Oportun Financial (OPRT) Interest Expense - Debt (2018 - 2026)
Oportun Financial's Interest Expense - Debt was $41.93 million in Q2 2026, down 29.6% from $59.54 million a year earlier and down 12.6% from the prior quarter.
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Analysis
Oportun Financial (OPRT) Interest Expense - Debt (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Oportun Financial's Interest Expense - Debt was $204.47 million through Jun 30, 2026, down 17.0% year-over-year; for FY2025, it came in at $231.5 million, down 2.8% from FY2024.
- Interest Expense - Debt shows a five-year compound annual growth rate of 31.7% (FY2020 to FY2025).
- In earlier years, Interest Expense - Debt was $238.16 million in FY2024 (+32.7%), $179.41 million in FY2023 (+92.8%), $93.05 million in FY2022 (+95.2%) and $47.67 million in FY2021 (-18.3%).
- The Q2 2026 figure marks the lowest quarterly Interest Expense - Debt since Q2 2023.
- Compared with a year earlier, Interest Expense - Debt has declined for three straight quarters, with growth averaging 1.2% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Debt over five years was Q4 2022 (growth of 211.5%); the worst was Q2 2026 (a decline of 29.6%).
- Per Business Quant data, OPRT's Interest Expense - Debt in the three quarters before Q2 2026 was $47.98 million (Q1 2026), $57.94 million (Q4 2025) and $56.62 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 33.74 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | - |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 106.00 Mn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Oportun Financial | 563.88 Mn | 7.21 Mn | - | 41.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 41.13 Mn |
| Jun 30, 2026 | 41.93 Mn |
| Mar 31, 2026 | 47.98 Mn |
| Dec 31, 2025 | 57.94 Mn |
| Sep 30, 2025 | 56.62 Mn |
| Jun 30, 2025 | 59.54 Mn |
| Mar 31, 2025 | 57.40 Mn |
| Dec 31, 2024 | 73.70 Mn |
| Sep 30, 2024 | 55.75 Mn |
| Jun 30, 2024 | 54.24 Mn |
| Mar 31, 2024 | 54.47 Mn |
| Dec 31, 2023 | 52.00 Mn |
| Sep 30, 2023 | 46.97 Mn |
| Jun 30, 2023 | 41.45 Mn |
| Mar 31, 2023 | 39.00 Mn |
| Dec 31, 2022 | 35.59 Mn |
| Sep 30, 2022 | 26.67 Mn |
| Jun 30, 2022 | 17.10 Mn |
| Mar 31, 2022 | 13.68 Mn |
| Dec 31, 2021 | 11.43 Mn |
API Access
Oportun Financial Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "OPRT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=OPRT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();