Oscar Health Ratios (2020-2025) | OSCR

Ratios Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
Gross Margin 4.41%51.86%16.04%46.58%27.43%20.67%-2.16%2.74%24.49%20.51%12.85%11.08%25.73%22.32%19.22%15.82%27.43%23.01%17.31%13.68%25.82%10.86%13.38%6.60%
EBT Margin -108.90%-34.12%-78.79%-120.73%-23.80%-13.74%-47.77%-39.88%-7.79%-10.99%-19.95%-22.84%-2.56%-0.94%-4.50%-10.52%8.33%2.75%-2.16%-6.42%9.46%-8.15%-4.66%-12.57%
EBIT Margin -108.90%-34.12%-78.79%-118.50%-17.34%-13.70%-47.68%-39.56%-7.04%-10.47%-19.66%-22.36%2.45%2.73%-4.04%-24.83%8.66%3.06%2.08%-0.81%9.75%-8.05%-4.33%-19.60%
EBITDA Margin -108.90%-34.12%-78.79%-118.50%-17.34%-13.70%-47.68%-39.56%-7.04%-10.47%-19.66%-22.36%2.45%2.73%-4.04%-24.83%8.66%3.06%2.08%-0.81%9.75%-8.05%-4.33%-19.60%
Operating Margin -108.90%-34.12%-78.79%-118.50%-17.34%-13.70%-47.68%-39.56%-7.04%-10.47%-19.66%-22.36%2.45%2.73%-4.04%-24.83%8.66%3.06%2.08%-0.81%9.75%-8.05%-4.33%-19.60%
Net Margin -109.96%-35.50%-77.81%-120.42%-24.06%-13.85%-47.63%-39.86%-7.95%-11.02%-19.78%-22.77%-2.70%-1.01%-4.56%-10.47%8.28%2.54%-2.24%-6.41%9.04%-7.98%-4.60%-12.56%
FCF Margin 116.20%210.22%-218.05%54.33%84.22%9.33%-134.11%5.50%57.22%20.49%-57.03%14.50%27.72%10.51%-80.26%20.31%29.33%22.06%-20.95%14.21%28.54%17.45%-32.61%23.63%
Efficiency
Assets Average 2,933.23M3,650.42M3,438.18M3,245.76M3,836.09M4,550.84M4,529.94M4,417.65M4,504.82M4,523.99M3,957.23M3,475.50M4,010.17M4,712.50M4,744.58M4,661.76M5,342.13M6,113.95M6,065.00M6,035.64M
Equity Average -1048.61M-1101.08M-1216.39M244.42M1,758.40M1,642.39M1,472.62M1,363.84M1,291.79M1,166.49M988.48M912.08M941.86M936.70M863.78M920.20M1,087.43M1,152.95M1,090.88M1,176.27M1,248.73M1,094.17M1,003.87M
Invested Capital -1031.95M-1065.28M-1136.89M-1295.89M1,784.73M1,732.07M1,552.71M1,392.52M1,632.57M1,546.00M1,382.37M1,190.40M1,229.96M1,250.37M1,220.03M1,104.92M1,333.29M1,439.77M1,464.74M1,315.98M1,635.82M1,461.25M1,422.92M1,377.38M
Asset Utilization Ratio 0.250.320.440.570.640.640.760.900.991.101.371.691.631.531.731.971.891.751.861.94
Leverage & Solvency
Interest Coverage Ratio -53.17-17.32-318.01-531.86-494.34-16.24-17.34-31.40-36.265.886.78-9.50-57.1931.4411.328.65-3.2049.57-39.42-18.85501.08
Debt to Equity -0.110.220.240.270.330.320.310.320.370.290.260.260.290.220.260.670.44
Debt Ratio 0.060.070.060.070.070.070.070.090.080.070.060.070.060.050.050.120.07
Equity Ratio -0.570.500.470.490.420.310.260.250.200.210.210.280.220.230.230.260.210.230.180.180.16
Times Interest Earned -53.17-17.32-318.01-531.86-494.34-16.24-17.34-31.40-36.265.886.78-9.50-57.1931.4411.328.65-3.2049.57-39.42-18.85501.08
Valuation
Enterprise Value -491.71M-988.53M-337.41M-1192.71M-2710.30M-2286.52M-1663.65M-1685.79M-2875.51M-3268.47M-2828.63M-2953.87M-3431.95M-3575.51M-2442.28M-2558.00M-2844.67M-2629.42M-1707.35M-2148.81M-2984.97M-3534.10M-3033.55M-3987.53M
Return Ratios
Return on Sales -1.10%-0.36%-0.78%-1.20%-0.24%-0.14%-0.48%-0.40%-0.08%-0.11%-0.20%-0.23%-0.03%-0.01%-0.05%-0.10%0.08%0.03%-0.02%-0.06%0.09%-0.08%-0.05%-0.13%
Return on Capital Employed -0.33%-0.24%-0.29%-0.39%-0.46%-0.41%-0.34%-0.51%-0.37%-0.26%-0.11%-0.32%-0.19%-0.13%-0.03%0.24%0.33%0.08%-0.04%-0.52%
Return on Invested Capital 0.33%-1.52%-0.23%-0.33%-0.37%-0.36%-0.37%-0.39%-0.46%-0.40%-0.27%-0.17%-0.29%-0.16%-0.09%-0.03%0.16%0.23%0.07%-0.06%-0.44%
Return on Assets -0.14%-0.12%-0.16%-0.18%-0.15%-0.13%-0.13%-0.14%-0.13%-0.11%-0.09%-0.08%-0.01%0.00%0.01%0.01%0.02%-0.03%-0.04%-0.07%
Return on Equity 0.33%-1.63%-0.25%-0.34%-0.39%-0.41%-0.46%-0.50%-0.62%-0.63%-0.50%-0.37%-0.31%-0.06%0.02%0.03%0.02%0.11%-0.13%-0.22%-0.44%