MetroCity Bankshares MCBS Income Statement (2018-2026)

NASDAQ MCBS
$36.24 +0.04 (+0.11%)
At close: Nov 11, 2026 · 4:00 PM EST
Reported Financials

MetroCity Bankshares Quarterly Income Statement

Periods 33 quarters
Latest Sep 2026

MetroCity Bankshares reported revenue of $47.94M and net income of $24.30M for the quarter ended Sep 2026, up 26.3% year over year. This income statement covers 33 quarters of results from Sep 2018 through Sep 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026 Sep2026
Revenue & Cost
Interest income
Interest income - Loans
30.50M31.46M32.31M37.26M41.78M43.98M44.84M45.70M47.37M50.12M50.53M50.34M49.79M50.25M50.94M50.98M57.34M67.14M67.31M66.58M
Interest Income - Fed Funds
0.00M0.00M0.00M0.02M0.05M0.04M0.06M0.04M0.04M0.03M0.03M0.08M0.16M0.14M0.14M0.14M0.13M0.12M0.12M0.13M
Other Interest Income
0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M2.79M3.73M2.97M3.02M
Interest Income - Total
30.86M31.95M33.03M38.30M43.95M45.97M47.48M48.71M50.67M52.36M54.11M53.83M52.61M52.52M54.05M54.00M60.26M70.99M70.41M69.73M
Interest expenses
Interest Expense - Deposits
1.07M1.14M2.38M6.96M13.07M17.38M19.80M21.74M21.69M22.11M19.74M19.60M18.62M17.98M17.50M17.80M19.62M22.08M22.14M22.23M
Interest Expense - Debt
0.17M0.16M0.42M1.55M1.92M2.36M2.71M2.82M2.86M3.17M3.66M3.94M3.94M3.99M4.38M4.41M4.71M4.43M4.22M3.94M
Interest ExpensesInterest Expense
1.24M1.30M2.81M8.51M15.00M19.73M22.51M24.56M24.55M25.27M23.40M23.54M22.55M21.97M21.87M22.21M24.33M26.50M26.36M26.17M
Net interest income
Interest Income - Net
29.62M30.65M30.22M29.79M28.95M26.23M24.97M24.15M26.12M27.09M30.71M30.29M30.06M30.55M32.18M31.79M35.93M44.49M44.04M43.56M
Provision for Credit LossesProvisions
0.55M0.10M-1.70M-1.17M-0.42M-0.44M0.76M-0.14M-0.13M0.65M0.25M0.14M0.22M-0.58M0.01M-0.87M-0.98M-0.08M
Net Interest Income After ProvisionsNII After Provisions
29.08M30.55M30.22M31.49M30.12M26.23M25.39M24.54M25.34M27.23M30.84M29.71M29.86M30.42M32.05M32.34M35.96M45.30M44.83M43.63M
Non-interest income
Service Charges
0.47M0.48M0.52M0.51M0.48M0.45M0.46M0.49M0.52M0.45M0.53M0.53M0.56M0.50M0.51M0.55M0.77M0.85M0.96M0.93M
Financial Services Fees
3.02M2.16M3.65M2.68M1.24M0.87M1.27M1.48M2.04M1.61M1.57M1.92M1.75M1.60M1.62M2.38M1.75M1.58M1.43M1.54M
Investment Gain (Loss)
0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M2.79M3.73M2.97M3.02M
Mortgage Banking
7.75M6.93M6.09M4.98M3.97M3.21M2.51M1.82M1.27M0.94M1.45M1.30M1.41M1.48M1.68M1.66M1.66M1.48M1.31M1.15M
Gain (Loss) on Sale of LoansGain on Loan Sales
2.90M1.21M0.81M0.50M1.97M1.05M0.24M0.03M0.22M1.18M0.53M-0.01M0.40M0.58M0.17M2.81M1.05M1.54M0.69M
Other Non-Interest Income
-7.11M-3.61M-7.12M-4.57M-7.11M-2.29M-3.19M-4.36M-2.41M0.14M-2.72M-1.07M-1.05M-0.64M-1.62M-1.46M-1.96M-2.33M-2.45M-2.93M
Non-Interest Income - Total
7.38M7.66M4.65M5.10M0.71M6.14M4.69M2.66M4.71M5.57M5.56M6.62M5.32M5.46M5.73M6.18M7.82M6.36M5.76M4.38M
Revenue
37.00M38.31M34.87M34.89M29.66M32.38M29.66M26.81M30.83M32.65M36.27M36.90M35.38M36.01M37.91M37.97M43.74M50.84M49.80M47.94M
Operating Items
Wages, Salaries and OtherWages
7.82M7.10M7.93M7.76M7.72M6.37M7.10M6.86M8.97M7.37M8.05M8.51M9.28M8.49M8.55M8.95M10.67M11.50M11.34M11.75M
Occupancy ExpenseOccupancy
1.21M1.23M1.20M1.17M1.26M1.21M1.04M1.27M1.37M1.35M1.33M1.43M1.41M1.42M1.38M1.41M1.58M2.43M2.33M2.43M
Technology and CommunicationsTechnology
0.25M0.28M0.26M0.27M0.29M0.28M0.35M0.30M0.30M0.29M0.35M0.31M0.34M0.35M0.33M0.39M0.47M0.68M0.54M0.64M
Marketing and AdvertisingMarketing
0.15M0.15M0.13M0.16M0.17M0.15M0.17M0.14M0.16M0.17M0.16M0.15M0.16M0.17M0.15M0.16M0.18M0.22M0.18M0.31M
Restructuring CostsRestructuring
0.26M0.33M0.30M3.83M1.68M0.27M0.12M
Other Non-Interest ExpenseOther Non-Int. Exp.
2.97M3.43M3.60M3.34M1.85M2.81M2.80M2.96M3.12M3.17M3.14M3.26M3.15M3.12M3.37M3.46M3.94M4.92M5.30M4.81M
Operating ExpensesOpex
12.40M12.18M13.12M12.69M11.29M10.81M11.46M11.54M13.92M12.36M13.03M13.66M14.33M13.80M14.11M14.67M20.67M21.44M19.96M20.04M
Non-operating items
Gains (Losses) on Sale of Assets & InvestmentsGains on Sales
0.02M
Interest & Investment IncomeInt & Inv Inc
0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M2.79M3.73M2.97M3.02M
Other Non Operating IncomeOther Non Op Inc.
0.27M0.49M0.76M0.44M-0.65M1.13M0.57M0.26M0.76M0.51M0.61M0.91M0.56M0.77M0.96M0.81M0.72M0.67M0.83M0.11M
Net income details
EBT
24.05M26.03M21.75M23.90M19.53M21.57M18.61M15.65M16.14M20.43M23.37M22.66M20.85M22.08M23.67M23.84M23.11M30.22M30.63M27.97M
Tax ProvisionsTaxes
6.61M6.60M5.65M7.01M9.35M5.84M5.51M4.22M4.79M5.80M6.43M5.96M4.62M5.78M6.84M6.57M4.97M7.91M8.50M3.67M
Income After Tax
17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M24.30M
Income from Continuing OperationsIncome (Continuing)
17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M24.30M
Consolidated Net IncomeConsol Net Inc.
17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M24.30M
Income towards Parent CompanyParent Net Inc
17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M24.30M
Net Income towards Common StockholdersNet Income
17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M24.30M
Additional items
EPS (Basic)
0.680.760.630.660.400.630.520.450.450.580.670.660.640.640.660.680.700.780.770.84
EPS (Diluted)
0.680.760.630.660.400.620.510.450.440.570.660.650.630.630.650.670.700.770.760.84
Weighted Average Shares OutstandingWtd. Avg. Shares
25.57M25.47M25.46M25.43M25.41M25.14M25.19M25.27M25.21M25.21M25.25M25.33M25.28M25.40M25.45M25.54M25.73M28.78M28.70M28.78M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.)
25.79M25.72M25.73M25.70M25.69M25.41M25.48M25.59M25.52M25.55M25.57M25.67M25.58M25.71M25.72M25.81M26.01M29.05M28.95M29.04M
Shares Outstanding (Entity)Shares Outstanding (Entity.)
25.47M25.47M25.45M25.37M25.17M25.14M25.28M25.24M25.21M25.21M25.33M25.33M25.40M25.40M25.54M25.54M28.82M28.66M28.78M28.78M

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