MetroCity Bankshares MCBS Income Statement (2018-2026)

NASDAQ MCBS
$34.51 -0.38 (-1.09%)
At close: Oct 21, 2026 · 4:00 PM EDT
Reported Financials

MetroCity Bankshares Quarterly Income Statement

Periods 32 quarters
Latest Jun 2026

MetroCity Bankshares reported revenue of $49.80M and net income of $22.13M for the quarter ended Jun 2026, up 31.3% year over year. This income statement covers 32 quarters of results from Sep 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & Cost
Interest income
Interest income - Loans
29.13M30.50M31.46M32.31M37.26M41.78M43.98M44.84M45.70M47.37M50.12M50.53M50.34M49.79M50.25M50.94M50.98M57.34M67.14M67.31M
Interest Income - Fed Funds
0.00M0.00M0.00M0.00M0.02M0.05M0.04M0.06M0.04M0.04M0.03M0.03M0.08M0.16M0.14M0.14M0.14M0.13M0.12M0.12M
Other Interest Income
0.20M0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M2.79M3.73M2.97M
Interest Income - Total
29.32M30.86M31.95M33.03M38.30M43.95M45.97M47.48M48.71M50.67M52.36M54.11M53.83M52.61M52.52M54.05M54.00M60.26M70.99M70.41M
Interest expenses
Interest Expense - Deposits
0.97M1.07M1.14M2.38M6.96M13.07M17.38M19.80M21.74M21.69M22.11M19.74M19.60M18.62M17.98M17.50M17.80M19.62M22.08M22.14M
Interest Expense - Others
0.17M0.17M0.16M0.42M1.55M1.92M2.36M2.71M2.82M2.86M3.17M3.66M3.94M3.94M3.99M4.38M4.41M4.71M4.43M4.22M
Interest ExpensesInterest Expense
1.14M1.24M1.30M2.81M8.51M15.00M19.73M22.51M24.56M24.55M25.27M23.40M23.54M22.55M21.97M21.87M22.21M24.33M26.50M26.36M
Net interest income
Interest Income - Net
28.19M29.62M30.65M30.22M29.79M28.95M26.23M24.97M24.15M26.12M27.09M30.71M30.29M30.06M30.55M32.18M31.79M35.93M44.49M44.04M
Provision for Credit LossesProvisions
2.58M0.55M0.10M-1.70M-1.17M-0.42M-0.44M0.76M-0.14M-0.13M0.65M0.25M0.14M0.22M-0.58M0.01M-0.87M-0.98M
Net Interest Income After ProvisionsNII After Provisions
25.61M29.08M30.55M30.22M31.49M30.12M26.23M25.39M24.54M25.34M27.23M30.84M29.71M29.86M30.42M32.05M32.34M35.96M45.30M44.83M
Non-interest income
Service Charges
Mortgage Banking
Gain (Loss) on Sale of LoansGain on Loan Sales
1.21M0.81M0.22M1.18M0.53M-0.01M0.40M0.58M0.17M2.81M
Other Non-Interest Income
9.53M7.38M6.45M3.85M5.10M0.71M6.14M4.69M2.66M4.71M5.35M4.38M6.09M5.33M5.06M5.15M6.01M5.01M6.36M5.76M
Non-Interest Income - Total
9.53M7.38M7.66M4.65M5.10M0.71M6.14M4.69M2.66M4.71M5.57M5.56M6.62M5.32M5.46M5.73M6.18M7.82M6.36M5.76M
Revenue
37.72M37.00M38.31M34.87M34.89M29.66M32.38M29.66M26.81M30.83M32.65M36.27M36.90M35.38M36.01M37.91M37.97M43.74M50.84M49.80M
Operating Items
Wages, Salaries and OtherWages
8.68M7.82M7.10M7.93M7.76M7.72M6.37M7.10M6.86M8.97M7.37M8.05M8.51M9.28M8.49M8.55M8.95M10.67M11.50M11.34M
Occupancy ExpenseOccupancy
1.30M1.21M1.23M1.20M1.17M1.26M1.21M1.04M1.27M1.37M1.35M1.33M1.43M1.41M1.42M1.38M1.41M1.58M2.43M2.33M
Technology and CommunicationsTechnology
0.26M0.25M0.28M0.26M0.27M0.29M0.28M0.35M0.30M0.30M0.29M0.35M0.31M0.34M0.35M0.33M0.39M0.47M0.68M0.54M
Marketing and AdvertisingMarketing
0.13M0.15M0.15M0.13M0.16M0.17M0.15M0.17M0.14M0.16M0.17M0.16M0.15M0.16M0.17M0.15M0.16M0.18M0.22M0.18M
Restructuring CostsRestructuring
0.26M0.33M1.68M0.27M
Other Non-Interest ExpenseOther Non-Int. Exp.
2.75M2.97M3.43M3.60M3.34M1.85M2.81M2.80M2.96M3.12M3.17M3.14M3.26M3.15M3.12M3.37M3.76M7.77M4.92M5.30M
Operating ExpensesOpex
13.11M12.40M12.18M13.12M12.69M11.29M10.81M11.46M11.54M13.92M12.36M13.03M13.66M14.33M13.80M14.11M14.67M20.67M21.44M19.96M
Non-operating items
Interest & Investment IncomeInt & Inv Inc
0.20M0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M2.79M3.73M2.97M
Net income details
EBT
22.03M24.05M26.03M21.75M23.90M19.53M21.57M18.61M15.65M16.14M20.43M23.37M22.66M20.85M22.08M23.67M23.84M23.11M30.22M30.63M
Tax ProvisionsTaxes
5.15M6.61M6.60M5.65M7.01M9.35M5.84M5.51M4.22M4.79M5.80M6.43M5.96M4.62M5.78M6.84M6.57M4.97M7.91M8.50M
Profit After TaxPAT
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M
Income from Continuing OperationsIncome (Continuing)
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M
Consolidated Net IncomeConsol Net Inc.
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M
Income towards Parent CompanyParent Net Inc
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M
Net Income towards Common StockholdersNet Income
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.24M16.30M16.83M17.27M18.14M22.31M22.13M
Additional items
EPS (Basic)
0.660.680.760.630.660.400.630.520.450.450.580.670.660.640.640.660.680.700.780.77
EPS (Diluted)
0.660.680.760.630.660.400.620.510.450.440.570.660.650.630.630.650.670.700.770.76
Weighted Average Shares OutstandingWtd. Avg. Shares
25.51M25.57M25.47M25.46M25.43M25.41M25.14M25.19M25.27M25.21M25.21M25.25M25.33M25.28M25.40M25.45M25.54M25.73M28.78M28.70M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.)
25.73M25.79M25.72M25.73M25.70M25.69M25.41M25.48M25.59M25.52M25.55M25.57M25.67M25.58M25.71M25.72M25.81M26.01M29.05M28.95M
Shares Outstanding (Entity)Shares Outstanding (Entity.)
25.47M25.47M25.47M25.45M25.37M25.17M25.14M25.28M25.24M25.21M25.21M25.33M25.33M25.40M25.40M25.54M25.54M28.82M28.66M28.78M

MetroCity Bankshares Income Statement API

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