Oscar Health (OSCR) Net Margin (2020 - 2026)
Oscar Health's (OSCR) quarterly Net Margin came in at 7.41% in Q2 2026, up 1539.0% on a YoY basis from 0.45% in Q2 2025, and down 49.26% quarter-over-quarter from 14.61% in Q1 2026.
Analysis
Oscar Health (OSCR) Net Margin (2020 - 2026) Analysis & Trends
Oscar Health (OSCR) has reported Net Margin for 7 consecutive years, with 7.41% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin rose 1539.0% year-over-year to 7.41%; the trailing twelve-month figure through Jun 2026 stood at 3.6% (up 509.0% YoY), and the FY2025 full-year result was 3.79%, down 407.0% from the prior year.
- Net Margin declined to 7.41% in Q2 2026 per OSCR's latest filing, from 14.61% in the prior quarter.
- Across five years, Net Margin topped out at 14.61% in Q1 2026 and bottomed at 22.77% in Q4 2022.
- Historically, Net Margin has averaged 4.01% across 5 years, with a median of 4.58% in 2025.
- The sharpest annual moves came in 2022 and 2025: Net Margin soared 2785 bps in 2022, then slumped 1052 bps in 2025.
- Over 5 years, Net Margin stood at 22.77% in 2022, then jumped by 54 bps to 10.47% in 2023, then jumped by 39 bps to 6.41% in 2024, then tumbled by 96 bps to 12.56% in 2025, then soared by 159 bps to 7.41% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 7.41%, 14.61%, and 12.56% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 349.71 Bn | 318.24 Bn | 36.67 Bn | 5.06% |
| 2 | Cvs Health | 121.89 Bn | 107.93 Bn | 47.23 Bn | 2.82% |
| 3 | Elevance Health | 90.41 Bn | 54.46 Bn | 13.45 Bn | 2.88% |
| 4 | Cigna | 73.73 Bn | 66.47 Bn | 14.97 Bn | 2.62% |
| 5 | Humana | 48.06 Bn | 24.19 Bn | 5.50 Bn | 1.75% |
| 6 | Centene | 32.28 Bn | 5.22 Bn | 14.55 Bn | 2.03% |
| 7 | Molina Healthcare | 10.24 Bn | 1.32 Bn | 1.43 Bn | 0.55% |
| 8 | Oscar Health | 9.83 Bn | 1.28 Bn | 1.09 Bn | 7.41% |
| 9 | Corvel | 3.47 Bn | 3.12 Bn | - | - |
| 10 | Alignment Healthcare | 2.65 Bn | 1.95 Bn | 180.96 Mn | 2.74% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.41% |
| Mar 31, 2026 | 14.61% |
| Dec 31, 2025 | -12.56% |
| Sep 30, 2025 | -4.60% |
| Jun 30, 2025 | -7.98% |
| Mar 31, 2025 | 9.04% |
| Dec 31, 2024 | -6.41% |
| Sep 30, 2024 | -2.24% |
| Jun 30, 2024 | 2.54% |
| Mar 31, 2024 | 8.28% |
| Dec 31, 2023 | -10.47% |
| Sep 30, 2023 | -4.56% |
| Jun 30, 2023 | -1.01% |
| Mar 31, 2023 | -2.70% |
| Dec 31, 2022 | -22.77% |
| Sep 30, 2022 | -19.78% |
| Jun 30, 2022 | -11.02% |
| Mar 31, 2022 | -7.95% |
| Dec 31, 2021 | -39.86% |
| Sep 30, 2021 | -47.63% |