Oscar Health (OSCR) Interest Coverage Ratio (2020 - 2026)
Oscar Health (OSCR) reported Interest Coverage Ratio of 11.26 for Q1 2026, down 77.28% on a YoY basis from 49.57 in Q1 2025, and down 96.3% quarter-over-quarter from 304.24 in Q4 2025.
Oscar Health (OSCR) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Oscar Health has reported Interest Coverage Ratio for 7 years, with the latest figure at 11.26 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 77.28% year-over-year to 11.26; the trailing twelve-month figure through Mar 2026 stood at 9.77 (down 161.52% YoY), and the FY2025 full-year result was 22.52, down 387.77% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 11.26, down from 304.24 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 304.24 in Q4 2025, with the low at 57.19 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 18.49 across 5 years, with a median of 6.78 in 2023.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio sank 1072.21% — and 2025, when it jumped 9615.37%.
- Oscar Health's Interest Coverage Ratio stood at 36.26 in 2022, then sank by 57.69% to 57.19 in 2023, then jumped by 94.41% to 3.2 in 2024, then surged by 9615.37% to 304.24 in 2025, then slumped by 96.3% to 11.26 in 2026.
- The last three Interest Coverage Ratio figures came in at 11.26 (Q1 2026), 304.24 (Q4 2025), and 7.76 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 363.95 Bn | 334.15 Bn | 98.90 Bn | 9.41 |
| 2 | Cvs Health | 124.98 Bn | 113.36 Bn | 4.43 Bn | 6.05 |
| 3 | Elevance Health | 85.46 Bn | 50.04 Bn | 13.88 Bn | 2.14 |
| 4 | Cigna | 73.39 Bn | 65.77 Bn | -44.29 Bn | - |
| 5 | Humana | 43.40 Bn | 21.50 Bn | 4.00 Bn | 9.09 |
| 6 | Centene | 30.02 Bn | 6.36 Bn | 49.24 Bn | 11.35 |
| 7 | Molina Healthcare | 9.92 Bn | 668.90 Mn | 1.53 Bn | 1.54 |
| 8 | Oscar Health | 8.44 Bn | 1.64 Bn | -3.22 Bn | 11.26 |
| 9 | Alignment Healthcare | 4.50 Bn | 3.77 Bn | 135.85 Mn | 3.82 |
| 10 | Clover Health Investments | 2.61 Bn | 2.41 Bn | 154.54 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.26 |
| Dec 31, 2025 | 304.24 |
| Sep 30, 2025 | 7.76 |
| Jun 30, 2025 | 9.24 |
| Mar 31, 2025 | 49.57 |
| Dec 31, 2024 | -3.20 |
| Sep 30, 2024 | 8.65 |
| Jun 30, 2024 | 8.34 |
| Mar 31, 2024 | 7.28 |
| Dec 31, 2023 | -57.19 |
| Sep 30, 2023 | -9.50 |
| Jun 30, 2023 | 6.78 |
| Mar 31, 2023 | 5.88 |
| Dec 31, 2022 | -36.26 |
| Sep 30, 2022 | 0.98 |
| Jun 30, 2022 | 0.39 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | -11.74 |
| Sep 30, 2021 | -531.86 |
| Jun 30, 2021 | 11.33 |