.29 | -639.28 | 12.07 | 11.97 | 31.27 | 125.33 | 112.54 | 17.52 | 18.38 | -235.54 | 79.54 | 21.83 | 20.73 | -61.90 | -54.88 | -437.98 | 29.79 | |||||||||||||
| EV to FCF | 14.22 | 60.47 | 57.29 | -639.28 | 12.07 | 11.97 | 31.27 | 125.33 | 112.54 | 17.52 | 18.38 | -235.54 | 79.54 | 21.83 | 20.73 | -61.90 | -54.88 | -437.98 | 29.79 | |||||||||||||
| EV to CFO | 14.10 | 57.61 | 55.64 | -0.00M | 12.00 | 11.89 | 31.01 | 124.64 | 108.17 | 17.16 | 17.83 | -275.75 | 77.06 | 21.29 | 20.12 | -85.86 | -58.11 | -0.00M | 28.94 | |||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 56.13% | -89.76% | -272.09% | -84.42% | -307.84% | -296.08% | -268.98% | -283.58% | -311.97% | -371.19% | -320.93% | -283.46% | -330.18% | -324.72% | -313.10% | -306.52% | -349.24% | -392.34% | -377.90% | -427.42% |