MetroCity Bankshares reported total assets of $4597.82M and total liabilities of $4013.89M for the quarter ended Sep 2026, up 26.7% year over year. This balance sheet covers 33 quarters of results from Sep 2018 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Balance SheetBalance Sheet | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||||||||||
| Cash & Short-Term Funds | |||||||||||||||||||||||||||||||||
| Cash Due from Bank | 432.52M | 418.99M | 220.03M | 164.05M | 150.96M | 216.17M | 250.50M | 279.11M | 142.15M | 254.33M | 325.03M | 278.75M | 236.34M | 272.32M | 273.60M | 213.94M | 370.83M | 373.96M | 254.37M | 301.72M | |||||||||||||
| Cash & EquivalentsCash & Equiv. | 441.34M | 424.73M | 223.10M | 179.72M | 179.49M | 224.06M | 262.73M | 282.06M | 144.81M | 258.84M | 327.86M | 291.21M | 249.88M | 285.06M | 286.01M | 227.16M | 383.68M | 387.60M | 266.69M | 317.01M | |||||||||||||
| Short-term InvestmentsInvestments (Current) | 11.39M | 11.02M | 10.78M | 10.45M | 10.30M | 10.43M | 10.36M | 10.11M | 10.34M | 10.29M | 10.28M | 10.57M | 10.30M | 18.44M | 18.48M | 18.61M | 18.65M | 18.56M | 18.48M | 17.74M | |||||||||||||
| Cash & Current Investments | 452.73M | 435.76M | 233.87M | 190.18M | 189.79M | 234.49M | 273.09M | 292.17M | 155.14M | 269.12M | 338.14M | 301.78M | 260.18M | 303.50M | 304.49M | 245.76M | 402.32M | 406.17M | 285.17M | 334.75M | |||||||||||||
| Fed Funds Sold | 8.82M | 5.74M | 3.07M | 15.67M | 28.52M | 7.90M | 12.22M | 2.95M | 2.65M | 4.51M | 2.83M | 12.46M | 13.54M | 12.74M | 12.42M | 13.22M | 12.84M | 13.65M | 12.32M | 15.30M | |||||||||||||
| Securities Bought | |||||||||||||||||||||||||||||||||
| Fed Funds and Securities Bought | |||||||||||||||||||||||||||||||||
| Securities | |||||||||||||||||||||||||||||||||
| Securities - Available for Sale | 25.73M | 23.89M | 21.39M | 19.98M | 19.25M | 19.17M | 18.70M | 17.66M | 18.49M | 18.06M | 17.83M | 18.21M | 17.39M | 15.43M | 15.03M | 15.37M | 47.18M | 26.62M | 26.18M | 23.14M | |||||||||||||
| Securities | 11.40M | 11.02M | 10.80M | 10.50M | 10.30M | 10.43M | 10.40M | 10.11M | 10.34M | 10.30M | 10.30M | 10.60M | 10.30M | 18.44M | 18.50M | 18.61M | 18.65M | 18.60M | 18.50M | 17.74M | |||||||||||||
| FHLB and Federal Reserve StockFHLB/FRB Stock | 19.70M | 15.81M | 15.62M | 15.62M | 17.49M | 17.66M | 15.53M | 17.85M | 17.85M | 19.06M | 20.25M | 20.25M | 20.25M | 22.69M | 22.69M | 22.69M | 27.57M | 23.49M | 21.11M | 21.11M | |||||||||||||
| Loans | |||||||||||||||||||||||||||||||||
| Loans Held for Sale | 37.93M | 22.27M | 72.61M | 4.60M | 34.53M | 4.99M | 231.26M | 9.74M | 1.35M | ||||||||||||||||||||||||
| Loans - Gross | 2,511.51M | 2,518.35M | 2,777.24M | 2,987.57M | 3,065.33M | 3,021.32M | 3,029.52M | 3,038.46M | 3,150.96M | 3,124.23M | 3,098.57M | 3,095.50M | 3,165.32M | 3,140.17M | 3,128.88M | 2,973.92M | 4,077.82M | 4,030.12M | 3,983.54M | 3,979.71M | |||||||||||||
| Loans - Loss Allowance | 16.95M | 16.67M | 16.68M | 14.98M | 13.89M | 18.95M | 18.09M | 17.66M | 18.11M | 17.98M | 17.96M | 18.59M | 18.74M | 18.59M | 18.75M | 17.94M | 27.84M | 26.70M | 25.82M | 25.80M | |||||||||||||
| Loans - Adjustments | 6.44M | 6.05M | 7.22M | 9.25M | 9.64M | 9.30M | |||||||||||||||||||||||||||
| Loans - Net | 2,488.12M | 2,495.63M | 2,753.34M | 2,963.34M | 3,041.80M | 2,993.07M | 3,002.62M | 3,012.29M | 3,123.99M | 3,097.89M | 3,072.54M | 3,069.24M | 3,139.19M | 3,113.94M | 3,102.79M | 2,948.92M | 4,023.55M | 3,974.41M | 3,930.50M | 3,928.14M | |||||||||||||
| Other Assets | |||||||||||||||||||||||||||||||||
| Accrued Interest Receivable | 11.05M | 10.64M | 10.99M | 11.73M | 13.17M | 13.64M | 13.88M | 14.61M | 15.13M | 15.69M | 15.29M | 15.67M | 15.86M | 16.50M | 16.53M | 16.91M | 20.30M | 20.30M | 20.12M | 20.39M | |||||||||||||
| Property, Plant & Equipment (Net) | 13.07M | 12.81M | 12.85M | 13.66M | 14.26M | 15.17M | 16.37M | 17.46M | 18.13M | 18.08M | 18.16M | 18.16M | 18.28M | 18.05M | 17.87M | 17.84M | 29.88M | 29.63M | 29.62M | 26.09M | |||||||||||||
| Goodwill | 56.05M | 56.05M | 56.05M | 56.05M | |||||||||||||||||||||||||||||
| Intangibles | 10.09M | 10.40M | 8.06M | 8.14M | 7.04M | 7.74M | 8.02M | 7.11M | 7.25M | 7.61M | 7.11M | 7.31M | 7.27M | 7.17M | 6.82M | 6.99M | 12.63M | 12.31M | 11.99M | 11.67M | |||||||||||||
| Goodwill & Intangibles | 10.09M | 10.40M | 8.06M | 8.14M | 7.04M | 7.74M | 8.02M | 7.11M | 7.25M | 7.61M | 7.11M | 7.31M | 7.27M | 7.17M | 6.82M | 6.99M | 68.68M | 68.36M | 68.04M | 67.72M | |||||||||||||
| Bank-Owned Life InsuranceBOLI | 59.44M | 67.84M | 68.27M | 68.70M | 69.13M | 69.57M | 70.01M | 70.46M | 70.96M | 71.49M | 72.06M | 72.67M | 73.29M | 73.90M | 74.52M | 75.15M | 75.79M | 76.42M | 77.07M | 77.71M | |||||||||||||
| Other Real Estate OwnedOREO | 3.62M | 3.56M | 3.56M | 4.33M | 4.33M | 0.77M | 1.00M | 0.76M | 1.47M | 1.45M | 1.45M | 1.52M | 0.43M | 1.71M | 0.74M | 0.92M | 0.21M | 1.15M | 1.30M | 4.51M | |||||||||||||
| Long-Term Investments | 280.37M | 348.10M | 379.49M | 418.65M | 489.24M | ||||||||||||||||||||||||||||
| Other Assets | 5.02M | 12.05M | 25.13M | 38.78M | 9.73M | 12.44M | 6.31M | 4.99M | 10.63M | 8.51M | 7.31M | 12.45M | 10.87M | 25.77M | 26.68M | 28.85M | 29.40M | 29.67M | 28.18M | 64.62M | |||||||||||||
| Assets | 3,106.16M | 3,142.32M | 3,167.85M | 3,348.44M | 3,427.24M | 3,419.01M | 3,475.09M | 3,511.03M | 3,502.82M | 3,647.22M | 3,615.37M | 3,569.21M | 3,594.05M | 3,659.73M | 3,615.69M | 3,629.46M | 4,768.40M | 4,688.35M | 4,519.95M | 4,597.82M | |||||||||||||
| Liabilities | |||||||||||||||||||||||||||||||||
| Deposits | |||||||||||||||||||||||||||||||||
| Deposits - Non-Interest-BearingNon-Int. Deposits | 592.44M | 615.65M | 620.18M | 602.25M | 611.99M | 577.28M | 575.30M | 559.54M | 512.05M | 546.76M | 564.08M | 552.47M | 536.28M | 539.98M | 548.91M | 544.44M | 780.83M | 799.19M | 782.97M | 828.28M | |||||||||||||
| Deposits - Interest-BearingInt. Deposits | 1,670.58M | 1,766.49M | 1,776.83M | 1,968.61M | 2,054.85M | 2,066.81M | 2,123.18M | 2,159.05M | 2,218.89M | 2,267.10M | 2,181.78M | 2,170.65M | 2,200.52M | 2,197.06M | 2,140.59M | 2,148.65M | 2,865.17M | 2,827.48M | 2,706.39M | 2,733.76M | |||||||||||||
| Deposits - Total | 2,263.02M | 2,382.14M | 2,397.01M | 2,570.85M | 2,666.84M | 2,644.09M | 2,698.48M | 2,718.59M | 2,730.94M | 2,813.86M | 2,745.86M | 2,723.12M | 2,736.80M | 2,737.03M | 2,689.49M | 2,693.08M | 3,646.00M | 3,626.67M | 3,489.36M | 3,562.04M | |||||||||||||
| Borrowings | |||||||||||||||||||||||||||||||||
| FHLB Advances | 500.00M | 380.00M | 375.00M | 375.00M | 375.00M | 375.00M | 325.00M | 325.00M | 325.00M | 350.00M | 375.00M | 375.00M | 375.00M | 425.00M | 425.00M | 425.00M | 510.00M | 425.00M | 375.00M | 375.00M | |||||||||||||
| Other Borrowings | 0.46M | 0.41M | 0.40M | 0.40M | 0.39M | 0.39M | 0.39M | ||||||||||||||||||||||||||
| Other Liabilities | |||||||||||||||||||||||||||||||||
| Accumulated Expenses | 0.53M | 0.31M | 0.40M | 0.51M | 0.00M | ||||||||||||||||||||||||||||
| Operating Leases | 9.86M | 9.45M | 9.03M | 9.30M | 8.89M | 8.44M | 7.99M | 7.54M | 8.65M | 8.19M | 7.74M | 7.30M | 7.94M | 7.96M | 8.22M | 7.70M | 15.31M | 14.52M | 14.13M | 13.35M | |||||||||||||
| Other Liabilities | 42.39M | 59.71M | 62.64M | 42.37M | 23.96M | 34.45M | 66.21M | 71.28M | 52.59M | 75.51M | 76.06M | 53.01M | 49.46M | 58.28M | 53.44M | 54.22M | 42.18M | 57.80M | 66.08M | 57.71M | |||||||||||||
| Total Liabilities | 2,815.94M | 2,831.91M | 2,844.78M | 2,999.41M | 3,077.82M | 3,066.05M | 3,101.92M | 3,126.32M | 3,121.31M | 3,250.62M | 3,208.14M | 3,162.02M | 3,172.69M | 3,231.76M | 3,179.59M | 3,183.58M | 4,224.22M | 4,134.19M | 3,952.10M | 4,013.89M | |||||||||||||
| Shareholder's Equity | |||||||||||||||||||||||||||||||||
| Common Stock | 0.26M | 0.26M | 0.26M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.26M | 0.26M | 1.16M | 0.29M | 0.29M | 0.29M | |||||||||||||
| Additional Paid-In CapitalAPIC | 51.56M | 51.75M | 49.83M | 48.91M | 45.30M | 45.04M | 45.52M | 45.58M | 45.70M | 46.11M | 46.64M | 47.48M | 49.22M | 49.65M | 50.21M | 51.15M | 138.68M | 135.53M | 136.12M | 137.05M | |||||||||||||
| Common Stock and Paid-In Capital | 0.26M | 0.26M | 0.26M | 0.26M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.25M | 0.26M | 0.26M | 1.16M | 1.16M | 1.16M | 1.16M | |||||||||||||
| Retained Earnings | 238.58M | 254.17M | 266.43M | 279.48M | 285.83M | 293.14M | 301.75M | 308.59M | 315.36M | 324.90M | 336.75M | 348.34M | 358.70M | 369.11M | 380.05M | 390.97M | 402.68M | 417.75M | 431.52M | 447.43M | |||||||||||||
| Accumulated Other Comprehensive IncomeAOCI | -0.17M | 4.24M | 6.56M | 20.39M | 18.04M | 14.53M | 25.64M | 30.28M | 20.21M | 25.35M | 23.58M | 11.11M | 13.18M | 8.96M | 5.59M | 3.51M | 1.67M | 0.59M | -0.08M | -0.84M | |||||||||||||
| Common Equity | 290.22M | 310.41M | 323.07M | 349.03M | 349.42M | 352.96M | 373.16M | 384.70M | 381.52M | 396.60M | 407.23M | 407.19M | 421.35M | 427.97M | 436.10M | 445.89M | 544.18M | 554.16M | 567.85M | 583.93M | |||||||||||||
| Liabilities and Shareholders Equity | 3,106.16M | 3,142.32M | 3,167.85M | 3,348.44M | 3,427.24M | 3,419.01M | 3,475.09M | 3,511.03M | 3,502.82M | 3,647.22M | 3,615.37M | 3,569.21M | 3,594.05M | 3,659.73M | 3,615.69M | 3,629.46M | 4,768.40M | 4,688.35M | 4,519.95M | 4,597.82M | |||||||||||||
| Additional items | |||||||||||||||||||||||||||||||||
| Total Debt | 500.46M | 380.41M | 375.40M | 375.40M | 375.39M | 375.39M | 325.39M | 325.00M | 325.00M | 350.00M | 375.00M | 375.00M | 375.00M | 425.00M | 425.00M | 425.00M | 510.00M | 425.00M | 375.00M | 375.00M |
Pull MetroCity Bankshares's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=MCBS&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "MCBS", "statement": "BS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=MCBS&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();