Growth Metrics

Oscar Health (OSCR) Debt Ratio (2020 - 2026)

Oscar Health posted quarterly Debt Ratio of 0.05 for Q1 2026, down 9.58% year-on-year from 0.05 in Q1 2025, and down 31.79% on a QoQ basis from 0.07 in Q4 2025.

Oscar Health (OSCR) has 6 years of Debt Ratio data on file, last reported at 0.05 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 9.58% year-over-year to 0.05; the trailing twelve-month figure through Mar 2026 stood at 0.05 (down 9.58% YoY), and the FY2025 full-year result was 0.07, up 9.87% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.05, down from 0.07 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.12 in Q3 2025 and bottomed at 0.05 in Q1 2026.
  • The 5-year median for Debt Ratio is 0.07 (2023), against an average of 0.07.
  • The widest annual swing landed in 2024, when Debt Ratio dropped 25.4%; it then jumped 78.87% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.07 in 2022, then rose by 26.02% to 0.08 in 2023, then decreased by 25.4% to 0.06 in 2024, then climbed by 9.87% to 0.07 in 2025, then sank by 31.79% to 0.05 in 2026.
  • The last three Debt Ratio figures came in at 0.05 (Q1 2026), 0.07 (Q4 2025), and 0.12 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Unitedhealth 345.31 Bn 315.51 Bn 98.90 Bn 0.25
2 Cvs Health 115.41 Bn 103.79 Bn 4.43 Bn 0.25
3 Elevance Health 88.60 Bn 53.18 Bn 13.88 Bn 0.25
4 Cigna 72.05 Bn 64.43 Bn -44.29 Bn 0.20
5 Humana 39.05 Bn 17.15 Bn 4.00 Bn 0.25
6 Centene 30.50 Bn 6.84 Bn 49.24 Bn 0.20
7 Molina Healthcare 9.31 Bn 60.65 Mn 1.53 Bn 0.23
8 Oscar Health 6.86 Bn 63.05 Mn -3.22 Bn 0.05
9 Alignment Healthcare 2.69 Bn 1.96 Bn 135.85 Mn 0.26
10 Progyny 2.12 Bn 1.90 Bn 83.07 Mn -

Historic Data

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DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.07
Sep 30, 2025 0.12
Jun 30, 2025 0.05
Mar 31, 2025 0.05
Dec 31, 2024 0.06
Sep 30, 2024 0.07
Jun 30, 2024 0.06
Mar 31, 2024 0.07
Dec 31, 2023 0.08
Sep 30, 2023 0.09
Jun 30, 2023 0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.07
Jun 30, 2022 0.06
Mar 31, 2022 0.07
Dec 31, 2020 0.06