Oscar Health (OSCR) Debt Ratio (2020 - 2026)
Oscar Health (OSCR) reported Debt Ratio of 0.05 for Q1 2026, down 9.58% on a YoY basis from 0.05 in Q1 2025, and down 31.79% quarter-over-quarter from 0.07 in Q4 2025.
Oscar Health (OSCR) Debt Ratio (2020 - 2026) Analysis & Trends
Oscar Health has reported Debt Ratio for 6 years, with the latest figure at 0.05 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 9.58% year-over-year to 0.05; the trailing twelve-month figure through Mar 2026 stood at 0.05 (down 9.58% YoY), and the FY2025 full-year result was 0.07, up 9.87% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.05, down from 0.07 in the prior quarter.
- The five-year high for Debt Ratio was 0.12 in Q3 2025, with the low at 0.05 in Q1 2026.
- Historically, Debt Ratio has averaged 0.07 across 5 years, with a median of 0.07 in 2023.
- Annual changes were most pronounced in 2024 — Debt Ratio dropped 25.4% — and 2025, when it jumped 78.87%.
- Oscar Health's Debt Ratio stood at 0.07 in 2022, then increased by 26.02% to 0.08 in 2023, then retreated by 25.4% to 0.06 in 2024, then advanced by 9.87% to 0.07 in 2025, then slumped by 31.79% to 0.05 in 2026.
- The last three Debt Ratio figures came in at 0.05 (Q1 2026), 0.07 (Q4 2025), and 0.12 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 363.95 Bn | 334.15 Bn | 98.90 Bn | 0.25 |
| 2 | Cvs Health | 124.98 Bn | 113.36 Bn | 4.43 Bn | 0.25 |
| 3 | Elevance Health | 85.46 Bn | 50.04 Bn | 13.88 Bn | 0.25 |
| 4 | Cigna | 73.39 Bn | 65.77 Bn | -44.29 Bn | 0.20 |
| 5 | Humana | 43.40 Bn | 21.50 Bn | 4.00 Bn | 0.25 |
| 6 | Centene | 30.02 Bn | 6.36 Bn | 49.24 Bn | 0.20 |
| 7 | Molina Healthcare | 9.92 Bn | 668.90 Mn | 1.53 Bn | 0.23 |
| 8 | Oscar Health | 8.44 Bn | 1.64 Bn | -3.22 Bn | 0.05 |
| 9 | Alignment Healthcare | 4.50 Bn | 3.77 Bn | 135.85 Mn | 0.26 |
| 10 | Clover Health Investments | 2.61 Bn | 2.41 Bn | 154.54 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.07 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2020 | 0.06 |